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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and UNITED BANKSHARES INC (UBSI). Click either name above to swap in a different company.

UNITED BANKSHARES INC is the larger business by last-quarter revenue ($318.4M vs $308.1M, roughly 1.0× Grand Canyon Education, Inc.). UNITED BANKSHARES INC runs the higher net margin — 40.5% vs 28.1%, a 12.3% gap on every dollar of revenue. On growth, UNITED BANKSHARES INC posted the faster year-over-year revenue change (21.6% vs 5.3%). UNITED BANKSHARES INC produced more free cash flow last quarter ($481.2M vs $122.9M). Over the past eight quarters, UNITED BANKSHARES INC's revenue compounded faster (11.8% CAGR vs 5.9%).

Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.

United Bankshares Inc. (WV) is a regional financial holding company operating mainly across the Mid-Atlantic and Southeastern United States. It provides full-spectrum banking solutions including consumer and commercial lending, deposit products, wealth management, and mortgage services for individual, small business and corporate clients.

LOPE vs UBSI — Head-to-Head

Bigger by revenue
UBSI
UBSI
1.0× larger
UBSI
$318.4M
$308.1M
LOPE
Growing faster (revenue YoY)
UBSI
UBSI
+16.2% gap
UBSI
21.6%
5.3%
LOPE
Higher net margin
UBSI
UBSI
12.3% more per $
UBSI
40.5%
28.1%
LOPE
More free cash flow
UBSI
UBSI
$358.3M more FCF
UBSI
$481.2M
$122.9M
LOPE
Faster 2-yr revenue CAGR
UBSI
UBSI
Annualised
UBSI
11.8%
5.9%
LOPE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LOPE
LOPE
UBSI
UBSI
Revenue
$308.1M
$318.4M
Net Profit
$86.7M
$128.8M
Gross Margin
Operating Margin
35.1%
50.2%
Net Margin
28.1%
40.5%
Revenue YoY
5.3%
21.6%
Net Profit YoY
5.9%
36.5%
EPS (diluted)
$3.13
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LOPE
LOPE
UBSI
UBSI
Q4 25
$308.1M
$318.4M
Q3 25
$261.1M
$323.3M
Q2 25
$247.5M
$306.0M
Q1 25
$289.3M
$289.6M
Q4 24
$292.6M
$261.9M
Q3 24
$238.3M
$262.2M
Q2 24
$227.5M
$255.9M
Q1 24
$274.7M
$254.7M
Net Profit
LOPE
LOPE
UBSI
UBSI
Q4 25
$86.7M
$128.8M
Q3 25
$16.3M
$130.7M
Q2 25
$41.5M
$120.7M
Q1 25
$71.6M
$84.3M
Q4 24
$81.9M
$94.4M
Q3 24
$41.5M
$95.3M
Q2 24
$34.9M
$96.5M
Q1 24
$68.0M
$86.8M
Operating Margin
LOPE
LOPE
UBSI
UBSI
Q4 25
35.1%
50.2%
Q3 25
6.9%
50.9%
Q2 25
20.9%
49.7%
Q1 25
30.4%
36.9%
Q4 24
34.2%
46.2%
Q3 24
20.2%
45.7%
Q2 24
18.8%
45.1%
Q1 24
30.8%
42.5%
Net Margin
LOPE
LOPE
UBSI
UBSI
Q4 25
28.1%
40.5%
Q3 25
6.2%
40.4%
Q2 25
16.8%
39.5%
Q1 25
24.8%
29.1%
Q4 24
28.0%
36.0%
Q3 24
17.4%
36.3%
Q2 24
15.3%
37.7%
Q1 24
24.8%
34.1%
EPS (diluted)
LOPE
LOPE
UBSI
UBSI
Q4 25
$3.13
$0.91
