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Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and VIRTUS INVESTMENT PARTNERS, INC. (VRTS). Click either name above to swap in a different company.

VIRTUS INVESTMENT PARTNERS, INC. is the larger business by last-quarter revenue ($208.0M vs $123.5M, roughly 1.7× El Pollo Loco Holdings, Inc.). VIRTUS INVESTMENT PARTNERS, INC. runs the higher net margin — 16.3% vs 5.3%, a 11.0% gap on every dollar of revenue. On growth, El Pollo Loco Holdings, Inc. posted the faster year-over-year revenue change (8.1% vs -10.9%). El Pollo Loco Holdings, Inc. produced more free cash flow last quarter ($5.1M vs $-74.1M). Over the past eight quarters, El Pollo Loco Holdings, Inc.'s revenue compounded faster (3.1% CAGR vs -3.2%).

El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.

Virtus Investment Partners, Inc. is an American company which operates as a multi-manager asset management business, comprising a number of individual affiliated managers, each having its own investment process and brand, and the services of unaffiliated sub advisers.

LOCO vs VRTS — Head-to-Head

Bigger by revenue
VRTS
VRTS
1.7× larger
VRTS
$208.0M
$123.5M
LOCO
Growing faster (revenue YoY)
LOCO
LOCO
+19.0% gap
LOCO
8.1%
-10.9%
VRTS
Higher net margin
VRTS
VRTS
11.0% more per $
VRTS
16.3%
5.3%
LOCO
More free cash flow
LOCO
LOCO
$79.2M more FCF
LOCO
$5.1M
$-74.1M
VRTS
Faster 2-yr revenue CAGR
LOCO
LOCO
Annualised
LOCO
3.1%
-3.2%
VRTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LOCO
LOCO
VRTS
VRTS
Revenue
$123.5M
$208.0M
Net Profit
$6.5M
$33.9M
Gross Margin
Operating Margin
8.3%
19.1%
Net Margin
5.3%
16.3%
Revenue YoY
8.1%
-10.9%
Net Profit YoY
9.9%
-14.2%
EPS (diluted)
$0.22
$5.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOCO
LOCO
VRTS
VRTS
Q4 25
$123.5M
$208.0M
Q3 25
$121.5M
$216.4M
Q2 25
$125.8M
$210.5M
Q1 25
$119.2M
$217.9M
Q4 24
$114.3M
$233.5M
Q3 24
$120.4M
$227.0M
Q2 24
$122.2M
$224.4M
Q1 24
$116.2M
$222.0M
Net Profit
LOCO
LOCO
VRTS
VRTS
Q4 25
$6.5M
$33.9M
Q3 25
$7.4M
$31.3M
Q2 25
$7.1M
$42.7M
Q1 25
$5.5M
$28.1M
Q4 24
$6.0M
$39.5M
Q3 24
$6.2M
$49.1M
Q2 24
$7.6M
$26.0M
Q1 24
$5.9M
$37.9M
Operating Margin
LOCO
LOCO
VRTS
VRTS
Q4 25
8.3%
19.1%
Q3 25
9.4%
21.7%
Q2 25
9.0%
21.5%
Q1 25
7.5%
16.8%
Q4 24
7.9%
21.7%
Q3 24
8.4%
24.3%
Q2 24
10.1%
19.7%
Q1 24
8.3%
14.5%
Net Margin
LOCO
LOCO
VRTS
VRTS
Q4 25
5.3%
16.3%
Q3 25
6.1%
14.5%
Q2 25
5.6%
20.3%
Q1 25
4.6%
12.9%
Q4 24
5.2%
16.9%
Q3 24
5.1%
21.6%
Q2 24
6.2%
11.6%
Q1 24
5.1%
17.1%
EPS (diluted)
LOCO
LOCO
VRTS
VRTS
Q4 25
$0.22
$5.15
Q3 25
$0.25
$4.65
Q2 25
$0.24
$6.12
Q1 25
$0.19
$4.05
Q4 24
$0.21
$4.65
Q3 24
$0.21
$5.71
Q2 24
$0.25
$2.43
Q1 24
$0.19
$4.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOCO
LOCO
VRTS
VRTS
Cash + ST InvestmentsLiquidity on hand
