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Side-by-side financial comparison of Live Oak Bancshares, Inc. (LOB) and SILVERCORP METALS INC (SVM). Click either name above to swap in a different company.

SILVERCORP METALS INC is the larger business by last-quarter revenue ($223.8M vs $145.5M, roughly 1.5× Live Oak Bancshares, Inc.). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs -1.3%, a 20.5% gap on every dollar of revenue. Over the past eight quarters, SILVERCORP METALS INC's revenue compounded faster (87.6% CAGR vs 7.7%).

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

Silvercorp Metals Inc. (Silvercorp) is a Canadian-based, China-focused precious metals company engaged in the acquisition, exploration, and development of silver-containing properties.

LOB vs SVM — Head-to-Head

Bigger by revenue
SVM
SVM
1.5× larger
SVM
$223.8M
$145.5M
LOB
Higher net margin
LOB
LOB
20.5% more per $
LOB
19.2%
-1.3%
SVM
Faster 2-yr revenue CAGR
SVM
SVM
Annualised
SVM
87.6%
7.7%
LOB

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
LOB
LOB
SVM
SVM
Revenue
$145.5M
$223.8M
Net Profit
$27.9M
$-2.9M
Gross Margin
Operating Margin
Net Margin
19.2%
-1.3%
Revenue YoY
18.4%
Net Profit YoY
187.6%
EPS (diluted)
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOB
LOB
SVM
SVM
Q1 26
$145.5M
Q4 25
$161.9M
$223.8M
Q3 25
$146.1M
Q2 25
$143.7M
$72.2M
Q1 25
$126.1M
Q4 24
$116.9M
$172.5M
Q3 24
$129.9M
$114.0M
Q2 24
$125.5M
$60.0M
Net Profit
LOB
LOB
SVM
SVM
Q1 26
$27.9M
Q4 25
$46.2M
$-2.9M
Q3 25
$26.5M
Q2 25
$23.4M
$28.1M
Q1 25
$9.7M
Q4 24
$9.9M
$42.1M
Q3 24
$13.0M
$28.0M
Q2 24
$27.0M
$13.2M
Operating Margin
LOB
LOB
SVM
SVM
Q1 26
Q4 25
38.2%
Q3 25
25.0%
Q2 25
21.7%
Q1 25
10.4%
Q4 24
11.3%
30.5%
Q3 24
13.7%
30.7%
Q2 24
28.7%
30.0%
Net Margin
LOB
LOB
SVM
SVM
Q1 26
19.2%
Q4 25
28.5%
-1.3%
Q3 25
18.1%
Q2 25
16.3%
39.0%
Q1 25
7.7%
Q4 24
8.5%
24.4%
Q3 24
10.0%
24.5%
Q2 24
21.5%
22.0%
EPS (diluted)
LOB
LOB
SVM
SVM
Q1 26
$0.60
Q4 25
$0.96
Q3 25
$0.55
Q2 25
$0.51
Q1 25
$0.21
Q4 24
$0.22
Q3 24
$0.28
Q2 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOB
LOB
SVM
SVM
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
Total Assets
$15.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
LOB
LOB
SVM
SVM
Q1 26
$1.3B
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.1B
Q1 25
$1.0B
Q4 24
$999.0M
Q3 24
$1.0B
Q2 24
$961.0M
Total Assets
LOB
LOB
SVM
SVM
Q1 26
$15.3B
Q4 25
$15.1B
Q3 25
$14.7B
Q2 25
$13.8B
Q1 25
$13.6B
Q4 24
$12.9B
Q3 24
$12.6B
Q2 24
$11.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOB
LOB
SVM
SVM
Operating Cash FlowLast quarter
$107.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOB
LOB
SVM
SVM
Q1 26
Q4 25
$158.2M
$107.9M
Q3 25
$62.3M
Q2 25
$49.2M
$40.0M
Q1 25
$-33.0M
Q4 24
$156.8M
$81.3M
Q3 24
$47.4M
$57.7M
Q2 24
$29.5M
$28.9M
Free Cash Flow
LOB
LOB
SVM
SVM
Q1 26
Q4 25
$143.5M
Q3 25
$60.6M
Q2 25
$47.8M
Q1 25
$-35.3M
Q4 24
$107.5M
Q3 24
$41.0M
$33.8M
Q2 24
$12.3M
$17.0M
FCF Margin
LOB
LOB
SVM
SVM
Q1 26
Q4 25
88.6%
Q3 25
41.4%
Q2 25
33.3%
Q1 25
-28.0%
Q4 24
91.9%
Q3 24
31.6%
29.6%
Q2 24
9.8%
28.3%
Capex Intensity
LOB
LOB
SVM
SVM
Q1 26
Q4 25
9.1%
Q3 25
1.2%
Q2 25
1.0%
Q1 25
1.8%
Q4 24
42.2%
Q3 24
4.9%
21.0%
Q2 24
13.7%
19.8%
Cash Conversion
LOB
LOB
SVM
SVM
Q1 26
Q4 25
3.42×
Q3 25
2.35×
Q2 25
2.10×
1.42×
Q1 25
-3.39×
Q4 24
15.84×
1.93×
Q3 24
3.64×
2.06×
Q2 24
1.10×
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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