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Side-by-side financial comparison of Open Lending Corp (LPRO) and PodcastOne, Inc. (PODC). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $15.9M, roughly 1.2× PodcastOne, Inc.). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs 24.8%). PodcastOne, Inc. produced more free cash flow last quarter ($489.0K vs $-3.3M). Over the past eight quarters, PodcastOne, Inc.'s revenue compounded faster (16.4% CAGR vs -20.7%).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

PodcastOne, Inc. is a prominent audio entertainment company focusing on podcast production, distribution, and monetization. It owns a large library of original and licensed content across genres like true crime, comedy, news, sports, and lifestyle, serving global listeners and offering ad solutions for creators and brands.

LPRO vs PODC — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.2× larger
LPRO
$19.3M
$15.9M
PODC
Growing faster (revenue YoY)
LPRO
LPRO
+109.2% gap
LPRO
134.0%
24.8%
PODC
More free cash flow
PODC
PODC
$3.7M more FCF
PODC
$489.0K
$-3.3M
LPRO
Faster 2-yr revenue CAGR
PODC
PODC
Annualised
PODC
16.4%
-20.7%
LPRO

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
LPRO
LPRO
PODC
PODC
Revenue
$19.3M
$15.9M
Net Profit
$-154.0K
Gross Margin
76.0%
16.5%
Operating Margin
3.9%
-1.0%
Net Margin
-1.0%
Revenue YoY
134.0%
24.8%
Net Profit YoY
90.3%
EPS (diluted)
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
PODC
PODC
Q4 25
$19.3M
$15.9M
Q3 25
$24.2M
$15.2M
Q2 25
$25.3M
$15.0M
Q1 25
$24.4M
$14.1M
Q4 24
$-56.9M
$12.7M
Q3 24
$23.5M
$12.2M
Q2 24
$26.7M
$13.2M
Q1 24
$30.7M
$11.7M
Net Profit
LPRO
LPRO
PODC
PODC
Q4 25
$-154.0K
Q3 25
$-7.6M
$-975.0K
Q2 25
$1.0M
$-1.1M
Q1 25
$617.0K
$-1.8M
Q4 24
$-1.6M
Q3 24
$1.4M
$-1.7M
Q2 24
$2.9M
$-1.4M
Q1 24
$5.1M
$-1.0M
Gross Margin
LPRO
LPRO
PODC
PODC
Q4 25
76.0%
16.5%
Q3 25
78.0%
10.6%
Q2 25
78.2%
9.6%
Q1 25
75.1%
10.9%
Q4 24
111.0%
5.7%
Q3 24
73.9%
8.3%
Q2 24
78.6%
11.0%
Q1 24
81.3%
8.9%
Operating Margin
LPRO
LPRO
PODC
PODC
Q4 25
3.9%
-1.0%
Q3 25
-31.9%
-6.4%
Q2 25
4.6%
-7.0%
Q1 25
3.1%
-13.0%
Q4 24
138.0%
-12.4%
Q3 24
7.9%
-13.6%
Q2 24
14.9%
-10.4%
Q1 24
23.8%
-10.1%
Net Margin
LPRO
LPRO
PODC
PODC
Q4 25
-1.0%
Q3 25
-31.3%
-6.4%
Q2 25
4.1%
-7.0%
Q1 25
2.5%
-13.1%
Q4 24
-12.5%
Q3 24
6.1%
-13.7%
Q2 24
10.9%
-10.4%
Q1 24
16.5%
-9.0%
EPS (diluted)
LPRO
LPRO
PODC
PODC
Q4 25
$-0.00
Q3 25
$-0.06
Q2 25
$0.01
Q1 25
$0.01
Q4 24
$-1.20
Q3 24
$0.01
Q2 24
$0.02
Q1 24
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
PODC
PODC
Cash + ST InvestmentsLiquidity on hand
$176.6M
$3.4M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$75.0M
$15.8M
Total Assets
$236.7M
$24.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
PODC
PODC
Q4 25
$176.6M
$3.4M
Q3 25
$222.1M
$2.7M
Q2 25
$230.7M
$1.9M
Q1 25
$236.2M
$1.1M
Q4 24
$243.2M
$572.0K
Q3 24
$250.2M
$1.4M
Q2 24
$248.0M
$891.0K
Q1 24
$247.0M
$1.4M
Total Debt
LPRO
LPRO
PODC
PODC
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
PODC
PODC
Q4 25
$75.0M
$15.8M
Q3 25
$72.8M
$14.7M
Q2 25
$78.9M
$14.7M
Q1 25
$79.8M
$15.1M
Q4 24
$78.1M
$15.0M
Q3 24
$220.5M
$15.5M
Q2 24
$216.8M
$15.7M
Q1 24
$211.5M
$16.3M
Total Assets
LPRO
LPRO
PODC
PODC
Q4 25
$236.7M
$24.7M
Q3 25
$287.7M
$22.6M
Q2 25
$296.7M
$22.3M
Q1 25
$304.2M
$20.8M
Q4 24
$296.4M
$20.6M
Q3 24
$395.7M
$23.1M
Q2 24
$382.8M
$24.0M
Q1 24
$380.6M
$24.1M
Debt / Equity
LPRO
LPRO
PODC
PODC
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
PODC
PODC
Operating Cash FlowLast quarter
$-3.2M
$579.0K
Free Cash FlowOCF − Capex
$-3.3M
$489.0K
FCF MarginFCF / Revenue
-16.8%
3.1%
Capex IntensityCapex / Revenue
0.3%
0.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
PODC
PODC
Q4 25
$-3.2M
$579.0K
Q3 25
$-5.7M
$877.0K
Q2 25
$848.0K
$903.0K
Q1 25
$-3.8M
$506.0K
Q4 24
$17.6M
$-763.0K
Q3 24
$11.4M
$525.0K
Q2 24
$-1.4M
$-480.0K
Q1 24
$11.0M
Free Cash Flow
LPRO
LPRO
PODC
PODC
Q4 25
$-3.3M
$489.0K
Q3 25
Q2 25
$837.0K
$791.0K
Q1 25
$-3.9M
$505.0K
Q4 24
$17.4M
$-783.0K
Q3 24
$11.3M
$464.0K
Q2 24
$-1.5M
$-554.0K
Q1 24
FCF Margin
LPRO
LPRO
PODC
PODC
Q4 25
-16.8%
3.1%
Q3 25
Q2 25
3.3%
5.3%
Q1 25
-15.9%
3.6%
Q4 24
-30.6%
-6.2%
Q3 24
48.0%
3.8%
Q2 24
-5.5%
-4.2%
Q1 24
Capex Intensity
LPRO
LPRO
PODC
PODC
Q4 25
0.3%
0.6%
Q3 25
0.0%
0.0%
Q2 25
0.0%
0.7%
Q1 25
0.2%
0.0%
Q4 24
-0.3%
0.2%
Q3 24
0.5%
0.5%
Q2 24
0.2%
0.6%
Q1 24
0.0%
Cash Conversion
LPRO
LPRO
PODC
PODC
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPRO
LPRO

Segment breakdown not available.

PODC
PODC

Other$9.0M56%
Barter$6.9M44%

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