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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and UNITED BANKSHARES INC (UBSI). Click either name above to swap in a different company.
UNITED BANKSHARES INC is the larger business by last-quarter revenue ($318.4M vs $308.1M, roughly 1.0× Grand Canyon Education, Inc.). UNITED BANKSHARES INC runs the higher net margin — 40.5% vs 28.1%, a 12.3% gap on every dollar of revenue. On growth, UNITED BANKSHARES INC posted the faster year-over-year revenue change (21.6% vs 5.3%). UNITED BANKSHARES INC produced more free cash flow last quarter ($481.2M vs $122.9M). Over the past eight quarters, UNITED BANKSHARES INC's revenue compounded faster (11.8% CAGR vs 5.9%).
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
United Bankshares Inc. (WV) is a regional financial holding company operating mainly across the Mid-Atlantic and Southeastern United States. It provides full-spectrum banking solutions including consumer and commercial lending, deposit products, wealth management, and mortgage services for individual, small business and corporate clients.
LOPE vs UBSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $308.1M | $318.4M |
| Net Profit | $86.7M | $128.8M |
| Gross Margin | — | — |
| Operating Margin | 35.1% | 50.2% |
| Net Margin | 28.1% | 40.5% |
| Revenue YoY | 5.3% | 21.6% |
| Net Profit YoY | 5.9% | 36.5% |
| EPS (diluted) | $3.13 | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $308.1M | $318.4M | ||
| Q3 25 | $261.1M | $323.3M | ||
| Q2 25 | $247.5M | $306.0M | ||
| Q1 25 | $289.3M | $289.6M | ||
| Q4 24 | $292.6M | $261.9M | ||
| Q3 24 | $238.3M | $262.2M | ||
| Q2 24 | $227.5M | $255.9M | ||
| Q1 24 | $274.7M | $254.7M |
| Q4 25 | $86.7M | $128.8M | ||
| Q3 25 | $16.3M | $130.7M | ||
| Q2 25 | $41.5M | $120.7M | ||
| Q1 25 | $71.6M | $84.3M | ||
| Q4 24 | $81.9M | $94.4M | ||
| Q3 24 | $41.5M | $95.3M | ||
| Q2 24 | $34.9M | $96.5M | ||
| Q1 24 | $68.0M | $86.8M |
| Q4 25 | 35.1% | 50.2% | ||
| Q3 25 | 6.9% | 50.9% | ||
| Q2 25 | 20.9% | 49.7% | ||
| Q1 25 | 30.4% | 36.9% | ||
| Q4 24 | 34.2% | 46.2% | ||
| Q3 24 | 20.2% | 45.7% | ||
| Q2 24 | 18.8% | 45.1% | ||
| Q1 24 | 30.8% | 42.5% |
| Q4 25 | 28.1% | 40.5% | ||
| Q3 25 | 6.2% | 40.4% | ||
| Q2 25 | 16.8% | 39.5% | ||
| Q1 25 | 24.8% | 29.1% | ||
| Q4 24 | 28.0% | 36.0% | ||
| Q3 24 | 17.4% | 36.3% | ||
| Q2 24 | 15.3% | 37.7% | ||
| Q1 24 | 24.8% | 34.1% |
| Q4 25 | $3.13 | $0.91 | ||
| Q3 25 | $0.58 | $0.92 | ||
| Q2 25 | $1.48 | $0.85 | ||
| Q1 25 | $2.52 | $0.59 | ||
| Q4 24 | $2.83 | $0.70 | ||
| Q3 24 | $1.42 | $0.70 | ||
| Q2 24 | $1.19 | $0.71 | ||
| Q1 24 | $2.29 | $0.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | — |
