vs

Side-by-side financial comparison of Open Lending Corp (LPRO) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.

NORTHERN TECHNOLOGIES INTERNATIONAL CORP is the larger business by last-quarter revenue ($23.3M vs $19.3M, roughly 1.2× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 9.2%). NORTHERN TECHNOLOGIES INTERNATIONAL CORP produced more free cash flow last quarter ($-479.7K vs $-3.3M). Over the past eight quarters, NORTHERN TECHNOLOGIES INTERNATIONAL CORP's revenue compounded faster (5.8% CAGR vs -20.7%).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.

LPRO vs NTIC — Head-to-Head

Bigger by revenue
NTIC
NTIC
1.2× larger
NTIC
$23.3M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+124.7% gap
LPRO
134.0%
9.2%
NTIC
More free cash flow
NTIC
NTIC
$2.8M more FCF
NTIC
$-479.7K
$-3.3M
LPRO
Faster 2-yr revenue CAGR
NTIC
NTIC
Annualised
NTIC
5.8%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
LPRO
LPRO
NTIC
NTIC
Revenue
$19.3M
$23.3M
Net Profit
$237.8K
Gross Margin
76.0%
36.0%
Operating Margin
3.9%
4.0%
Net Margin
1.0%
Revenue YoY
134.0%
9.2%
Net Profit YoY
-57.6%
EPS (diluted)
$-0.00
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
NTIC
NTIC
Q4 25
$19.3M
$23.3M
Q3 25
$24.2M
$22.3M
Q2 25
$25.3M
$21.5M
Q1 25
$24.4M
$19.1M
Q4 24
$-56.9M
$21.3M
Q3 24
$23.5M
$23.3M
Q2 24
$26.7M
$20.7M
Q1 24
$30.7M
$20.8M
Net Profit
LPRO
LPRO
NTIC
NTIC
Q4 25
$237.8K
Q3 25
$-7.6M
$-1.1M
Q2 25
$1.0M
$121.8K
Q1 25
$617.0K
$434.3K
Q4 24
$561.1K
Q3 24
$1.4M
$1.8M
Q2 24
$2.9M
$976.6K
Q1 24
$5.1M
$1.7M
Gross Margin
LPRO
LPRO
NTIC
NTIC
Q4 25
76.0%
36.0%
Q3 25
78.0%
37.9%
Q2 25
78.2%
38.4%
Q1 25
75.1%
35.6%
Q4 24
111.0%
38.3%
Q3 24
73.9%
43.8%
Q2 24
78.6%
38.2%
Q1 24
81.3%
40.0%
Operating Margin
LPRO
LPRO
NTIC
NTIC
Q4 25
3.9%
4.0%
Q3 25
-31.9%
4.2%
Q2 25
4.6%
4.0%
Q1 25
3.1%
-1.7%
Q4 24
138.0%
5.2%
Q3 24
7.9%
11.8%
Q2 24
14.9%
7.4%
Q1 24
23.8%
10.6%
Net Margin
LPRO
LPRO
NTIC
NTIC
Q4 25
1.0%
Q3 25
-31.3%
-4.9%
Q2 25
4.1%
0.6%
Q1 25
2.5%
2.3%
Q4 24
2.6%
Q3 24
6.1%
7.9%
Q2 24
10.9%
4.7%
Q1 24
16.5%
8.2%
EPS (diluted)
LPRO
LPRO
NTIC
NTIC
Q4 25
$-0.00
$0.03
Q3 25
$-0.06
$-0.11
Q2 25
$0.01
$0.01
Q1 25
$0.01
$0.04
Q4 24
$-1.20
$0.06
Q3 24
$0.01
$0.19
Q2 24
$0.02
$0.10
Q1 24
$0.04
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
