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Side-by-side financial comparison of Loar Holdings Inc. (LOAR) and OFG BANCORP (OFG). Click either name above to swap in a different company.
OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $131.8M, roughly 1.4× Loar Holdings Inc.). OFG BANCORP runs the higher net margin — 30.3% vs 9.5%, a 20.8% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 0.9%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
LOAR vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $131.8M | $184.3M |
| Net Profit | $12.5M | $55.9M |
| Gross Margin | 52.1% | — |
| Operating Margin | 18.0% | 25.7% |
| Net Margin | 9.5% | 30.3% |
| Revenue YoY | 19.3% | 0.9% |
| Net Profit YoY | 239.5% | 11.0% |
| EPS (diluted) | $0.13 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $131.8M | $184.3M | ||
| Q3 25 | $126.8M | $186.2M | ||
| Q2 25 | $123.1M | $182.4M | ||
| Q1 25 | $114.7M | $178.6M | ||
| Q4 24 | $110.4M | $182.7M | ||
| Q3 24 | $103.5M | $174.7M | ||
| Q2 24 | $97.0M | $179.8M | ||
| Q1 24 | $91.8M | $174.4M |
| Q4 25 | $12.5M | $55.9M | ||
| Q3 25 | $27.6M | $51.8M | ||
| Q2 25 | $16.7M | $51.8M | ||
| Q1 25 | $15.3M | $45.6M | ||
| Q4 24 | $3.7M | $50.3M | ||
| Q3 24 | $8.7M | $47.0M | ||
| Q2 24 | $7.6M | $51.1M | ||
| Q1 24 | $2.2M | $49.7M |
| Q4 25 | 52.1% | — | ||
| Q3 25 | 52.7% | — | ||
| Q2 25 | 53.8% | — | ||
| Q1 25 | 52.1% | — | ||
| Q4 24 | 48.9% | — | ||
| Q3 24 | 51.1% | — | ||
| Q2 24 | 49.0% | — | ||
| Q1 24 | 48.4% | — |
| Q4 25 | 18.0% | 25.7% | ||
| Q3 25 | 22.9% | 33.0% | ||
| Q2 25 | 22.2% | 36.1% | ||
| Q1 25 | 22.8% | 33.3% | ||
| Q4 24 | 19.2% | 28.9% | ||
| Q3 24 | 22.1% | 35.4% | ||
| Q2 24 | 22.9% | 39.6% | ||
| Q1 24 | 23.3% | 38.9% |
| Q4 25 | 9.5% | 30.3% | ||
| Q3 25 | 21.8% | 27.8% | ||
| Q2 25 | 13.6% | 28.4% | ||
| Q1 25 | 13.4% | 25.5% | ||
| Q4 24 | 3.3% | 27.6% | ||
| Q3 24 | 8.4% | 26.9% | ||
| Q2 24 | 7.9% | 28.4% | ||
| Q1 24 | 2.4% | 28.5% |
| Q4 25 | $0.13 | $1.27 | ||
| Q3 25 | $0.29 | $1.16 | ||
| Q2 25 | $0.17 | $1.15 | ||
| Q1 25 | $0.16 | $1.00 | ||
| Q4 24 | $-11023.48 | $1.10 | ||
| Q3 24 | $0.09 | $1.00 | ||
| Q2 24 | $0.09 | $1.08 | ||
| Q1 24 | $11023.54 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $84.8M | $1.0B |
| Total DebtLower is stronger | $715.7M | — |
| Stockholders' EquityBook value | $1.2B | $1.4B |
| Total Assets | $2.0B | $12.5B |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $84.8M | $1.0B | ||
| Q3 25 | $99.0M | $740.3M | ||
| Q2 25 | $103.3M | $851.8M | ||
| Q1 25 | $80.5M | $710.6M | ||
| Q4 24 | $54.1M | $591.1M | ||
| Q3 24 | $55.2M | $680.6M | ||
| Q2 24 | $73.2M | $740.4M | ||
| Q1 24 | $28.2M | $754.4M |
| Q4 25 | $715.7M | — | ||
| Q3 25 | $279.4M | — | ||
| Q2 25 | $277.7M | — | ||
| Q1 25 | $277.5M | — | ||
| Q4 24 | $277.3M | — | ||
| Q3 24 | $602.1M | — | ||
| Q2 24 | $250.7M | — | ||
| Q1 24 | $534.2M | — |
| Q4 25 | $1.2B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.1B | $1.3B | ||
| Q3 24 | $769.8M | $1.3B | ||
| Q2 24 | $758.4M | $1.2B | ||
| Q1 24 | $420.6M | $1.2B |
| Q4 25 | $2.0B | $12.5B | ||
| Q3 25 | $1.5B | $12.2B | ||
| Q2 25 | $1.5B | $12.2B | ||
| Q1 25 | $1.5B | $11.7B | ||
| Q4 24 | $1.5B | $11.5B | ||
| Q3 24 | $1.5B | $11.5B | ||
| Q2 24 | $1.1B | $11.3B | ||
| Q1 24 | $1.1B | $11.2B |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.24× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.78× | — | ||
| Q2 24 | 0.33× | — | ||
| Q1 24 | 1.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $30.4M | $217.7M |
| Free Cash FlowOCF − Capex | — | $199.3M |
| FCF MarginFCF / Revenue | — | 108.1% |
| Capex IntensityCapex / Revenue | — | 10.0% |
| Cash ConversionOCF / Net Profit | 2.43× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $30.4M | $217.7M | ||
| Q3 25 | $29.7M | $39.5M | ||
| Q2 25 | $23.8M | $35.9M | ||
| Q1 25 | $28.4M | $83.1M | ||
| Q4 24 | $20.7M | $252.5M | ||
| Q3 24 | $16.3M | $58.1M | ||
| Q2 24 | $7.1M | $95.1M | ||
| Q1 24 | $10.8M | $61.0M |
| Q4 25 | — | $199.3M | ||
| Q3 25 | — | $35.5M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $78.7M | ||
| Q4 24 | — | $231.2M | ||
| Q3 24 | — | $51.8M | ||
| Q2 24 | — | $90.4M | ||
| Q1 24 | — | $54.8M |
| Q4 25 | — | 108.1% | ||
| Q3 25 | — | 19.1% | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 126.5% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 50.3% | ||
| Q1 24 | — | 31.4% |
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | 2.43× | 3.90× | ||
| Q3 25 | 1.08× | 0.76× | ||
| Q2 25 | 1.42× | 0.69× | ||
| Q1 25 | 1.85× | 1.82× | ||
| Q4 24 | 5.62× | 5.02× | ||
| Q3 24 | 1.89× | 1.24× | ||
| Q2 24 | 0.93× | 1.86× | ||
| Q1 24 | 4.81× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
OFG
Segment breakdown not available.
