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Side-by-side financial comparison of Open Lending Corp (LPRO) and MANNATECH INC (MTEX). Click either name above to swap in a different company.

MANNATECH INC is the larger business by last-quarter revenue ($29.2M vs $19.3M, roughly 1.5× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs -8.1%). MANNATECH INC produced more free cash flow last quarter ($-2.0M vs $-3.3M). Over the past eight quarters, MANNATECH INC's revenue compounded faster (-5.4% CAGR vs -20.7%).

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Mannatech Inc. is a publicly traded, multinational multi-level marketing firm that sells dietary supplements and personal care products. It was founded in November 1993 by Samuel Caster, and is headquartered in Flower Mound, Texas. The company's stock is traded on the NASDAQ exchange under the symbol MTEX. As of 2017, Mannatech employed 252 people and sold its products through some 220,000 independent sales associates.

LPRO vs MTEX — Head-to-Head

Bigger by revenue
MTEX
MTEX
1.5× larger
MTEX
$29.2M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+142.1% gap
LPRO
134.0%
-8.1%
MTEX
More free cash flow
MTEX
MTEX
$1.3M more FCF
MTEX
$-2.0M
$-3.3M
LPRO
Faster 2-yr revenue CAGR
MTEX
MTEX
Annualised
MTEX
-5.4%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
LPRO
LPRO
MTEX
MTEX
Revenue
$19.3M
$29.2M
Net Profit
$1.9M
Gross Margin
76.0%
76.4%
Operating Margin
3.9%
6.9%
Net Margin
6.6%
Revenue YoY
134.0%
-8.1%
Net Profit YoY
686.6%
EPS (diluted)
$-0.00
$1.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
MTEX
MTEX
Q4 25
$19.3M
Q3 25
$24.2M
$29.2M
Q2 25
$25.3M
Q1 25
$24.4M
$26.6M
Q4 24
$-56.9M
$29.0M
Q3 24
$23.5M
$31.7M
Q2 24
$26.7M
$27.7M
Q1 24
$30.7M
$29.4M
Net Profit
LPRO
LPRO
MTEX
MTEX
Q4 25
Q3 25
$-7.6M
$1.9M
Q2 25
$1.0M
Q1 25
$617.0K
$-1.5M
Q4 24
$2.3M
Q3 24
$1.4M
$-328.0K
Q2 24
$2.9M
$-624.0K
Q1 24
$5.1M
$1.2M
Gross Margin
LPRO
LPRO
MTEX
MTEX
Q4 25
76.0%
Q3 25
78.0%
76.4%
Q2 25
78.2%
Q1 25
75.1%
74.3%
Q4 24
111.0%
80.6%
Q3 24
73.9%
74.5%
Q2 24
78.6%
77.1%
Q1 24
81.3%
78.6%
Operating Margin
LPRO
LPRO
MTEX
MTEX
Q4 25
3.9%
Q3 25
-31.9%
6.9%
Q2 25
4.6%
Q1 25
3.1%
-3.1%
Q4 24
138.0%
3.0%
Q3 24
7.9%
2.8%
Q2 24
14.9%
-4.1%
Q1 24
23.8%
2.8%
Net Margin
LPRO
LPRO
MTEX
MTEX
Q4 25
Q3 25
-31.3%
6.6%
Q2 25
4.1%
Q1 25
2.5%
-5.8%
Q4 24
7.8%
Q3 24
6.1%
-1.0%
Q2 24
10.9%
-2.2%
Q1 24
16.5%
4.0%
EPS (diluted)
LPRO
LPRO
MTEX
MTEX
Q4 25
$-0.00
Q3 25
$-0.06
$1.01
Q2 25
$0.01
Q1 25
$0.01
$-0.80
Q4 24
$-1.20
$1.19
Q3 24
$0.01
$-0.17
Q2 24
$0.02
$-0.33
Q1 24
$0.04
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
MTEX
MTEX
Cash + ST InvestmentsLiquidity on hand
$176.6M
$7.1M
Total DebtLower is stronger
$84.8M
$2.9M
Stockholders' EquityBook value
$75.0M
$7.0M
Total Assets
$236.7M
$33.9M
Debt / EquityLower = less leverage
1.13×
0.42×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
MTEX
MTEX
Q4 25
$176.6M
Q3 25
$222.1M
$7.1M
Q2 25
$230.7M
Q1 25
$236.2M
$9.3M
Q4 24
$243.2M
$11.4M
Q3 24
$250.2M
$12.2M
Q2 24
$248.0M
$9.2M
Q1 24
$247.0M
$7.9M
Total Debt
LPRO
LPRO
MTEX
MTEX
Q4 25
$84.8M
Q3 25
$134.4M
$2.9M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
MTEX
MTEX
Q4 25
$75.0M
Q3 25
$72.8M
$7.0M
Q2 25
$78.9M
Q1 25
$79.8M
$7.6M
Q4 24
$78.1M
$8.6M
Q3 24
$220.5M
$10.0M
Q2 24
$216.8M
$8.2M
Q1 24
$211.5M
$10.4M
Total Assets
LPRO
LPRO
MTEX
MTEX
Q4 25
$236.7M
Q3 25
$287.7M
$33.9M
Q2 25
$296.7M
Q1 25
$304.2M
$36.7M
Q4 24
$296.4M
$36.1M
Q3 24
$395.7M
$40.6M
Q2 24
$382.8M
$39.9M
Q1 24
$380.6M
$41.1M
Debt / Equity
LPRO
LPRO
MTEX
MTEX
Q4 25
1.13×
Q3 25
1.84×
0.42×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
MTEX
MTEX
Operating Cash FlowLast quarter
$-3.2M
$-1.3M
Free Cash FlowOCF − Capex
$-3.3M
$-2.0M
FCF MarginFCF / Revenue
-16.8%
-6.8%
Capex IntensityCapex / Revenue
0.3%
2.4%
Cash ConversionOCF / Net Profit
-0.68×
TTM Free Cash FlowTrailing 4 quarters
$-1.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
MTEX
MTEX
Q4 25
$-3.2M
Q3 25
$-5.7M
$-1.3M
Q2 25
$848.0K
Q1 25
$-3.8M
$-1.4M
Q4 24
$17.6M
$-219.0K
Q3 24
$11.4M
$3.3M
Q2 24
$-1.4M
$-2.7M
Q1 24
$11.0M
$1.9M
Free Cash Flow
LPRO
LPRO
MTEX
MTEX
Q4 25
$-3.3M
Q3 25
$-2.0M
Q2 25
$837.0K
Q1 25
$-3.9M
$-1.9M
Q4 24
$17.4M
$-325.0K
Q3 24
$11.3M
$3.0M
Q2 24
$-1.5M
$-2.7M
Q1 24
$1.8M
FCF Margin
LPRO
LPRO
MTEX
MTEX
Q4 25
-16.8%
Q3 25
-6.8%
Q2 25
3.3%
Q1 25
-15.9%
-7.0%
Q4 24
-30.6%
-1.1%
Q3 24
48.0%
9.5%
Q2 24
-5.5%
-9.9%
Q1 24
6.2%
Capex Intensity
LPRO
LPRO
MTEX
MTEX
Q4 25
0.3%
Q3 25
0.0%
2.4%
Q2 25
0.0%
Q1 25
0.2%
1.8%
Q4 24
-0.3%
0.4%
Q3 24
0.5%
0.8%
Q2 24
0.2%
0.3%
Q1 24
0.0%
0.2%
Cash Conversion
LPRO
LPRO
MTEX
MTEX
Q4 25
Q3 25
-0.68×
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
-0.10×
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×
1.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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