vs

Side-by-side financial comparison of Open Lending Corp (LPRO) and M-tron Industries, Inc. (MPTI). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $14.2M, roughly 1.4× M-tron Industries, Inc.). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 11.2%). M-tron Industries, Inc. produced more free cash flow last quarter ($2.3M vs $-3.3M). Over the past eight quarters, M-tron Industries, Inc.'s revenue compounded faster (12.8% CAGR vs -20.7%).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

M-tron Industries, Inc. designs, manufactures and markets high-performance frequency control and timing solutions including crystal oscillators, filters and integrated timing assemblies. Its products serve aerospace, defense, telecom, industrial automation and medical device segments, catering mainly to North American, European and Asian commercial and government clients.

LPRO vs MPTI — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.4× larger
LPRO
$19.3M
$14.2M
MPTI
Growing faster (revenue YoY)
LPRO
LPRO
+122.8% gap
LPRO
134.0%
11.2%
MPTI
More free cash flow
MPTI
MPTI
$5.6M more FCF
MPTI
$2.3M
$-3.3M
LPRO
Faster 2-yr revenue CAGR
MPTI
MPTI
Annualised
MPTI
12.8%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LPRO
LPRO
MPTI
MPTI
Revenue
$19.3M
$14.2M
Net Profit
$3.4M
Gross Margin
76.0%
Operating Margin
3.9%
27.3%
Net Margin
24.1%
Revenue YoY
134.0%
11.2%
Net Profit YoY
60.1%
EPS (diluted)
$-0.00
$0.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
MPTI
MPTI
Q4 25
$19.3M
$14.2M
Q3 25
$24.2M
$14.2M
Q2 25
$25.3M
$13.3M
Q1 25
$24.4M
$12.7M
Q4 24
$-56.9M
$12.8M
Q3 24
$23.5M
$13.2M
Q2 24
$26.7M
$11.8M
Q1 24
$30.7M
$11.2M
Net Profit
LPRO
LPRO
MPTI
MPTI
Q4 25
$3.4M
Q3 25
$-7.6M
$1.8M
Q2 25
$1.0M
$1.6M
Q1 25
$617.0K
$1.6M
Q4 24
$2.1M
Q3 24
$1.4M
$2.3M
Q2 24
$2.9M
$1.7M
Q1 24
$5.1M
$1.5M
Gross Margin
LPRO
LPRO
MPTI
MPTI
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
LPRO
LPRO
MPTI
MPTI
Q4 25
3.9%
27.3%
Q3 25
-31.9%
18.0%
Q2 25
4.6%
13.9%
Q1 25
3.1%
15.8%
Q4 24
138.0%
20.1%
Q3 24
7.9%
22.1%
Q2 24
14.9%
17.8%
Q1 24
23.8%
16.0%
Net Margin
LPRO
LPRO
MPTI
MPTI
Q4 25
24.1%
Q3 25
-31.3%
12.9%
Q2 25
4.1%
11.7%
Q1 25
2.5%
12.8%
Q4 24
16.7%
Q3 24
6.1%
17.2%
Q2 24
10.9%
14.8%
Q1 24
16.5%
13.3%
EPS (diluted)
LPRO
LPRO
MPTI
MPTI
Q4 25
$-0.00
$0.90
Q3 25
$-0.06
$0.63
Q2 25
$0.01
$0.53
Q1 25
$0.01
$0.56
Q4 24
$-1.20
$0.68
Q3 24
$0.01
$0.81
Q2 24
$0.02
$0.63
Q1 24
$0.04
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
MPTI
MPTI
Cash + ST InvestmentsLiquidity on hand
$176.6M
$20.9M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$75.0M
$63.2M
Total Assets
$236.7M
$68.4M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
MPTI
MPTI
Q4 25
$176.6M
$20.9M
Q3 25
$222.1M
$18.3M
Q2 25
$230.7M
$15.5M
Q1 25
$236.2M
$13.7M
Q4 24
$243.2M
$12.6M
Q3 24
$250.2M
$8.5M
Q2 24
$248.0M
$6.5M
Q1 24
$247.0M
$5.4M
Total Debt
LPRO
LPRO
MPTI
MPTI
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
MPTI
MPTI
Q4 25
$75.0M
$63.2M
Q3 25
$72.8M
$37.0M
Q2 25
$78.9M
$34.8M
Q1 25
$79.8M
$33.2M
Q4 24
$78.1M
$31.3M
Q3 24
$220.5M
$26.2M
Q2 24
$216.8M
$23.7M
Q1 24
$211.5M
$21.7M
Total Assets
LPRO
LPRO
MPTI
MPTI
Q4 25
$236.7M
$68.4M
Q3 25
$287.7M
$42.2M
Q2 25
$296.7M
$39.7M
Q1 25
$304.2M
$37.8M
Q4 24
$296.4M
$36.6M
Q3 24
$395.7M
$31.5M
Q2 24
$382.8M
$28.4M
Q1 24
$380.6M
$26.8M
Debt / Equity
LPRO
LPRO
MPTI
MPTI
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
MPTI
MPTI
Operating Cash FlowLast quarter
$-3.2M
$2.7M
Free Cash FlowOCF − Capex
$-3.3M
$2.3M
FCF MarginFCF / Revenue
-16.8%
16.4%
Capex IntensityCapex / Revenue
0.3%
2.4%
Cash ConversionOCF / Net Profit
0.78×
TTM Free Cash FlowTrailing 4 quarters
$8.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
MPTI
MPTI
Q4 25
$-3.2M
$2.7M
Q3 25
$-5.7M
$3.5M
Q2 25
$848.0K
$2.9M
Q1 25
$-3.8M
$1.6M
Q4 24
$17.6M
$1.8M
Q3 24
$11.4M
$2.3M
Q2 24
$-1.4M
$2.0M
Q1 24
$11.0M
$1.5M
Free Cash Flow
LPRO
LPRO
MPTI
MPTI
Q4 25
$-3.3M
$2.3M
Q3 25
$2.7M
Q2 25
$837.0K
$2.0M
Q1 25
$-3.9M
$1.0M
Q4 24
$17.4M
$1.4M
Q3 24
$11.3M
$1.8M
Q2 24
$-1.5M
$1.1M
Q1 24
$1.4M
FCF Margin
LPRO
LPRO
MPTI
MPTI
Q4 25
-16.8%
16.4%
Q3 25
19.1%
Q2 25
3.3%
15.4%
Q1 25
-15.9%
8.0%
Q4 24
-30.6%
10.8%
Q3 24
48.0%
13.4%
Q2 24
-5.5%
9.2%
Q1 24
12.3%
Capex Intensity
LPRO
LPRO
MPTI
MPTI
Q4 25
0.3%
2.4%
Q3 25
0.0%
5.7%
Q2 25
0.0%
6.1%
Q1 25
0.2%
4.6%
Q4 24
-0.3%
3.3%
Q3 24
0.5%
3.6%
Q2 24
0.2%
7.4%
Q1 24
0.0%
1.1%
Cash Conversion
LPRO
LPRO
MPTI
MPTI
Q4 25
0.78×
Q3 25
1.92×
Q2 25
0.82×
1.83×
Q1 25
-6.22×
0.99×
Q4 24
0.85×
Q3 24
7.92×
0.99×
Q2 24
-0.48×
1.12×
Q1 24
2.16×
1.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPRO
LPRO

Segment breakdown not available.

MPTI
MPTI

US$11.3M79%
Non Us$2.9M21%

Related Comparisons