| Total DebtLower is stronger | — | $531.8M |
| Stockholders' EquityBook value | $746.9M | $5.5B |
| Total Assets | $992.3M | $33.7B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | — | ||
| Q3 25 | $97.3M | — | ||
| Q2 25 | $192.3M | — | ||
| Q1 25 | $144.5M | — | ||
| Q4 24 | $324.6M | — | ||
| Q3 24 | $263.6M | — | ||
| Q2 24 | $241.3M | — | ||
| Q1 24 | $196.2M | — |
| Q4 25 | — | $531.8M | ||
| Q3 25 | — | $250.0M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $250.0M | ||
| Q4 24 | — | $540.4M | ||
| Q3 24 | — | $260.3M | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.5B |
| Q4 25 | $746.9M | $5.5B | ||
| Q3 25 | $758.0M | $5.4B | ||
| Q2 25 | $778.0M | $5.4B | ||
| Q1 25 | $780.7M | $5.3B | ||
| Q4 24 | $783.9M | $5.0B | ||
| Q3 24 | $764.1M | $5.0B | ||
| Q2 24 | $759.2M | $4.9B | ||
| Q1 24 | $759.4M | $4.8B |
| Q4 25 | $992.3M | $33.7B | ||
| Q3 25 | $1.0B | $33.4B | ||
| Q2 25 | $1.0B | $32.8B | ||
| Q1 25 | $1.0B | $32.8B | ||
| Q4 24 | $1.0B | $30.0B | ||
| Q3 24 | $992.9M | $29.9B | ||
| Q2 24 | $992.7M | $30.0B | ||
| Q1 24 | $1.0B | $30.0B |
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.30× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $130.5M | $498.9M |
| Free Cash FlowOCF − Capex | $122.9M | $481.2M |
| FCF MarginFCF / Revenue | 39.9% | 151.1% |
| Capex IntensityCapex / Revenue | 2.5% | 5.6% |
| Cash ConversionOCF / Net Profit | 1.50× | 3.87× |
| TTM Free Cash FlowTrailing 4 quarters | $238.6M | $828.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.5M | $498.9M | ||
| Q3 25 | $-48.6M | $150.6M | ||
| Q2 25 | $124.0M | $89.4M | ||
| Q1 25 | $67.6M | $120.0M | ||
| Q4 24 | $135.8M | $445.5M | ||
| Q3 24 | $-29.4M | $123.6M | ||
| Q2 24 | $98.6M | $61.2M | ||
| Q1 24 | $85.0M | $124.4M |
| Q4 25 | $122.9M | $481.2M | ||
| Q3 25 | $-58.3M | $146.4M | ||
| Q2 25 | $115.4M | $85.2M | ||
| Q1 25 | $58.7M | $116.1M | ||
| Q4 24 | $126.1M | $433.3M | ||
| Q3 24 | $-39.0M | $122.0M | ||
| Q2 24 | $89.6M | $58.2M | ||
| Q1 24 | $76.0M | $119.6M |
| Q4 25 | 39.9% | 151.1% | ||
| Q3 25 | -22.3% | 45.3% | ||
| Q2 25 | 46.6% | 27.8% | ||
| Q1 25 | 20.3% | 40.1% | ||
| Q4 24 | 43.1% | 165.4% | ||
| Q3 24 | -16.3% | 46.5% | ||
| Q2 24 | 39.4% | 22.7% | ||
| Q1 24 | 27.7% | 47.0% |
| Q4 25 | 2.5% | 5.6% | ||
| Q3 25 | 3.7% | 1.3% | ||
| Q2 25 | 3.5% | 1.4% | ||
| Q1 25 | 3.1% | 1.3% | ||
| Q4 24 | 3.3% | 4.6% | ||
| Q3 24 | 4.0% | 0.6% | ||
| Q2 24 | 3.9% | 1.2% | ||
| Q1 24 | 3.3% | 1.9% |
| Q4 25 | 1.50× | 3.87× | ||
| Q3 25 | -2.99× | 1.15× | ||
| Q2 25 | 2.98× | 0.74× | ||
| Q1 25 | 0.94× | 1.42× | ||
| Q4 24 | 1.66× | 4.72× | ||
| Q3 24 | -0.71× | 1.30× | ||
| Q2 24 | 2.83× | 0.63× | ||
| Q1 24 | 1.25× | 1.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.