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Side-by-side financial comparison of LIVEPERSON INC (LPSN) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.

LIVEPERSON INC is the larger business by last-quarter revenue ($59.3M vs $41.3M, roughly 1.4× Northfield Bancorp, Inc.). LIVEPERSON INC runs the higher net margin — -77.8% vs -1545.5%, a 1467.8% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -19.0%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-12.0M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -16.6%).

LivePerson is a global technology company that develops conversational commerce and AI software.

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

LPSN vs NFBK — Head-to-Head

Bigger by revenue
LPSN
LPSN
1.4× larger
LPSN
$59.3M
$41.3M
NFBK
Growing faster (revenue YoY)
NFBK
NFBK
+31.7% gap
NFBK
12.7%
-19.0%
LPSN
Higher net margin
LPSN
LPSN
1467.8% more per $
LPSN
-77.8%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$64.5M more FCF
NFBK
$52.5M
$-12.0M
LPSN
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
-16.6%
LPSN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LPSN
LPSN
NFBK
NFBK
Revenue
$59.3M
$41.3M
Net Profit
$-46.1M
$-27.4M
Gross Margin
73.2%
Operating Margin
-68.7%
-1263.3%
Net Margin
-77.8%
-1545.5%
Revenue YoY
-19.0%
12.7%
Net Profit YoY
58.9%
-343.6%
EPS (diluted)
$-9.22
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPSN
LPSN
NFBK
NFBK
Q4 25
$59.3M
$41.3M
Q3 25
$60.2M
$39.2M
Q2 25
$59.6M
$38.9M
Q1 25
$64.7M
$34.8M
Q4 24
$73.2M
$36.7M
Q3 24
$74.2M
$31.8M
Q2 24
$79.9M
$31.5M
Q1 24
$85.1M
$31.3M
Net Profit
LPSN
LPSN
NFBK
NFBK
Q4 25
$-46.1M
$-27.4M
Q3 25
$8.7M
$10.8M
Q2 25
$-15.7M
$9.6M
Q1 25
$-14.1M
$7.9M
Q4 24
$-112.1M
$11.3M
Q3 24
$-28.3M
$6.5M
Q2 24
$41.8M
$6.0M
Q1 24
$-35.6M
$6.2M
Gross Margin
LPSN
LPSN
NFBK
NFBK
Q4 25
73.2%
Q3 25
71.4%
Q2 25
69.7%
Q1 25
71.8%
Q4 24
77.4%
Q3 24
73.1%
Q2 24
79.4%
Q1 24
71.3%
Operating Margin
LPSN
LPSN
NFBK
NFBK
Q4 25
-68.7%
-1263.3%
Q3 25
-24.2%
37.7%
Q2 25
-10.8%
35.6%
Q1 25
-26.2%
31.0%
Q4 24
-138.0%
38.0%
Q3 24
-21.6%
27.9%
Q2 24
-37.3%
29.1%
Q1 24
-42.7%
27.2%
Net Margin
LPSN
LPSN
NFBK
NFBK
Q4 25
-77.8%
-1545.5%
Q3 25
14.5%
27.4%
Q2 25
-26.4%
24.6%
Q1 25
-21.8%
22.6%
Q4 24
-153.2%
30.7%
Q3 24
-38.1%
20.5%
Q2 24
52.3%
18.9%
Q1 24
-41.8%
19.9%
EPS (diluted)
LPSN
LPSN
NFBK
NFBK
Q4 25
$-9.22
$-0.68
Q3 25
$-2.76
$0.27
Q2 25
$-0.17
$0.24
Q1 25
$-0.24
$0.19
Q4 24
$-17.23
$0.27
Q3 24
$-4.74
$0.16
Q2 24
$-0.33
$0.14
Q1 24
$-0.40
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPSN
LPSN
NFBK
NFBK
Cash + ST InvestmentsLiquidity on hand
$95.0M
$164.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$-44.5M
$690.1M
Total Assets
$454.7M
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPSN
LPSN
NFBK
NFBK
Q4 25
$95.0M
$164.0M
Q3 25
$106.7M
$131.7M
Q2 25
$162.0M
$97.6M
Q1 25
$176.3M
$101.7M
Q4 24
$183.2M
$167.7M
Q3 24
$142.1M
$232.9M
Q2 24
$146.0M
$153.5M
Q1 24
$127.1M
$238.8M
Total Debt
LPSN
LPSN
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
$512.1M
Stockholders' Equity
LPSN
LPSN
NFBK
NFBK
Q4 25
$-44.5M
$690.1M
Q3 25
$-22.1M
$719.6M
Q2 25
$-82.4M
$710.3M
Q1 25
$-74.9M
$711.1M
Q4 24
$-67.3M
$704.7M
Q3 24
$45.9M
$699.6M
Q2 24
$66.6M
$693.0M
Q1 24
$19.2M
$698.4M
Total Assets
LPSN
LPSN
NFBK
NFBK
Q4 25
$454.7M
$5.8B
Q3 25
$511.4M
$5.7B
Q2 25
$604.2M
$5.7B
Q1 25
$596.2M
$5.7B
Q4 24
$607.8M
$5.7B
Q3 24
$692.0M
$5.7B
Q2 24
$703.8M
$5.7B
Q1 24
$724.7M
$5.9B
Debt / Equity
LPSN
LPSN
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24
26.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPSN
LPSN
NFBK
NFBK
Operating Cash FlowLast quarter
$-9.7M
$53.7M
Free Cash FlowOCF − Capex
$-12.0M
$52.5M
FCF MarginFCF / Revenue
-20.2%
127.1%
Capex IntensityCapex / Revenue
3.9%
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-42.5M
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPSN
LPSN
NFBK
NFBK
Q4 25
$-9.7M
$53.7M
Q3 25
$-6.0M
$13.9M
Q2 25
$-11.7M
$14.1M
Q1 25
$-3.1M
$9.4M
Q4 24
$-3.1M
$31.1M
Q3 24
$4.8M
$14.0M
Q2 24
$-17.9M
$6.9M
Q1 24
$1.1M
$4.2M
Free Cash Flow
LPSN
LPSN
NFBK
NFBK
Q4 25
$-12.0M
$52.5M
Q3 25
$-8.9M
$13.6M
Q2 25
$-14.8M
$13.9M
Q1 25
$-6.9M
$9.2M
Q4 24
$-6.8M
$30.0M
Q3 24
$-230.0K
$13.7M
Q2 24
$-22.9M
$6.7M
Q1 24
$-10.4M
$3.8M
FCF Margin
LPSN
LPSN
NFBK
NFBK
Q4 25
-20.2%
127.1%
Q3 25
-14.8%
34.6%
Q2 25
-24.9%
35.7%
Q1 25
-10.6%
26.3%
Q4 24
-9.2%
81.6%
Q3 24
-0.3%
43.2%
Q2 24
-28.7%
21.1%
Q1 24
-12.2%
12.1%
Capex Intensity
LPSN
LPSN
NFBK
NFBK
Q4 25
3.9%
2.8%
Q3 25
4.8%
0.8%
Q2 25
5.3%
0.6%
Q1 25
5.8%
0.7%
Q4 24
5.0%
3.1%
Q3 24
6.8%
0.7%
Q2 24
6.2%
0.8%
Q1 24
13.5%
1.4%
Cash Conversion
LPSN
LPSN
NFBK
NFBK
Q4 25
Q3 25
-0.69×
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
-0.43×
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPSN
LPSN

Hosted Services Business$51.0M86%
Professional Services$8.3M14%

NFBK
NFBK

Segment breakdown not available.

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