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Side-by-side financial comparison of Open Lending Corp (LPRO) and Energy Vault Holdings, Inc. (NRGV). Click either name above to swap in a different company.

Energy Vault Holdings, Inc. is the larger business by last-quarter revenue ($21.9M vs $19.3M, roughly 1.1× Open Lending Corp). On growth, Energy Vault Holdings, Inc. posted the faster year-over-year revenue change (156.4% vs 134.0%). Over the past eight quarters, Energy Vault Holdings, Inc.'s revenue compounded faster (67.9% CAGR vs -20.7%).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

Energy Vault is a global energy storage company specializing in gravity and kinetic energy based, long-duration energy storage products. Energy Vault's primary product is a gravity battery to store energy by stacking heavy blocks made of composite material into a structure, capturing potential energy in the elevation gain of the blocks. When demand for electricity is high, these blocks are lowered with the motors functioning as generators and delivering electricity to the grid.

LPRO vs NRGV — Head-to-Head

Bigger by revenue
NRGV
NRGV
1.1× larger
NRGV
$21.9M
$19.3M
LPRO
Growing faster (revenue YoY)
NRGV
NRGV
+22.4% gap
NRGV
156.4%
134.0%
LPRO
Faster 2-yr revenue CAGR
NRGV
NRGV
Annualised
NRGV
67.9%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
LPRO
LPRO
NRGV
NRGV
Revenue
$19.3M
$21.9M
Net Profit
$-32.5M
Gross Margin
76.0%
21.9%
Operating Margin
3.9%
-32.5%
Net Margin
-148.5%
Revenue YoY
134.0%
156.4%
Net Profit YoY
-53.7%
EPS (diluted)
$-0.00
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
NRGV
NRGV
Q1 26
$21.9M
Q4 25
$19.3M
Q3 25
$24.2M
$33.3M
Q2 25
$25.3M
$8.5M
Q1 25
$24.4M
$8.5M
Q4 24
$-56.9M
$33.5M
Q3 24
$23.5M
$1.2M
Q2 24
$26.7M
$3.8M
Net Profit
LPRO
LPRO
NRGV
NRGV
Q1 26
$-32.5M
Q4 25
Q3 25
$-7.6M
$-26.8M
Q2 25
$1.0M
$-34.9M
Q1 25
$617.0K
$-21.1M
Q4 24
$-61.8M
Q3 24
$1.4M
$-26.6M
Q2 24
$2.9M
$-26.2M
Gross Margin
LPRO
LPRO
NRGV
NRGV
Q1 26
21.9%
Q4 25
76.0%
Q3 25
78.0%
27.0%
Q2 25
78.2%
29.6%
Q1 25
75.1%
57.1%
Q4 24
111.0%
7.7%
Q3 24
73.9%
40.3%
Q2 24
78.6%
27.8%
Operating Margin
LPRO
LPRO
NRGV
NRGV
Q1 26
-32.5%
Q4 25
3.9%
Q3 25
-31.9%
-52.8%
Q2 25
4.6%
-330.7%
Q1 25
3.1%
-244.8%
Q4 24
138.0%
-150.6%
Q3 24
7.9%
-2258.1%
Q2 24
14.9%
-739.7%
Net Margin
LPRO
LPRO
NRGV
NRGV
Q1 26
-148.5%
Q4 25
Q3 25
-31.3%
-80.5%
Q2 25
4.1%
-410.3%
Q1 25
2.5%
-247.7%
Q4 24
-184.7%
Q3 24
6.1%
-2217.9%
Q2 24
10.9%
-694.6%
EPS (diluted)
LPRO
LPRO
NRGV
NRGV
Q1 26
$-0.20
Q4 25
$-0.00
Q3 25
$-0.06
$-0.16
Q2 25
$0.01
$-0.22
Q1 25
$0.01
$-0.14
Q4 24
$-1.20
$-0.41
Q3 24
$0.01
$-0.18
Q2 24
$0.02
$-0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
NRGV
NRGV
Cash + ST InvestmentsLiquidity on hand
$176.6M
$55.2M
Total DebtLower is stronger
$84.8M
$160.6M
Stockholders' EquityBook value
$75.0M
$30.5M
Total Assets
$236.7M
$298.0M
Debt / EquityLower = less leverage
1.13×
5.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
NRGV
NRGV
Q1 26
$55.2M
Q4 25
$176.6M
Q3 25
$222.1M
$32.7M
Q2 25
$230.7M
$22.3M
Q1 25
$236.2M
$21.2M
Q4 24
$243.2M
$30.0M
Q3 24
$250.2M
$51.1M
Q2 24
$248.0M
$106.8M
Total Debt
LPRO
LPRO
NRGV
NRGV
Q1 26
$160.6M
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Stockholders' Equity
LPRO
LPRO
NRGV
NRGV
Q1 26
$30.5M
Q4 25
$75.0M
Q3 25
$72.8M
$80.5M
Q2 25
$78.9M
$90.3M
Q1 25
$79.8M
$114.9M
Q4 24
$78.1M
$126.3M
Q3 24
$220.5M
$179.1M
Q2 24
$216.8M
$195.6M
Total Assets
LPRO
LPRO
NRGV
NRGV
Q1 26
$298.0M
Q4 25
$236.7M
Q3 25
$287.7M
$281.9M
Q2 25
$296.7M
$248.8M
Q1 25
$304.2M
$217.4M
Q4 24
$296.4M
$183.9M
Q3 24
$395.7M
$252.9M
Q2 24
$382.8M
$255.6M
Debt / Equity
LPRO
LPRO
NRGV
NRGV
Q1 26
5.27×
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
NRGV
NRGV
Operating Cash FlowLast quarter
$-3.2M
$-53.8M
Free Cash FlowOCF − Capex
$-3.3M
FCF MarginFCF / Revenue
-16.8%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
NRGV
NRGV
Q1 26
$-53.8M
Q4 25
$-3.2M
Q3 25
$-5.7M
$-11.7M
Q2 25
$848.0K
$15.4M
Q1 25
$-3.8M
$-2.7M
Q4 24
$17.6M
$-34.8M
Q3 24
$11.4M
$-9.2M
Q2 24
$-1.4M
$-12.8M
Free Cash Flow
LPRO
LPRO
NRGV
NRGV
Q1 26
Q4 25
$-3.3M
Q3 25
$-27.2M
Q2 25
$837.0K
$6.9M
Q1 25
$-3.9M
$-9.5M
Q4 24
$17.4M
$-45.4M
Q3 24
$11.3M
$-36.4M
Q2 24
$-1.5M
$-25.1M
FCF Margin
LPRO
LPRO
NRGV
NRGV
Q1 26
Q4 25
-16.8%
Q3 25
-81.5%
Q2 25
3.3%
81.6%
Q1 25
-15.9%
-111.5%
Q4 24
-30.6%
-135.5%
Q3 24
48.0%
-3039.9%
Q2 24
-5.5%
-665.1%
Capex Intensity
LPRO
LPRO
NRGV
NRGV
Q1 26
Q4 25
0.3%
Q3 25
0.0%
46.4%
Q2 25
0.0%
98.8%
Q1 25
0.2%
79.5%
Q4 24
-0.3%
31.5%
Q3 24
0.5%
2273.1%
Q2 24
0.2%
325.8%
Cash Conversion
LPRO
LPRO
NRGV
NRGV
Q1 26
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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