vs
Side-by-side financial comparison of LIVEPERSON INC (LPSN) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
Repay Holdings Corp is the larger business by last-quarter revenue ($78.6M vs $59.3M, roughly 1.3× LIVEPERSON INC). LIVEPERSON INC runs the higher net margin — -77.8% vs -178.3%, a 100.5% gap on every dollar of revenue. On growth, Repay Holdings Corp posted the faster year-over-year revenue change (0.4% vs -19.0%). Repay Holdings Corp produced more free cash flow last quarter ($23.2M vs $-12.0M). Over the past eight quarters, Repay Holdings Corp's revenue compounded faster (-1.3% CAGR vs -16.6%).
LivePerson is a global technology company that develops conversational commerce and AI software.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
LPSN vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $59.3M | $78.6M |
| Net Profit | $-46.1M | $-140.1M |
| Gross Margin | 73.2% | 74.2% |
| Operating Margin | -68.7% | -182.2% |
| Net Margin | -77.8% | -178.3% |
| Revenue YoY | -19.0% | 0.4% |
| Net Profit YoY | 58.9% | -3304.1% |
| EPS (diluted) | $-9.22 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $59.3M | $78.6M | ||
| Q3 25 | $60.2M | $77.7M | ||
| Q2 25 | $59.6M | $75.6M | ||
| Q1 25 | $64.7M | $77.3M | ||
| Q4 24 | $73.2M | $78.3M | ||
| Q3 24 | $74.2M | $79.1M | ||
| Q2 24 | $79.9M | $74.9M | ||
| Q1 24 | $85.1M | $80.7M |
| Q4 25 | $-46.1M | $-140.1M | ||
| Q3 25 | $8.7M | $-6.4M | ||
| Q2 25 | $-15.7M | $-102.3M | ||
| Q1 25 | $-14.1M | $-7.9M | ||
| Q4 24 | $-112.1M | $-4.1M | ||
| Q3 24 | $-28.3M | $3.2M | ||
| Q2 24 | $41.8M | $-4.1M | ||
| Q1 24 | $-35.6M | $-5.2M |
| Q4 25 | 73.2% | 74.2% | ||
| Q3 25 | 71.4% | 74.4% | ||
| Q2 25 | 69.7% | 75.7% | ||
| Q1 25 | 71.8% | 75.9% | ||
| Q4 24 | 77.4% | 76.3% | ||
| Q3 24 | 73.1% | 77.8% | ||
| Q2 24 | 79.4% | 78.2% | ||
| Q1 24 | 71.3% | 76.2% |
| Q4 25 | -68.7% | -182.2% | ||
| Q3 25 | -24.2% | -3.9% | ||
| Q2 25 | -10.8% | -138.7% | ||
| Q1 25 | -26.2% | -4.7% | ||
| Q4 24 | -138.0% | -1.5% | ||
| Q3 24 | -21.6% | -0.9% | ||
| Q2 24 | -37.3% | -4.6% | ||
| Q1 24 | -42.7% | -3.1% |
| Q4 25 | -77.8% | -178.3% | ||
| Q3 25 | 14.5% | -8.3% | ||
| Q2 25 | -26.4% | -135.2% | ||
| Q1 25 | -21.8% | -10.3% | ||
| Q4 24 | -153.2% | -5.3% | ||
| Q3 24 | -38.1% | 4.1% | ||
| Q2 24 | 52.3% | -5.4% | ||
| Q1 24 | -41.8% | -6.5% |
| Q4 25 | $-9.22 | $-1.68 | ||
| Q3 25 | $-2.76 | $-0.08 | ||
| Q2 25 | $-0.17 | $-1.15 | ||
| Q1 25 | $-0.24 | $-0.09 | ||
| Q4 24 | $-17.23 | $-0.04 | ||
| Q3 24 | $-4.74 | $0.03 | ||
| Q2 24 | $-0.33 | $-0.04 | ||
| Q1 24 | $-0.40 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $95.0M | $115.7M |
