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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

Grand Canyon Education, Inc. is the larger business by last-quarter revenue ($308.1M vs $225.7M, roughly 1.4× PROVIDENT FINANCIAL SERVICES INC). On growth, PROVIDENT FINANCIAL SERVICES INC posted the faster year-over-year revenue change (9.6% vs 5.3%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $122.9M). Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (40.4% CAGR vs 5.9%).

Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

LOPE vs PFS — Head-to-Head

Bigger by revenue
LOPE
LOPE
1.4× larger
LOPE
$308.1M
$225.7M
PFS
Growing faster (revenue YoY)
PFS
PFS
+4.3% gap
PFS
9.6%
5.3%
LOPE
More free cash flow
PFS
PFS
$307.9M more FCF
PFS
$430.7M
$122.9M
LOPE
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
40.4%
5.9%
LOPE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LOPE
LOPE
PFS
PFS
Revenue
$308.1M
$225.7M
Net Profit
$86.7M
Gross Margin
Operating Margin
35.1%
49.7%
Net Margin
28.1%
Revenue YoY
5.3%
9.6%
Net Profit YoY
5.9%
EPS (diluted)
$3.13
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOPE
LOPE
PFS
PFS
Q4 25
$308.1M
$225.7M
Q3 25
$261.1M
$221.8M
Q2 25
$247.5M
$214.2M
Q1 25
$289.3M
$208.8M
Q4 24
$292.6M
$205.9M
Q3 24
$238.3M
$210.6M
Q2 24
$227.5M
$163.8M
Q1 24
$274.7M
$114.5M
Net Profit
LOPE
LOPE
PFS
PFS
Q4 25
$86.7M
Q3 25
$16.3M
$71.7M
Q2 25
$41.5M
$72.0M
Q1 25
$71.6M
$64.0M
Q4 24
$81.9M
Q3 24
$41.5M
$46.4M
Q2 24
$34.9M
$-11.5M
Q1 24
$68.0M
$32.1M
Operating Margin
LOPE
LOPE
PFS
PFS
Q4 25
35.1%
49.7%
Q3 25
6.9%
45.8%
Q2 25
20.9%
47.8%
Q1 25
30.4%
44.0%
Q4 24
34.2%
30.5%
Q3 24
20.2%
31.0%
Q2 24
18.8%
-13.0%
Q1 24
30.8%
37.5%
Net Margin
LOPE
LOPE
PFS
PFS
Q4 25
28.1%
Q3 25
6.2%
32.3%
Q2 25
16.8%
33.6%
Q1 25
24.8%
30.7%
Q4 24
28.0%
Q3 24
17.4%
22.0%
Q2 24
15.3%
-7.0%
Q1 24
24.8%
28.0%
EPS (diluted)
LOPE
LOPE
PFS
PFS
Q4 25
$3.13
$0.64
Q3 25
$0.58
$0.55
Q2 25
$1.48
$0.55
Q1 25
$2.52
$0.49
Q4 24
$2.83
$0.37
Q3 24
$1.42
$0.36
Q2 24
$1.19
$-0.11
Q1 24
$2.29
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOPE
LOPE
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$111.8M
$209.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$746.9M
$2.8B
Total Assets
$992.3M
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOPE
LOPE
PFS
PFS
Q4 25
$111.8M
$209.1M
Q3 25
$97.3M
$299.2M
Q2 25
$192.3M
$258.0M
Q1 25
$144.5M
$234.1M
Q4 24
$324.6M
$205.9M
Q3 24
$263.6M
$244.0M
Q2 24
$241.3M
$290.5M
Q1 24
$196.2M
$158.3M
Stockholders' Equity
LOPE
LOPE
PFS
PFS
Q4 25
$746.9M
$2.8B
Q3 25
$758.0M
$2.8B
Q2 25
$778.0M
$2.7B
Q1 25
$780.7M
$2.7B
Q4 24
$783.9M
$2.6B
Q3 24
$764.1M
$2.6B
Q2 24
$759.2M
$2.6B
Q1 24
$759.4M
$1.7B
Total Assets
LOPE
LOPE
PFS
PFS
Q4 25
$992.3M
$25.0B
Q3 25
$1.0B
$24.8B
Q2 25
$1.0B
$24.5B
Q1 25
$1.0B
$24.2B
Q4 24
$1.0B
$24.1B
Q3 24
$992.9M
$24.0B
Q2 24
$992.7M
$24.1B
Q1 24
$1.0B
$14.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOPE
LOPE
PFS
PFS
Operating Cash FlowLast quarter
$130.5M
$442.3M
Free Cash FlowOCF − Capex
$122.9M
$430.7M
FCF MarginFCF / Revenue
39.9%
190.8%
Capex IntensityCapex / Revenue
2.5%
5.1%
Cash ConversionOCF / Net Profit
1.50×
TTM Free Cash FlowTrailing 4 quarters
$238.6M
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOPE
LOPE
PFS
PFS
Q4 25
$130.5M
$442.3M
Q3 25
$-48.6M
$98.0M
Q2 25
$124.0M
$186.8M
Q1 25
$67.6M
$88.5M
Q4 24
$135.8M
$426.4M
Q3 24
$-29.4M
$69.2M
Q2 24
$98.6M
$76.5M
Q1 24
$85.0M
$41.4M
Free Cash Flow
LOPE
LOPE
PFS
PFS
Q4 25
$122.9M
$430.7M
Q3 25
$-58.3M
$96.7M
Q2 25
$115.4M
$182.6M
Q1 25
$58.7M
$87.4M
Q4 24
$126.1M
$425.1M
Q3 24
$-39.0M
$67.9M
Q2 24
$89.6M
$75.5M
Q1 24
$76.0M
$40.9M
FCF Margin
LOPE
LOPE
PFS
PFS
Q4 25
39.9%
190.8%
Q3 25
-22.3%
43.6%
Q2 25
46.6%
85.2%
Q1 25
20.3%
41.9%
Q4 24
43.1%
206.4%
Q3 24
-16.3%
32.2%
Q2 24
39.4%
46.1%
Q1 24
27.7%
35.7%
Capex Intensity
LOPE
LOPE
PFS
PFS
Q4 25
2.5%
5.1%
Q3 25
3.7%
0.6%
Q2 25
3.5%
2.0%
Q1 25
3.1%
0.5%
Q4 24
3.3%
0.6%
Q3 24
4.0%
0.6%
Q2 24
3.9%
0.6%
Q1 24
3.3%
0.5%
Cash Conversion
LOPE
LOPE
PFS
PFS
Q4 25
1.50×
Q3 25
-2.99×
1.37×
Q2 25
2.98×
2.59×
Q1 25
0.94×
1.38×
Q4 24
1.66×
Q3 24
-0.71×
1.49×
Q2 24
2.83×
Q1 24
1.25×
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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