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Side-by-side financial comparison of Lovesac Co (LOVE) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
Lovesac Co is the larger business by last-quarter revenue ($150.2M vs $93.6M, roughly 1.6× PennyMac Mortgage Investment Trust). PennyMac Mortgage Investment Trust runs the higher net margin — 56.0% vs -7.0%, a 63.0% gap on every dollar of revenue. On growth, Lovesac Co posted the faster year-over-year revenue change (0.2% vs -13.3%). Over the past eight quarters, PennyMac Mortgage Investment Trust's revenue compounded faster (12.3% CAGR vs -22.6%).
The Lovesac Company is an American furniture retailer, specializing in a patented modular furniture system called Sactionals. Sactionals consist of two combinable pieces, “Seats” and “Sides,” as well as custom-fit covers and associated accessories. Lovesac also sells Sacs, a bag seat filled with a proprietary foam mixture.
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
LOVE vs PMT — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $150.2M | $93.6M |
| Net Profit | $-10.6M | $52.4M |
| Gross Margin | 56.1% | — |
| Operating Margin | -10.5% | 38.6% |
| Net Margin | -7.0% | 56.0% |
| Revenue YoY | 0.2% | -13.3% |
| Net Profit YoY | -114.0% | 12.5% |
| EPS (diluted) | $-0.72 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $150.2M | $93.6M | ||
| Q3 25 | $160.5M | $99.2M | ||
| Q2 25 | $138.4M | $70.2M | ||
| Q1 25 | $241.5M | $44.5M | ||
| Q4 24 | $149.9M | $107.9M | ||
| Q3 24 | $156.6M | $80.9M | ||
| Q2 24 | $132.6M | $71.2M | ||
| Q1 24 | $250.5M | $74.2M |
| Q4 25 | $-10.6M | $52.4M | ||
| Q3 25 | $-6.7M | $58.3M | ||
| Q2 25 | $-10.8M | $7.5M | ||
| Q1 25 | $35.3M | $9.7M | ||
| Q4 24 | $-4.9M | $46.5M | ||
| Q3 24 | $-5.9M | $41.4M | ||
| Q2 24 | $-13.0M | $25.4M | ||
| Q1 24 | $31.0M | $47.6M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.4% | — | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 60.4% | — | ||
| Q4 24 | 58.5% | — | ||
| Q3 24 | 59.0% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 59.7% | — |
| Q4 25 | -10.5% | 38.6% | ||
| Q3 25 | -5.5% | 47.4% | ||
| Q2 25 | -10.8% | 24.2% | ||
| Q1 25 | 19.7% | -14.2% | ||
| Q4 24 | -5.2% | 51.1% | ||
| Q3 24 | -5.3% | 32.8% | ||
| Q2 24 | -13.5% | 40.2% | ||
| Q1 24 | 16.1% | 43.6% |
| Q4 25 | -7.0% | 56.0% | ||
| Q3 25 | -4.1% | 58.7% | ||
| Q2 25 | -7.8% | 10.7% | ||
| Q1 25 | 14.6% | 21.8% | ||
| Q4 24 | -3.3% | 43.1% | ||
| Q3 24 | -3.7% | 51.2% | ||
| Q2 24 | -9.8% | 35.7% | ||
| Q1 24 | 12.4% | 64.2% |
| Q4 25 | $-0.72 | $0.49 | ||
| Q3 25 | $-0.45 | $0.55 | ||
| Q2 25 | $-0.73 | $-0.04 | ||
| Q1 25 | $2.22 | $-0.01 | ||
| Q4 24 | $-0.32 | $0.45 | ||
| Q3 24 | $-0.38 | $0.36 | ||
| Q2 24 | $-0.83 | $0.17 | ||
| Q1 24 | $1.91 | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.7M | $190.5M |
| Total DebtLower is stronger | — | $1.1B |
| Stockholders' EquityBook value | $189.3M | $1.9B |
| Total Assets | $495.5M | $21.3B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.7M | $190.5M | ||
| Q3 25 | $34.2M | $181.0M | ||
| Q2 25 | $26.9M | $108.6M | ||
| Q1 25 | $83.7M | $204.2M | ||
| Q4 24 | $61.7M | $103.2M | ||
| Q3 24 | $72.1M | $102.8M | ||
| Q2 24 | $72.4M | $336.3M | ||
| Q1 24 | $87.0M | $343.3M |
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $299.0M | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $968.4M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $5.4B | ||
| Q1 24 | — | $5.1B |
| Q4 25 | $189.3M | $1.9B | ||
| Q3 25 | $197.5M | $1.9B | ||
| Q2 25 | $201.2M | $1.9B | ||
| Q1 25 | $216.4M | $1.9B | ||
| Q4 24 | $196.5M | $1.9B | ||
| Q3 24 | $202.1M | $1.9B | ||
| Q2 24 | $205.3M | $1.9B | ||
| Q1 24 | $217.5M | $2.0B |
| Q4 25 | $495.5M | $21.3B | ||
| Q3 25 | $493.7M | $18.5B | ||
| Q2 25 | $483.7M | $16.8B | ||
| Q1 25 | $532.3M | $14.9B | ||
| Q4 24 | $499.7M | $14.4B | ||
| Q3 24 | $481.1M | $13.1B | ||
| Q2 24 | $477.2M | $12.1B | ||
| Q1 24 | $482.2M | $12.3B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.65× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | — | 0.52× | ||
| Q3 24 | — | 2.70× | ||
| Q2 24 | — | 2.76× | ||
| Q1 24 | — | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-4.9M | $-7.2B |
| Free Cash FlowOCF − Capex | $-10.2M | — |
| FCF MarginFCF / Revenue | -6.8% | — |
| Capex IntensityCapex / Revenue | 3.5% | — |
| Cash ConversionOCF / Net Profit | — | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | $-13.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-4.9M | $-7.2B | ||
| Q3 25 | $12.2M | $-1.3B | ||
| Q2 25 | $-41.4M | $-2.0B | ||
| Q1 25 | $44.0M | $-594.3M | ||
| Q4 24 | $-4.2M | $-2.7B | ||
| Q3 24 | $6.2M | $-983.8M | ||
| Q2 24 | $-7.0M | $243.8M | ||
| Q1 24 | $56.3M | $-342.4M |
| Q4 25 | $-10.2M | — | ||
| Q3 25 | $7.8M | — | ||
| Q2 25 | $-50.0M | — | ||
| Q1 25 | $38.7M | — | ||
| Q4 24 | $-6.6M | — | ||
| Q3 24 | $119.0K | — | ||
| Q2 24 | $-14.3M | — | ||
| Q1 24 | $49.5M | — |
| Q4 25 | -6.8% | — | ||
| Q3 25 | 4.9% | — | ||
| Q2 25 | -36.1% | — | ||
| Q1 25 | 16.0% | — | ||
| Q4 24 | -4.4% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | -10.8% | — | ||
| Q1 24 | 19.8% | — |
| Q4 25 | 3.5% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 6.2% | — | ||
| Q1 25 | 2.2% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 3.9% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | 2.7% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | — | -22.26× | ||
| Q2 25 | — | -267.53× | ||
| Q1 25 | 1.25× | -61.39× | ||
| Q4 24 | — | -58.08× | ||
| Q3 24 | — | -23.76× | ||
| Q2 24 | — | 9.59× | ||
| Q1 24 | 1.82× | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOVE
| Showrooms | $102.7M | 68% |
| Internet | $37.3M | 25% |
| Other | $10.2M | 7% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