| Total DebtLower is stronger | — | $280.1M |
| Stockholders' EquityBook value | $-44.5M | $484.4M |
| Total Assets | $454.7M | $1.2B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $95.0M | $115.7M | ||
| Q3 25 | $106.7M | $95.7M | ||
| Q2 25 | $162.0M | $162.6M | ||
| Q1 25 | $176.3M | $165.5M | ||
| Q4 24 | $183.2M | $189.5M | ||
| Q3 24 | $142.1M | $168.7M | ||
| Q2 24 | $146.0M | $147.1M | ||
| Q1 24 | $127.1M | $128.3M |
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | $512.1M | $434.9M |
| Q4 25 | $-44.5M | $484.4M | ||
| Q3 25 | $-22.1M | $616.9M | ||
| Q2 25 | $-82.4M | $633.7M | ||
| Q1 25 | $-74.9M | $755.7M | ||
| Q4 24 | $-67.3M | $761.3M | ||
| Q3 24 | $45.9M | $754.7M | ||
| Q2 24 | $66.6M | $815.4M | ||
| Q1 24 | $19.2M | $813.8M |
| Q4 25 | $454.7M | $1.2B | ||
| Q3 25 | $511.4M | $1.3B | ||
| Q2 25 | $604.2M | $1.4B | ||
| Q1 25 | $596.2M | $1.5B | ||
| Q4 24 | $607.8M | $1.6B | ||
| Q3 24 | $692.0M | $1.6B | ||
| Q2 24 | $703.8M | $1.5B | ||
| Q1 24 | $724.7M | $1.5B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | 26.69× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.7M | $23.3M |
| Free Cash FlowOCF − Capex | $-12.0M | $23.2M |
| FCF MarginFCF / Revenue | -20.2% | 29.6% |
| Capex IntensityCapex / Revenue | 3.9% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-42.5M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.7M | $23.3M | ||
| Q3 25 | $-6.0M | $32.2M | ||
| Q2 25 | $-11.7M | $33.1M | ||
| Q1 25 | $-3.1M | $2.5M | ||
| Q4 24 | $-3.1M | $34.3M | ||
| Q3 24 | $4.8M | $60.1M | ||
| Q2 24 | $-17.9M | $31.0M | ||
| Q1 24 | $1.1M | $24.8M |
| Q4 25 | $-12.0M | $23.2M | ||
| Q3 25 | $-8.9M | $32.1M | ||
| Q2 25 | $-14.8M | $33.0M | ||
| Q1 25 | $-6.9M | $2.4M | ||
| Q4 24 | $-6.8M | $34.0M | ||
| Q3 24 | $-230.0K | $59.8M | ||
| Q2 24 | $-22.9M | $30.5M | ||
| Q1 24 | $-10.4M | $24.7M |
| Q4 25 | -20.2% | 29.6% | ||
| Q3 25 | -14.8% | 41.3% | ||
| Q2 25 | -24.9% | 43.6% | ||
| Q1 25 | -10.6% | 3.0% | ||
| Q4 24 | -9.2% | 43.5% | ||
| Q3 24 | -0.3% | 75.6% | ||
| Q2 24 | -28.7% | 40.7% | ||
| Q1 24 | -12.2% | 30.6% |
| Q4 25 | 3.9% | 0.1% | ||
| Q3 25 | 4.8% | 0.2% | ||
| Q2 25 | 5.3% | 0.1% | ||
| Q1 25 | 5.8% | 0.2% | ||
| Q4 24 | 5.0% | 0.3% | ||
| Q3 24 | 6.8% | 0.3% | ||
| Q2 24 | 6.2% | 0.6% | ||
| Q1 24 | 13.5% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | -0.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | -0.43× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LPSN
| Hosted Services Business | $51.0M | 86% |
| Professional Services | $8.3M | 14% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
