TRICO BANCSHARES TCBKEarnings & Financial Report
Trico Bancshares is a U.S.-headquartered regional bank holding company operating Tri Counties Bank. It offers a full range of retail and commercial banking services including deposit products, mortgages, small business loans, and wealth management, primarily serving consumers and SMEs in Northern California.
TCBK Q4 FY2025 Key Financial Metrics
Revenue
$109.4M
Gross Profit
N/A
Operating Profit
$46.6M
Net Profit
$33.6M
Gross Margin
N/A
Operating Margin
42.6%
Net Margin
251.6%
YoY Growth
9.0%
EPS
$1.02
TRICO BANCSHARES Q4 FY2025 Financial Summary
TRICO BANCSHARES reported revenue of $109.4M (up 9.0% YoY) for Q4 FY2025, with a net profit of $33.6M (up 15.8% YoY) (251.6% margin).
Key Financial Metrics
| Total Revenue | $109.4M |
|---|---|
| Net Profit | $33.6M |
| Gross Margin | N/A |
| Operating Margin | 42.6% |
| Report Period | Q4 FY2025 |
TRICO BANCSHARES Annual Revenue by Year
TRICO BANCSHARES annual revenue history includes year-by-year totals (for example, 2025 revenue was $419.2M).
TRICO BANCSHARES Quarterly Revenue & Net Profit History
TRICO BANCSHARES results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $109.4M | +9.0% | $33.6M | 251.6% |
| Q3 FY2025 | $107.6M | +8.5% | $34.0M | 31.6% |
| Q2 FY2025 | $103.6M | +5.9% | $27.5M | 26.6% |
| Q1 FY2025 | $98.6M | +0.1% | $26.4M | 26.7% |
| Q4 FY2024 | $100.4M | -2.2% | $29.0M | 221.4% |
| Q3 FY2024 | $99.1M | -4.8% | $29.1M | 29.3% |
| Q2 FY2024 | $97.9M | -6.2% | $29.0M | 29.7% |
| Q1 FY2024 | $98.5M | -7.9% | $27.7M | 28.2% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $98.5M | $97.9M | $99.1M | $100.4M | $98.6M | $103.6M | $107.6M | $109.4M |
| YoY Growth | -7.9% | -6.2% | -4.8% | -2.2% | 0.1% | 5.9% | 8.5% | 9.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $9.81B | $9.74B | $9.82B | $9.67B | $9.82B | $9.92B | $9.88B | $9.82B |
| Liabilities | $8.65B | $8.57B | $8.58B | $8.45B | $8.56B | $8.66B | $8.57B | $8.49B |
| Equity | $1.16B | $1.18B | $1.24B | $1.22B | $1.26B | $1.27B | $1.30B | $1.33B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $25.1M | $31.8M | $28.6M | $109.7M | $24.5M | $29.2M | $45.1M | $133.3M |