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Side-by-side financial comparison of Limbach Holdings, Inc. (LMB) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $186.9M, roughly 1.4× Limbach Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 30.1%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $27.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 25.3%).
Limbach Flugmotoren is a Chinese-owned company based in Germany that produces aircraft engines.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
LMB vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $186.9M | $253.4M |
| Net Profit | $12.3M | — |
| Gross Margin | 25.7% | — |
| Operating Margin | 9.4% | 28.7% |
| Net Margin | 6.6% | — |
| Revenue YoY | 30.1% | 62.7% |
| Net Profit YoY | 25.0% | — |
| EPS (diluted) | $1.01 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $186.9M | $253.4M | ||
| Q3 25 | $184.6M | $244.7M | ||
| Q2 25 | $142.2M | $203.3M | ||
| Q1 25 | $133.1M | $174.6M | ||
| Q4 24 | $143.7M | $155.8M | ||
| Q3 24 | $133.9M | $148.5M | ||
| Q2 24 | $122.2M | $131.1M | ||
| Q1 24 | $119.0M | $118.5M |
| Q4 25 | $12.3M | — | ||
| Q3 25 | $8.8M | $51.5M | ||
| Q2 25 | $7.8M | $46.5M | ||
| Q1 25 | $10.2M | $42.9M | ||
| Q4 24 | $9.8M | — | ||
| Q3 24 | $7.5M | $30.5M | ||
| Q2 24 | $6.0M | $25.7M | ||
| Q1 24 | $7.6M | $26.4M |
| Q4 25 | 25.7% | — | ||
| Q3 25 | 24.2% | — | ||
| Q2 25 | 28.0% | — | ||
| Q1 25 | 27.6% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 27.0% | — | ||
| Q2 24 | 27.4% | — | ||
| Q1 24 | 26.1% | — |
| Q4 25 | 9.4% | 28.7% | ||
| Q3 25 | 7.2% | 27.4% | ||
| Q2 25 | 7.5% | 29.5% | ||
| Q1 25 | 5.9% | 30.8% | ||
| Q4 24 | 9.1% | 28.9% | ||
| Q3 24 | 8.1% | 25.9% | ||
| Q2 24 | 6.7% | 25.5% | ||
| Q1 24 | 5.5% | 29.0% |
| Q4 25 | 6.6% | — | ||
| Q3 25 | 4.8% | 21.0% | ||
| Q2 25 | 5.5% | 22.9% | ||
| Q1 25 | 7.7% | 24.6% | ||
| Q4 24 | 6.9% | — | ||
| Q3 24 | 5.6% | 20.5% | ||
| Q2 24 | 4.9% | 19.6% | ||
| Q1 24 | 6.4% | 22.3% |
| Q4 25 | $1.01 | $2.05 | ||
| Q3 25 | $0.73 | $1.87 | ||
| Q2 25 | $0.64 | $1.68 | ||
| Q1 25 | $0.85 | $1.57 | ||
| Q4 24 | $0.81 | $1.29 | ||
| Q3 24 | $0.62 | $1.15 | ||
| Q2 24 | $0.50 | $1.00 | ||
| Q1 24 | $0.64 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $11.3M | $106.9M |
| Total DebtLower is stronger | $30.5M | — |
| Stockholders' EquityBook value | $195.7M | $942.7M |
| Total Assets | $381.1M | $3.1B |
| Debt / EquityLower = less leverage | 0.16× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.3M | $106.9M | ||
| Q3 25 | $9.8M | $111.7M | ||
| Q2 25 | $38.9M | $81.3M | ||
