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Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $126.2M, roughly 1.3× El Pollo Loco Holdings, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 6.5%, a 45.7% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs 1.6%).
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
LOCO vs SFBS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $126.2M | $159.0M |
| Net Profit | $8.2M | $83.0M |
| Gross Margin | — | — |
| Operating Margin | 9.7% | — |
| Net Margin | 6.5% | 52.2% |
| Revenue YoY | 5.9% | — |
| Net Profit YoY | 48.8% | 31.2% |
| EPS (diluted) | $0.27 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $126.2M | $159.0M | ||
| Q4 25 | $123.5M | $162.2M | ||
| Q3 25 | $121.5M | $136.3M | ||
| Q2 25 | $125.8M | $132.1M | ||
| Q1 25 | $119.2M | $131.8M | ||
| Q4 24 | $114.3M | $131.9M | ||
| Q3 24 | $120.4M | $123.7M | ||
| Q2 24 | $122.2M | $114.8M |
| Q1 26 | $8.2M | $83.0M | ||
| Q4 25 | $6.5M | $86.4M | ||
| Q3 25 | $7.4M | $65.6M | ||
| Q2 25 | $7.1M | $61.4M | ||
| Q1 25 | $5.5M | $63.2M | ||
| Q4 24 | $6.0M | $65.2M | ||
| Q3 24 | $6.2M | $59.9M | ||
| Q2 24 | $7.6M | $52.1M |
| Q1 26 | 9.7% | — | ||
| Q4 25 | 8.3% | 66.3% | ||
| Q3 25 | 9.4% | 57.8% | ||
| Q2 25 | 9.0% | 58.0% | ||
| Q1 25 | 7.5% | 60.0% | ||
| Q4 24 | 7.9% | 60.2% | ||
| Q3 24 | 8.4% | 58.5% | ||
| Q2 24 | 10.1% | 58.0% |
| Q1 26 | 6.5% | 52.2% | ||
| Q4 25 | 5.3% | 59.0% | ||
| Q3 25 | 6.1% | 48.1% | ||
| Q2 25 | 5.6% | 46.5% | ||
| Q1 25 | 4.6% | 48.0% | ||
| Q4 24 | 5.2% | 52.9% | ||
| Q3 24 | 5.1% | 48.4% | ||
| Q2 24 | 6.2% | 45.4% |
| Q1 26 | $0.27 | $1.52 | ||
| Q4 25 | $0.22 | $1.58 | ||
| Q3 25 | $0.25 | $1.20 | ||
| Q2 25 | $0.24 | $1.12 | ||
| Q1 25 | $0.19 | $1.16 | ||
| Q4 24 | $0.21 | $1.19 | ||
| Q3 24 | $0.21 | $1.10 | ||
| Q2 24 | $0.25 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.9M | $1.8B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $302.5M | $1.9B |
| Total Assets | $609.1M | $18.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $3.9M | $1.8B | ||
| Q4 25 | $6.2M | — | ||
| Q3 25 | $10.9M | — | ||
| Q2 25 | $9.0M | — | ||
| Q1 25 | $4.3M | — | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $7.9M | — | ||
| Q2 24 | $10.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | $51.0M | — | ||
| Q3 25 | $61.0M | — | ||
| Q2 25 | $69.0M | — | ||
| Q1 25 | $73.0M | — | ||
| Q4 24 | $71.0M | — | ||
| Q3 24 | $76.0M | — | ||
| Q2 24 | $87.0M | — |
| Q1 26 | $302.5M | $1.9B | ||
| Q4 25 | $291.1M | $1.8B | ||
| Q3 25 | $282.9M | $1.8B | ||
| Q2 25 | $274.2M | $1.7B | ||
| Q1 25 | $265.7M | $1.7B | ||
| Q4 24 | $260.7M | $1.6B | ||
| Q3 24 | $255.2M | $1.6B | ||
| Q2 24 | $248.6M | $1.5B |
| Q1 26 | $609.1M | $18.2B | ||
| Q4 25 | $606.6M | $17.7B | ||
| Q3 25 | $602.7M | $17.6B | ||
| Q2 25 | $596.8M | $17.4B | ||
| Q1 25 | $590.5M | $18.6B | ||
| Q4 24 | $592.0M | $17.4B | ||
| Q3 24 | $590.0M | $16.4B | ||
| Q2 24 | $593.8M | $16.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.27× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOCO
Segment breakdown not available.
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
