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Side-by-side financial comparison of Limoneira CO (LMNR) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Limoneira CO is the larger business by last-quarter revenue ($41.3M vs $31.4M, roughly 1.3× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -21.0%, a 57.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -2.8%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 3.8%).

Limoneira Company is a leading agribusiness headquartered in California, the U.S. It primarily cultivates, processes and distributes premium citrus fruits, avocados and other specialty agricultural products. It operates across North American, Asian and European markets, serving retail and food service clients, alongside a sustainable land real estate development segment.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

LMNR vs PDLB — Head-to-Head

Bigger by revenue
LMNR
LMNR
1.3× larger
LMNR
$41.3M
$31.4M
PDLB
Growing faster (revenue YoY)
PDLB
PDLB
+40.4% gap
PDLB
37.6%
-2.8%
LMNR
Higher net margin
PDLB
PDLB
57.3% more per $
PDLB
36.3%
-21.0%
LMNR
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
3.8%
LMNR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LMNR
LMNR
PDLB
PDLB
Revenue
$41.3M
$31.4M
Net Profit
$-8.7M
$10.1M
Gross Margin
-15.1%
Operating Margin
-26.8%
43.6%
Net Margin
-21.0%
36.3%
Revenue YoY
-2.8%
37.6%
Net Profit YoY
-367.5%
245.6%
EPS (diluted)
$-0.49
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LMNR
LMNR
PDLB
PDLB
Q4 25
$41.3M
$31.4M
Q3 25
$45.9M
$26.7M
Q2 25
$33.6M
$26.5M
Q1 25
$32.9M
$24.6M
Q4 24
$42.5M
$22.8M
Q3 24
$61.8M
$20.2M
Q2 24
$43.3M
$20.2M
Q1 24
$38.3M
$20.5M
Net Profit
LMNR
LMNR
PDLB
PDLB
Q4 25
$-8.7M
$10.1M
Q3 25
$-855.0K
$6.5M
Q2 25
$-3.4M
$6.1M
Q1 25
$-3.1M
$6.0M
Q4 24
$-1.9M
$2.9M
Q3 24
$6.6M
$2.4M
Q2 24
$6.6M
$3.2M
Q1 24
$-3.6M
$2.4M
Gross Margin
LMNR
LMNR
PDLB
PDLB
Q4 25
-15.1%
Q3 25
8.5%
Q2 25
5.6%
Q1 25
-2.0%
Q4 24
6.3%
Q3 24
26.5%
Q2 24
6.5%
Q1 24
-2.0%
Operating Margin
LMNR
LMNR
PDLB
PDLB
Q4 25
-26.8%
43.6%
Q3 25
-1.4%
32.8%
Q2 25
-10.0%
30.2%
Q1 25
-16.3%
32.5%
Q4 24
-6.5%
19.6%
Q3 24
14.5%
15.2%
Q2 24
-10.8%
21.8%
Q1 24
-20.2%
18.3%
Net Margin
LMNR
LMNR
PDLB
PDLB
Q4 25
-21.0%
36.3%
Q3 25
-1.9%
24.3%
Q2 25
-10.0%
23.0%
Q1 25
-9.4%
24.2%
Q4 24
-4.4%
14.1%
Q3 24
10.7%
12.1%
Q2 24
15.2%
15.8%
Q1 24
-9.4%
11.8%
EPS (diluted)
LMNR
LMNR
PDLB
PDLB
Q4 25
$-0.49
$0.43
Q3 25
$-0.06
$0.27
Q2 25
$-0.20
$0.25
Q1 25
$-0.18
$0.25
Q4 24
$-0.09
$0.11
Q3 24
$0.35
$0.10
Q2 24
$0.35
$0.14
Q1 24
$-0.21
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LMNR
LMNR
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$126.2M
Total DebtLower is stronger
$72.5M
$596.1M
Stockholders' EquityBook value
$180.0M
$541.5M
Total Assets
$311.1M
$3.2B
Debt / EquityLower = less leverage
0.40×
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LMNR
LMNR
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$146.6M
Q2 25
$126.6M
Q1 25
$129.9M
Q4 24
$139.8M
Q3 24
$155.8M
Q2 24
$103.2M
Q1 24
$134.7M
Total Debt
LMNR
LMNR
PDLB
PDLB
Q4 25
$72.5M
$596.1M
Q3 25
$63.4M
$521.1M
Q2 25
$55.0M
$536.1M
Q1 25
$58.0M
$521.1M
Q4 24
$40.6M
$596.1M
Q3 24
$40.6M
$580.4M
Q2 24
$60.1M
$680.4M
Q1 24
$52.1M
$680.4M
Stockholders' Equity
LMNR
LMNR
PDLB
PDLB
Q4 25
$180.0M
$541.5M
Q3 25
$180.3M
$529.8M
Q2 25
$182.7M
$521.1M
Q1 25
$186.5M
$513.9M
Q4 24
$191.7M
$505.5M
Q3 24
$194.9M
$504.6M
Q2 24
$189.0M
$497.7M
Q1 24
$184.2M
$493.7M
Total Assets
LMNR
LMNR
PDLB
PDLB
Q4 25
$311.1M
$3.2B
Q3 25
$299.9M
$3.2B
Q2 25
$296.6M
$3.2B
Q1 25
$301.4M
$3.1B
Q4 24
$298.8M
$3.0B
Q3 24
$307.3M
$3.0B
Q2 24
$322.2M
$2.8B
Q1 24
$299.6M
$2.8B
Debt / Equity
LMNR
LMNR
PDLB
PDLB
Q4 25
0.40×
1.10×
Q3 25
0.35×
0.98×
Q2 25
0.30×
1.03×
Q1 25
0.31×
1.01×
Q4 24
0.21×
1.18×
Q3 24
0.21×
1.15×
Q2 24
0.32×
1.37×
Q1 24
0.28×
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LMNR
LMNR
PDLB
PDLB
Operating Cash FlowLast quarter
$942.0K
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LMNR
LMNR
PDLB
PDLB
Q4 25
$942.0K
$55.6M
Q3 25
$-3.0M
$1.4M
Q2 25
$8.9M
$6.2M
Q1 25
$-12.9M
$13.1M
Q4 24
$6.6M
$7.2M
Q3 24
$24.6M
$-14.6M
Q2 24
$-3.0M
$-2.6M
Q1 24
$-10.3M
$1.5M
Free Cash Flow
LMNR
LMNR
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
LMNR
LMNR
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
LMNR
LMNR
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
LMNR
LMNR
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
3.73×
-5.99×
Q2 24
-0.46×
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LMNR
LMNR

Lemon Packing$33.9M82%
Other Agribusiness$5.8M14%
Fresh Lemons$1.3M3%

PDLB
PDLB

Segment breakdown not available.

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