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Side-by-side financial comparison of Loar Holdings Inc. (LOAR) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $131.8M, roughly 1.9× Loar Holdings Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 19.3%). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 19.8%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
LOAR vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $131.8M | $253.4M |
| Net Profit | $12.5M | — |
| Gross Margin | 52.1% | — |
| Operating Margin | 18.0% | 28.7% |
| Net Margin | 9.5% | — |
| Revenue YoY | 19.3% | 62.7% |
| Net Profit YoY | 239.5% | — |
| EPS (diluted) | $0.13 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $131.8M | $253.4M | ||
| Q3 25 | $126.8M | $244.7M | ||
| Q2 25 | $123.1M | $203.3M | ||
| Q1 25 | $114.7M | $174.6M | ||
| Q4 24 | $110.4M | $155.8M | ||
| Q3 24 | $103.5M | $148.5M | ||
| Q2 24 | $97.0M | $131.1M | ||
| Q1 24 | $91.8M | $118.5M |
| Q4 25 | $12.5M | — | ||
| Q3 25 | $27.6M | $51.5M | ||
| Q2 25 | $16.7M | $46.5M | ||
| Q1 25 | $15.3M | $42.9M | ||
| Q4 24 | $3.7M | — | ||
| Q3 24 | $8.7M | $30.5M | ||
| Q2 24 | $7.6M | $25.7M | ||
| Q1 24 | $2.2M | $26.4M |
| Q4 25 | 52.1% | — | ||
| Q3 25 | 52.7% | — | ||
| Q2 25 | 53.8% | — | ||
| Q1 25 | 52.1% | — | ||
| Q4 24 | 48.9% | — | ||
| Q3 24 | 51.1% | — | ||
| Q2 24 | 49.0% | — | ||
| Q1 24 | 48.4% | — |
| Q4 25 | 18.0% | 28.7% | ||
| Q3 25 | 22.9% | 27.4% | ||
| Q2 25 | 22.2% | 29.5% | ||
| Q1 25 | 22.8% | 30.8% | ||
| Q4 24 | 19.2% | 28.9% | ||
| Q3 24 | 22.1% | 25.9% | ||
| Q2 24 | 22.9% | 25.5% | ||
| Q1 24 | 23.3% | 29.0% |
| Q4 25 | 9.5% | — | ||
| Q3 25 | 21.8% | 21.0% | ||
| Q2 25 | 13.6% | 22.9% | ||
| Q1 25 | 13.4% | 24.6% | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 8.4% | 20.5% | ||
| Q2 24 | 7.9% | 19.6% | ||
| Q1 24 | 2.4% | 22.3% |
| Q4 25 | $0.13 | $2.05 | ||
| Q3 25 | $0.29 | $1.87 | ||
| Q2 25 | $0.17 | $1.68 | ||
| Q1 25 | $0.16 | $1.57 | ||
| Q4 24 | $-11023.48 | $1.29 | ||
| Q3 24 | $0.09 | $1.15 | ||
| Q2 24 | $0.09 | $1.00 | ||
| Q1 24 | $11023.54 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $84.8M | $106.9M |
| Total DebtLower is stronger | $715.7M | — |
| Stockholders' EquityBook value | $1.2B | $942.7M |
| Total Assets | $2.0B | $3.1B |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $84.8M | $106.9M | ||
| Q3 25 | $99.0M | $111.7M | ||
| Q2 25 | $103.3M | $81.3M | ||
| Q1 25 | $80.5M | $119.3M | ||
| Q4 24 | $54.1M | $80.4M | ||
| Q3 24 | $55.2M | $86.5M | ||
| Q2 24 | $73.2M | $47.8M | ||
| Q1 24 | $28.2M | $61.4M |
| Q4 25 | $715.7M | — | ||
| Q3 25 | $279.4M | — | ||
| Q2 25 | $277.7M | — | ||
| Q1 25 | $277.5M | — | ||
| Q4 24 | $277.3M | — | ||
| Q3 24 | $602.1M | — | ||
| Q2 24 | $250.7M | — | ||
| Q1 24 | $534.2M | — |
| Q4 25 | $1.2B | $942.7M | ||
| Q3 25 | $1.2B | $878.1M | ||
| Q2 25 | $1.1B | $847.2M | ||
| Q1 25 | $1.1B | $790.4M | ||
| Q4 24 | $1.1B | $729.0M | ||
| Q3 24 | $769.8M | $703.3M | ||
| Q2 24 | $758.4M | $532.6M | ||
| Q1 24 | $420.6M | $501.7M |
| Q4 25 | $2.0B | $3.1B | ||
| Q3 25 | $1.5B | $2.9B | ||
| Q2 25 | $1.5B | $2.8B | ||
| Q1 25 | $1.5B | $2.4B | ||
| Q4 24 | $1.5B | $2.3B | ||
| Q3 24 | $1.5B | $2.3B | ||
| Q2 24 | $1.1B | $2.0B | ||
| Q1 24 | $1.1B | $1.9B |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.24× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.78× | — | ||
| Q2 24 | 0.33× | — | ||
| Q1 24 | 1.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $30.4M | $409.1M |
| Free Cash FlowOCF − Capex | — | $409.0M |
| FCF MarginFCF / Revenue | — | 161.4% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | 2.43× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $30.4M | $409.1M | ||
| Q3 25 | $29.7M | $83.6M | ||
| Q2 25 | $23.8M | $120.9M | ||
| Q1 25 | $28.4M | $87.2M | ||
| Q4 24 | $20.7M | $261.2M | ||
| Q3 24 | $16.3M | $100.3M | ||
| Q2 24 | $7.1M | $55.1M | ||
| Q1 24 | $10.8M | $33.1M |
| Q4 25 | — | $409.0M | ||
| Q3 25 | — | $83.6M | ||
| Q2 25 | — | $120.8M | ||
| Q1 25 | — | $87.1M | ||
| Q4 24 | — | $260.9M | ||
| Q3 24 | — | $100.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 161.4% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 59.4% | ||
| Q1 25 | — | 49.9% | ||
| Q4 24 | — | 167.5% | ||
| Q3 24 | — | 67.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | 2.43× | — | ||
| Q3 25 | 1.08× | 1.63× | ||
| Q2 25 | 1.42× | 2.60× | ||
| Q1 25 | 1.85× | 2.03× | ||
| Q4 24 | 5.62× | — | ||
| Q3 24 | 1.89× | 3.29× | ||
| Q2 24 | 0.93× | 2.14× | ||
| Q1 24 | 4.81× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
PLMR
Segment breakdown not available.