| Q1 25 | $38.1M | $119.3M | ||
| Q4 24 | $44.9M | $80.4M | ||
| Q3 24 | $51.2M | $86.5M | ||
| Q2 24 | $59.5M | $47.8M | ||
| Q1 24 | $48.2M | $61.4M |
| Q4 25 | $30.5M | — | ||
| Q3 25 | $56.3M | — | ||
| Q2 25 | $28.4M | — | ||
| Q1 25 | $23.7M | — | ||
| Q4 24 | $23.6M | — | ||
| Q3 24 | $20.5M | — | ||
| Q2 24 | $19.7M | — | ||
| Q1 24 | $19.4M | — |
| Q4 25 | $195.7M | $942.7M | ||
| Q3 25 | $181.6M | $878.1M | ||
| Q2 25 | $170.5M | $847.2M | ||
| Q1 25 | $161.1M | $790.4M | ||
| Q4 24 | $153.5M | $729.0M | ||
| Q3 24 | $142.2M | $703.3M | ||
| Q2 24 | $133.0M | $532.6M | ||
| Q1 24 | $125.5M | $501.7M |
| Q4 25 | $381.1M | $3.1B | ||
| Q3 25 | $409.1M | $2.9B | ||
| Q2 25 | $343.0M | $2.8B | ||
| Q1 25 | $336.4M | $2.4B | ||
| Q4 24 | $352.1M | $2.3B | ||
| Q3 24 | $324.4M | $2.3B | ||
| Q2 24 | $303.9M | $2.0B | ||
| Q1 24 | $289.2M | $1.9B |
| Q4 25 | 0.16× | — | ||
| Q3 25 | 0.31× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.1M | $409.1M |
| Free Cash FlowOCF − Capex | $27.9M | $409.0M |
| FCF MarginFCF / Revenue | 14.9% | 161.4% |
| Capex IntensityCapex / Revenue | 0.1% | 0.1% |
| Cash ConversionOCF / Net Profit | 2.29× | — |
| TTM Free Cash FlowTrailing 4 quarters | $41.9M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.1M | $409.1M | ||
| Q3 25 | $13.3M | $83.6M | ||
| Q2 25 | $2.0M | $120.9M | ||
| Q1 25 | $2.2M | $87.2M | ||
| Q4 24 | $19.3M | $261.2M | ||
| Q3 24 | $4.9M | $100.3M | ||
| Q2 24 | $16.5M | $55.1M | ||
| Q1 24 | $-3.9M | $33.1M |
| Q4 25 | $27.9M | $409.0M | ||
| Q3 25 | $12.8M | $83.6M | ||
| Q2 25 | $1.2M | $120.8M | ||
| Q1 25 | $11.0K | $87.1M | ||
| Q4 24 | $18.0M | $260.9M | ||
| Q3 24 | $4.6M | $100.1M | ||
| Q2 24 | $13.2M | — | ||
| Q1 24 | $-6.5M | — |
| Q4 25 | 14.9% | 161.4% | ||
| Q3 25 | 7.0% | 34.2% | ||
| Q2 25 | 0.8% | 59.4% | ||
| Q1 25 | 0.0% | 49.9% | ||
| Q4 24 | 12.5% | 167.5% | ||
| Q3 24 | 3.4% | 67.4% | ||
| Q2 24 | 10.8% | — | ||
| Q1 24 | -5.5% | — |
| Q4 25 | 0.1% | 0.1% | ||
| Q3 25 | 0.3% | 0.0% | ||
| Q2 25 | 0.6% | 0.0% | ||
| Q1 25 | 1.7% | 0.0% | ||
| Q4 24 | 0.9% | 0.2% | ||
| Q3 24 | 0.3% | 0.1% | ||
| Q2 24 | 2.7% | 0.0% | ||
| Q1 24 | 2.1% | 0.0% |
| Q4 25 | 2.29× | — | ||
| Q3 25 | 1.52× | 1.63× | ||
| Q2 25 | 0.26× | 2.60× | ||
| Q1 25 | 0.22× | 2.03× | ||
| Q4 24 | 1.96× | — | ||
| Q3 24 | 0.66× | 3.29× | ||
| Q2 24 | 2.77× | 2.14× | ||
| Q1 24 | -0.52× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LMB
| Owner Direct Relationships Segment | $145.0M | 78% |
| General Contractor Construction Manager Relationships Segment | $41.9M | 22% |
PLMR
Segment breakdown not available.