$6.2M
Total DebtLower is stronger
$51.0M
$390.0M
Stockholders' EquityBook value
$291.1M
$934.0M
Total Assets
$606.6M
$4.3B
Debt / EquityLower = less leverage
0.18×
0.42×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOCO
LOCO
VRTS
VRTS
Q4 25
$6.2M
Q3 25
$10.9M
Q2 25
$9.0M
Q1 25
$4.3M
Q4 24
$2.5M
Q3 24
$7.9M
Q2 24
$10.5M
Q1 24
$9.1M
Total Debt
LOCO
LOCO
VRTS
VRTS
Q4 25
$51.0M
$390.0M
Q3 25
$61.0M
$390.6M
Q2 25
$69.0M
$231.3M
Q1 25
$73.0M
$231.7M
Q4 24
$71.0M
$232.1M
Q3 24
$76.0M
$237.5M
Q2 24
$87.0M
$247.6M
Q1 24
$80.0M
$253.0M
Stockholders' Equity
LOCO
LOCO
VRTS
VRTS
Q4 25
$291.1M
$934.0M
Q3 25
$282.9M
$918.7M
Q2 25
$274.2M
$896.4M
Q1 25
$265.7M
$893.7M
Q4 24
$260.7M
$897.5M
Q3 24
$255.2M
$889.0M
Q2 24
$248.6M
$868.7M
Q1 24
$256.3M
$871.7M
Total Assets
LOCO
LOCO
VRTS
VRTS
Q4 25
$606.6M
$4.3B
Q3 25
$602.7M
$3.9B
Q2 25
$596.8M
$3.7B
Q1 25
$590.5M
$3.7B
Q4 24
$592.0M
$4.0B
Q3 24
$590.0M
$3.6B
Q2 24
$593.8M
$3.6B
Q1 24
$598.0M
$3.5B
Debt / Equity
LOCO
LOCO
VRTS
VRTS
Q4 25
0.18×
0.42×
Q3 25
0.22×
0.43×
Q2 25
0.25×
0.26×
Q1 25
0.27×
0.26×
Q4 24
0.27×
0.26×
Q3 24
0.30×
0.27×
Q2 24
0.35×
0.29×
Q1 24
0.31×
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOCO
LOCO
VRTS
VRTS
Operating Cash FlowLast quarter
$13.9M
$-67.2M
Free Cash FlowOCF − Capex
$5.1M
$-74.1M
FCF MarginFCF / Revenue
4.1%
-35.6%
Capex IntensityCapex / Revenue
7.1%
3.3%
Cash ConversionOCF / Net Profit
2.13×
-1.99×
TTM Free Cash FlowTrailing 4 quarters
$25.4M
$100.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOCO
LOCO
VRTS
VRTS
Q4 25
$13.9M
$-67.2M
Q3 25
$15.3M
$108.3M
Q2 25
$14.1M
$75.8M
Q1 25
$4.7M
$-3.8M
Q4 24
$5.6M
$1.8M
Q3 24
$13.0M
$69.1M
Q2 24
$17.0M
$70.0M
Q1 24
$11.2M
$-34.5M
Free Cash Flow
LOCO
LOCO
VRTS
VRTS
Q4 25
$5.1M
$-74.1M
Q3 25
$9.9M
$106.9M
Q2 25
$9.1M
$74.2M
Q1 25
$1.3M
$-6.8M
Q4 24
$1.1M
$-3.8M
Q3 24
$9.1M
$68.7M
Q2 24
$10.4M
$68.6M
Q1 24
$7.0M
$-36.5M
FCF Margin
LOCO
LOCO
VRTS
VRTS
Q4 25
4.1%
-35.6%
Q3 25
8.2%
49.4%
Q2 25
7.2%
35.2%
Q1 25
1.1%
-3.1%
Q4 24
1.0%
-1.6%
Q3 24
7.6%
30.3%
Q2 24
8.5%
30.6%
Q1 24
6.0%
-16.4%
Capex Intensity
LOCO
LOCO
VRTS
VRTS
Q4 25
7.1%
3.3%
Q3 25
4.4%
0.7%
Q2 25
4.0%
0.7%
Q1 25
2.8%
1.4%
Q4 24
3.9%
2.4%
Q3 24
3.2%
0.2%
Q2 24
5.3%
0.6%
Q1 24
3.6%
0.9%
Cash Conversion
LOCO
LOCO
VRTS
VRTS
Q4 25
2.13×
-1.99×
Q3 25
2.08×
3.45×
Q2 25
1.99×
1.77×
Q1 25
0.86×
-0.13×
Q4 24
0.95×
0.04×
Q3 24
2.11×
1.41×
Q2 24
2.22×
2.69×
Q1 24
1.89×
-0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LOCO
LOCO

Services$102.4M83%
Franchise$13.0M11%
Franchise Advertising Fee$8.1M7%

VRTS
VRTS

Open End Funds$68.9M33%
Retail Separate Accounts$51.3M25%
Institutional Accounts$39.6M19%
Administration And Shareholder Service Fees$18.4M9%
Closed End Funds$15.9M8%
Distribution And Service Fees$12.3M6%

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