vs
Side-by-side financial comparison of Loar Holdings Inc. (LOAR) and TRICO BANCSHARES (TCBK). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $109.4M, roughly 1.2× TRICO BANCSHARES ). TRICO BANCSHARES runs the higher net margin — 251.6% vs 9.5%, a 242.1% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 9.0%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 5.4%).
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
LOAR vs TCBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $131.8M | $109.4M |
| Net Profit | $12.5M | $33.6M |
| Gross Margin | 52.1% | — |
| Operating Margin | 18.0% | 42.6% |
| Net Margin | 9.5% | 251.6% |
| Revenue YoY | 19.3% | 9.0% |
| Net Profit YoY | 239.5% | 15.8% |
| EPS (diluted) | $0.13 | $1.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $131.8M | $109.4M | ||
| Q3 25 | $126.8M | $107.6M | ||
| Q2 25 | $123.1M | $103.6M | ||
| Q1 25 | $114.7M | $98.6M | ||
| Q4 24 | $110.4M | $100.4M | ||
| Q3 24 | $103.5M | $99.1M | ||
| Q2 24 | $97.0M | $97.9M | ||
| Q1 24 | $91.8M | $98.5M |
| Q4 25 | $12.5M | $33.6M | ||
| Q3 25 | $27.6M | $34.0M | ||
| Q2 25 | $16.7M | $27.5M | ||
| Q1 25 | $15.3M | $26.4M | ||
| Q4 24 | $3.7M | $29.0M | ||
| Q3 24 | $8.7M | $29.1M | ||
| Q2 24 | $7.6M | $29.0M | ||
| Q1 24 | $2.2M | $27.7M |
| Q4 25 | 52.1% | — | ||
| Q3 25 | 52.7% | — | ||
| Q2 25 | 53.8% | — | ||
| Q1 25 | 52.1% | — | ||
| Q4 24 | 48.9% | — | ||
| Q3 24 | 51.1% | — | ||
| Q2 24 | 49.0% | — | ||
| Q1 24 | 48.4% | — |
| Q4 25 | 18.0% | 42.6% | ||
| Q3 25 | 22.9% | 43.2% | ||
| Q2 25 | 22.2% | 36.5% | ||
| Q1 25 | 22.8% | 35.8% | ||
| Q4 24 | 19.2% | 38.7% | ||
| Q3 24 | 22.1% | 39.8% | ||
| Q2 24 | 22.9% | 40.0% | ||
| Q1 24 | 23.3% | 38.3% |
| Q4 25 | 9.5% | 251.6% | ||
| Q3 25 | 21.8% | 31.6% | ||
| Q2 25 | 13.6% | 26.6% | ||
| Q1 25 | 13.4% | 26.7% | ||
| Q4 24 | 3.3% | 221.4% | ||
| Q3 24 | 8.4% | 29.3% | ||
| Q2 24 | 7.9% | 29.7% | ||
| Q1 24 | 2.4% | 28.2% |
| Q4 25 | $0.13 | $1.02 | ||
| Q3 25 | $0.29 | $1.04 | ||
| Q2 25 | $0.17 | $0.84 | ||
| Q1 25 | $0.16 | $0.80 | ||
| Q4 24 | $-11023.48 | $0.88 | ||
| Q3 24 | $0.09 | $0.88 | ||
| Q2 24 | $0.09 | $0.87 | ||
| Q1 24 | $11023.54 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $84.8M | $157.0M |
| Total DebtLower is stronger | $715.7M | — |
| Stockholders' EquityBook value | $1.2B | $1.3B |
| Total Assets | $2.0B | $9.8B |
| Debt / EquityLower = less leverage | 0.61× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $84.8M | $157.0M | ||
| Q3 25 | $99.0M | $298.8M | ||
| Q2 25 | $103.3M | $314.3M | ||
| Q1 25 | $80.5M | $308.3M | ||
| Q4 24 | $54.1M | $145.0M | ||
| Q3 24 | $55.2M | $320.1M | ||
| Q2 24 | $73.2M | $206.6M | ||
| Q1 24 | $28.2M | $82.8M |
| Q4 25 | $715.7M | — | ||
| Q3 25 | $279.4M | — | ||
| Q2 25 | $277.7M | — | ||
| Q1 25 | $277.5M | — | ||
| Q4 24 | $277.3M | — | ||
| Q3 24 | $602.1M | — | ||
| Q2 24 | $250.7M | — | ||
| Q1 24 | $534.2M | — |
| Q4 25 | $1.2B | $1.3B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.1B | $1.3B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.1B | $1.2B | ||
| Q3 24 | $769.8M | $1.2B | ||
| Q2 24 | $758.4M | $1.2B | ||
| Q1 24 | $420.6M | $1.2B |
| Q4 25 | $2.0B | $9.8B | ||
| Q3 25 | $1.5B | $9.9B | ||
| Q2 25 | $1.5B | $9.9B | ||
| Q1 25 | $1.5B | $9.8B | ||
| Q4 24 | $1.5B | $9.7B | ||
| Q3 24 | $1.5B | $9.8B | ||
| Q2 24 | $1.1B | $9.7B | ||
| Q1 24 | $1.1B | $9.8B |
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.24× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.78× | — | ||
| Q2 24 | 0.33× | — | ||
| Q1 24 | 1.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $30.4M | $133.3M |
| Free Cash FlowOCF − Capex | — | $127.9M |
| FCF MarginFCF / Revenue | — | 116.9% |
| Capex IntensityCapex / Revenue | — | 4.9% |
| Cash ConversionOCF / Net Profit | 2.43× | 3.96× |
| TTM Free Cash FlowTrailing 4 quarters | — | $222.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $30.4M | $133.3M | ||
| Q3 25 | $29.7M | $45.1M | ||
| Q2 25 | $23.8M | $29.2M | ||
| Q1 25 | $28.4M | $24.5M | ||
| Q4 24 | $20.7M | $109.7M | ||
| Q3 24 | $16.3M | $28.6M | ||
| Q2 24 | $7.1M | $31.8M | ||
| Q1 24 | $10.8M | $25.1M |
| Q4 25 | — | $127.9M | ||
| Q3 25 | — | $43.2M | ||
| Q2 25 | — | $28.2M | ||
| Q1 25 | — | $22.8M | ||
| Q4 24 | — | $105.2M | ||
| Q3 24 | — | $27.3M | ||
| Q2 24 | — | $30.8M | ||
| Q1 24 | — | $24.1M |
| Q4 25 | — | 116.9% | ||
| Q3 25 | — | 40.2% | ||
| Q2 25 | — | 27.2% | ||
| Q1 25 | — | 23.1% | ||
| Q4 24 | — | 104.8% | ||
| Q3 24 | — | 27.6% | ||
| Q2 24 | — | 31.5% | ||
| Q1 24 | — | 24.4% |
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 2.43× | 3.96× | ||
| Q3 25 | 1.08× | 1.33× | ||
| Q2 25 | 1.42× | 1.06× | ||
| Q1 25 | 1.85× | 0.93× | ||
| Q4 24 | 5.62× | 3.78× | ||
| Q3 24 | 1.89× | 0.98× | ||
| Q2 24 | 0.93× | 1.10× | ||
| Q1 24 | 4.81× | 0.90× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
TCBK
Segment breakdown not available.
