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Side-by-side financial comparison of Open Lending Corp (LPRO) and Seaport Entertainment Group Inc. (SEG). Click either name above to swap in a different company.

Seaport Entertainment Group Inc. is the larger business by last-quarter revenue ($29.5M vs $19.3M, roughly 1.5× Open Lending Corp).

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

LPRO vs SEG — Head-to-Head

Bigger by revenue
SEG
SEG
1.5× larger
SEG
$29.5M
$19.3M
LPRO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LPRO
LPRO
SEG
SEG
Revenue
$19.3M
$29.5M
Net Profit
$-36.9M
Gross Margin
76.0%
Operating Margin
3.9%
-120.5%
Net Margin
-125.0%
Revenue YoY
134.0%
Net Profit YoY
EPS (diluted)
$-0.00
$-2.90

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPRO
LPRO
SEG
SEG
Q4 25
$19.3M
$29.5M
Q3 25
$24.2M
$45.0M
Q2 25
$25.3M
$39.8M
Q1 25
$24.4M
$16.1M
Q4 24
$-56.9M
Q3 24
$23.5M
$39.4M
Q2 24
$26.7M
$33.7M
Q1 24
$30.7M
Net Profit
LPRO
LPRO
SEG
SEG
Q4 25
$-36.9M
Q3 25
$-7.6M
$-33.2M
Q2 25
$1.0M
$-14.8M
Q1 25
$617.0K
$-31.9M
Q4 24
Q3 24
$1.4M
$-32.5M
Q2 24
$2.9M
$-35.0M
Q1 24
$5.1M
Gross Margin
LPRO
LPRO
SEG
SEG
Q4 25
76.0%
Q3 25
78.0%
Q2 25
78.2%
Q1 25
75.1%
Q4 24
111.0%
Q3 24
73.9%
Q2 24
78.6%
Q1 24
81.3%
Operating Margin
LPRO
LPRO
SEG
SEG
Q4 25
3.9%
-120.5%
Q3 25
-31.9%
-75.2%
Q2 25
4.6%
-40.2%
Q1 25
3.1%
-203.5%
Q4 24
138.0%
Q3 24
7.9%
-51.0%
Q2 24
14.9%
-75.3%
Q1 24
23.8%
Net Margin
LPRO
LPRO
SEG
SEG
Q4 25
-125.0%
Q3 25
-31.3%
-73.7%
Q2 25
4.1%
-37.1%
Q1 25
2.5%
-198.4%
Q4 24
Q3 24
6.1%
-82.5%
Q2 24
10.9%
-103.9%
Q1 24
16.5%
EPS (diluted)
LPRO
LPRO
SEG
SEG
Q4 25
$-0.00
$-2.90
Q3 25
$-0.06
$-2.61
Q2 25
$0.01
$-1.16
Q1 25
$0.01
$-2.51
Q4 24
$-1.20
Q3 24
$0.01
$-5.89
Q2 24
$0.02
$-6.34
Q1 24
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPRO
LPRO
SEG
SEG
Cash + ST InvestmentsLiquidity on hand
$176.6M
$77.8M
Total DebtLower is stronger
$84.8M
$38.3M
Stockholders' EquityBook value
$75.0M
$456.5M
Total Assets
$236.7M
$650.1M
Debt / EquityLower = less leverage
1.13×
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPRO
LPRO
SEG
SEG
Q4 25
$176.6M
$77.8M
Q3 25
$222.1M
$106.2M
Q2 25
$230.7M
$123.3M
Q1 25
$236.2M
$129.9M
Q4 24
$243.2M
Q3 24
$250.2M
$23.7M
Q2 24
$248.0M
$3.3M
Q1 24
$247.0M
Total Debt
LPRO
LPRO
SEG
SEG
Q4 25
$84.8M
$38.3M
Q3 25
$134.4M
$39.3M
Q2 25
$136.1M
$100.6M
Q1 25
$137.9M
$101.6M
Q4 24
$139.7M
Q3 24
$141.5M
$103.3M
Q2 24
$143.3M
$157.1M
Q1 24
$143.2M
Stockholders' Equity
LPRO
LPRO
SEG
SEG
Q4 25
$75.0M
$456.5M
Q3 25
$72.8M
$485.8M
Q2 25
$78.9M
$517.9M
Q1 25
$79.8M
$531.2M
Q4 24
$78.1M
Q3 24
$220.5M
$433.8M
Q2 24
$216.8M
$380.7M
Q1 24
$211.5M
Total Assets
LPRO
LPRO
SEG
SEG
Q4 25
$236.7M
$650.1M
Q3 25
$287.7M
$699.1M
Q2 25
$296.7M
$717.2M
Q1 25
$304.2M
$718.4M
Q4 24
$296.4M
Q3 24
$395.7M
$622.8M
Q2 24
$382.8M
$610.1M
Q1 24
$380.6M
Debt / Equity
LPRO
LPRO
SEG
SEG
Q4 25
1.13×
0.08×
Q3 25
1.84×
0.08×
Q2 25
1.72×
0.19×
Q1 25
1.73×
0.19×
Q4 24
1.79×
Q3 24
0.64×
0.24×
Q2 24
0.66×
0.41×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPRO
LPRO
SEG
SEG
Operating Cash FlowLast quarter
$-3.2M
$-23.1M
Free Cash FlowOCF − Capex
$-3.3M
FCF MarginFCF / Revenue
-16.8%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPRO
LPRO
SEG
SEG
Q4 25
$-3.2M
$-23.1M
Q3 25
$-5.7M
$-5.3M
Q2 25
$848.0K
$-754.0K
Q1 25
$-3.8M
$-20.5M
Q4 24
$17.6M
Q3 24
$11.4M
$-8.8M
Q2 24
$-1.4M
Q1 24
$11.0M
Free Cash Flow
LPRO
LPRO
SEG
SEG
Q4 25
$-3.3M
Q3 25
Q2 25
$837.0K
Q1 25
$-3.9M
Q4 24
$17.4M
Q3 24
$11.3M
Q2 24
$-1.5M
Q1 24
FCF Margin
LPRO
LPRO
SEG
SEG
Q4 25
-16.8%
Q3 25
Q2 25
3.3%
Q1 25
-15.9%
Q4 24
-30.6%
Q3 24
48.0%
Q2 24
-5.5%
Q1 24
Capex Intensity
LPRO
LPRO
SEG
SEG
Q4 25
0.3%
Q3 25
0.0%
Q2 25
0.0%
Q1 25
0.2%
Q4 24
-0.3%
Q3 24
0.5%
Q2 24
0.2%
Q1 24
0.0%
Cash Conversion
LPRO
LPRO
SEG
SEG
Q4 25
Q3 25
Q2 25
0.82×
Q1 25
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPRO
LPRO

Segment breakdown not available.

SEG
SEG

Sponsorships Events And Entertainment$12.5M43%
Hospitality$12.2M41%
Rental$4.1M14%
Other$631.0K2%

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