NTIC
NTIC
Cash + ST InvestmentsLiquidity on hand
$176.6M
$6.4M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$75.0M
$72.4M
Total Assets
$236.7M
$104.0M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
NTIC
NTIC
Q4 25
$176.6M
$6.4M
Q3 25
$222.1M
$7.3M
Q2 25
$230.7M
$6.8M
Q1 25
$236.2M
$5.1M
Q4 24
$243.2M
$5.6M
Q3 24
$250.2M
$5.0M
Q2 24
$248.0M
$5.8M
Q1 24
$247.0M
$4.8M
Total Debt
LPRO
LPRO
NTIC
NTIC
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
NTIC
NTIC
Q4 25
$75.0M
$72.4M
Q3 25
$72.8M
$72.1M
Q2 25
$78.9M
$72.4M
Q1 25
$79.8M
$69.7M
Q4 24
$78.1M
$70.2M
Q3 24
$220.5M
$71.2M
Q2 24
$216.8M
$68.9M
Q1 24
$211.5M
$68.4M
Total Assets
LPRO
LPRO
NTIC
NTIC
Q4 25
$236.7M
$104.0M
Q3 25
$287.7M
$102.7M
Q2 25
$296.7M
$99.3M
Q1 25
$304.2M
$93.7M
Q4 24
$296.4M
$94.0M
Q3 24
$395.7M
$94.7M
Q2 24
$382.8M
$89.3M
Q1 24
$380.6M
$87.3M
Debt / Equity
LPRO
LPRO
NTIC
NTIC
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
NTIC
NTIC
Operating Cash FlowLast quarter
$-3.2M
$341.9K
Free Cash FlowOCF − Capex
$-3.3M
$-479.7K
FCF MarginFCF / Revenue
-16.8%
-2.1%
Capex IntensityCapex / Revenue
0.3%
3.5%
Cash ConversionOCF / Net Profit
1.44×
TTM Free Cash FlowTrailing 4 quarters
$-1.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
NTIC
NTIC
Q4 25
$-3.2M
$341.9K
Q3 25
$-5.7M
$-1.4M
Q2 25
$848.0K
$609.7K
Q1 25
$-3.8M
$803.7K
Q4 24
$17.6M
$2.4M
Q3 24
$11.4M
Q2 24
$-1.4M
$1.9M
Q1 24
$11.0M
Free Cash Flow
LPRO
LPRO
NTIC
NTIC
Q4 25
$-3.3M
$-479.7K
Q3 25
$-1.4M
Q2 25
$837.0K
$-171.2K
Q1 25
$-3.9M
$293.1K
Q4 24
$17.4M
$1.2M
Q3 24
$11.3M
Q2 24
$-1.5M
$869.4K
Q1 24
FCF Margin
LPRO
LPRO
NTIC
NTIC
Q4 25
-16.8%
-2.1%
Q3 25
-6.3%
Q2 25
3.3%
-0.8%
Q1 25
-15.9%
1.5%
Q4 24
-30.6%
5.5%
Q3 24
48.0%
Q2 24
-5.5%
4.2%
Q1 24
Capex Intensity
LPRO
LPRO
NTIC
NTIC
Q4 25
0.3%
3.5%
Q3 25
0.0%
0.2%
Q2 25
0.0%
3.6%
Q1 25
0.2%
2.7%
Q4 24
-0.3%
5.7%
Q3 24
0.5%
Q2 24
0.2%
5.2%
Q1 24
0.0%
Cash Conversion
LPRO
LPRO
NTIC
NTIC
Q4 25
1.44×
Q3 25
Q2 25
0.82×
5.01×
Q1 25
-6.22×
1.85×
Q4 24
4.27×
Q3 24
7.92×
Q2 24
-0.48×
1.99×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPRO
LPRO

Segment breakdown not available.

NTIC
NTIC

Inside The USA To Unaffiliated Customers$7.5M32%
Natur Tec$6.0M26%
Acobal$3.6M15%
Other$2.7M12%
BR$2.1M9%
Zerust OY$1.4M6%

Related Comparisons