Q3 25
$0.58
$0.92
Q2 25
$1.48
$0.85
Q1 25
$2.52
$0.59
Q4 24
$2.83
$0.70
Q3 24
$1.42
$0.70
Q2 24
$1.19
$0.71
Q1 24
$2.29
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LOPE
LOPE
UBSI
UBSI
Cash + ST InvestmentsLiquidity on hand
$111.8M
Total DebtLower is stronger
$531.8M
Stockholders' EquityBook value
$746.9M
$5.5B
Total Assets
$992.3M
$33.7B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LOPE
LOPE
UBSI
UBSI
Q4 25
$111.8M
Q3 25
$97.3M
Q2 25
$192.3M
Q1 25
$144.5M
Q4 24
$324.6M
Q3 24
$263.6M
Q2 24
$241.3M
Q1 24
$196.2M
Total Debt
LOPE
LOPE
UBSI
UBSI
Q4 25
$531.8M
Q3 25
$250.0M
Q2 25
$250.0M
Q1 25
$250.0M
Q4 24
$540.4M
Q3 24
$260.3M
Q2 24
$1.2B
Q1 24
$1.5B
Stockholders' Equity
LOPE
LOPE
UBSI
UBSI
Q4 25
$746.9M
$5.5B
Q3 25
$758.0M
$5.4B
Q2 25
$778.0M
$5.4B
Q1 25
$780.7M
$5.3B
Q4 24
$783.9M
$5.0B
Q3 24
$764.1M
$5.0B
Q2 24
$759.2M
$4.9B
Q1 24
$759.4M
$4.8B
Total Assets
LOPE
LOPE
UBSI
UBSI
Q4 25
$992.3M
$33.7B
Q3 25
$1.0B
$33.4B
Q2 25
$1.0B
$32.8B
Q1 25
$1.0B
$32.8B
Q4 24
$1.0B
$30.0B
Q3 24
$992.9M
$29.9B
Q2 24
$992.7M
$30.0B
Q1 24
$1.0B
$30.0B
Debt / Equity
LOPE
LOPE
UBSI
UBSI
Q4 25
0.10×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.11×
Q3 24
0.05×
Q2 24
0.25×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LOPE
LOPE
UBSI
UBSI
Operating Cash FlowLast quarter
$130.5M
$498.9M
Free Cash FlowOCF − Capex
$122.9M
$481.2M
FCF MarginFCF / Revenue
39.9%
151.1%
Capex IntensityCapex / Revenue
2.5%
5.6%
Cash ConversionOCF / Net Profit
1.50×
3.87×
TTM Free Cash FlowTrailing 4 quarters
$238.6M
$828.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LOPE
LOPE
UBSI
UBSI
Q4 25
$130.5M
$498.9M
Q3 25
$-48.6M
$150.6M
Q2 25
$124.0M
$89.4M
Q1 25
$67.6M
$120.0M
Q4 24
$135.8M
$445.5M
Q3 24
$-29.4M
$123.6M
Q2 24
$98.6M
$61.2M
Q1 24
$85.0M
$124.4M
Free Cash Flow
LOPE
LOPE
UBSI
UBSI
Q4 25
$122.9M
$481.2M
Q3 25
$-58.3M
$146.4M
Q2 25
$115.4M
$85.2M
Q1 25
$58.7M
$116.1M
Q4 24
$126.1M
$433.3M
Q3 24
$-39.0M
$122.0M
Q2 24
$89.6M
$58.2M
Q1 24
$76.0M
$119.6M
FCF Margin
LOPE
LOPE
UBSI
UBSI
Q4 25
39.9%
151.1%
Q3 25
-22.3%
45.3%
Q2 25
46.6%
27.8%
Q1 25
20.3%
40.1%
Q4 24
43.1%
165.4%
Q3 24
-16.3%
46.5%
Q2 24
39.4%
22.7%
Q1 24
27.7%
47.0%
Capex Intensity
LOPE
LOPE
UBSI
UBSI
Q4 25
2.5%
5.6%
Q3 25
3.7%
1.3%
Q2 25
3.5%
1.4%
Q1 25
3.1%
1.3%
Q4 24
3.3%
4.6%
Q3 24
4.0%
0.6%
Q2 24
3.9%
1.2%
Q1 24
3.3%
1.9%
Cash Conversion
LOPE
LOPE
UBSI
UBSI
Q4 25
1.50×
3.87×
Q3 25
-2.99×
1.15×
Q2 25
2.98×
0.74×
Q1 25
0.94×
1.42×
Q4 24
1.66×
4.72×
Q3 24
-0.71×
1.30×
Q2 24
2.83×
0.63×
Q1 24
1.25×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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