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Side-by-side financial comparison of LIVEPERSON INC (LPSN) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

LIVEPERSON INC is the larger business by last-quarter revenue ($59.3M vs $49.6M, roughly 1.2× SOUTHERN MISSOURI BANCORP, INC.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs -77.8%, a 114.3% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs -19.0%). SOUTHERN MISSOURI BANCORP, INC. produced more free cash flow last quarter ($20.2M vs $-12.0M). Over the past eight quarters, SOUTHERN MISSOURI BANCORP, INC.'s revenue compounded faster (11.3% CAGR vs -16.6%).

LivePerson is a global technology company that develops conversational commerce and AI software.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

LPSN vs SMBC — Head-to-Head

Bigger by revenue
LPSN
LPSN
1.2× larger
LPSN
$59.3M
$49.6M
SMBC
Growing faster (revenue YoY)
SMBC
SMBC
+29.3% gap
SMBC
10.3%
-19.0%
LPSN
Higher net margin
SMBC
SMBC
114.3% more per $
SMBC
36.6%
-77.8%
LPSN
More free cash flow
SMBC
SMBC
$32.1M more FCF
SMBC
$20.2M
$-12.0M
LPSN
Faster 2-yr revenue CAGR
SMBC
SMBC
Annualised
SMBC
11.3%
-16.6%
LPSN

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
LPSN
LPSN
SMBC
SMBC
Revenue
$59.3M
$49.6M
Net Profit
$-46.1M
$18.1M
Gross Margin
73.2%
Operating Margin
-68.7%
45.7%
Net Margin
-77.8%
36.6%
Revenue YoY
-19.0%
10.3%
Net Profit YoY
58.9%
23.9%
EPS (diluted)
$-9.22
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LPSN
LPSN
SMBC
SMBC
Q4 25
$59.3M
$49.6M
Q3 25
$60.2M
$49.0M
Q2 25
$59.6M
$47.6M
Q1 25
$64.7M
$46.1M
Q4 24
$73.2M
$45.0M
Q3 24
$74.2M
$43.8M
Q2 24
$79.9M
$42.9M
Q1 24
$85.1M
$40.1M
Net Profit
LPSN
LPSN
SMBC
SMBC
Q4 25
$-46.1M
$18.1M
Q3 25
$8.7M
$15.7M
Q2 25
$-15.7M
$15.8M
Q1 25
$-14.1M
$15.7M
Q4 24
$-112.1M
$14.7M
Q3 24
$-28.3M
$12.5M
Q2 24
$41.8M
$13.5M
Q1 24
$-35.6M
$11.3M
Gross Margin
LPSN
LPSN
SMBC
SMBC
Q4 25
73.2%
Q3 25
71.4%
Q2 25
69.7%
Q1 25
71.8%
Q4 24
77.4%
Q3 24
73.1%
Q2 24
79.4%
Q1 24
71.3%
Operating Margin
LPSN
LPSN
SMBC
SMBC
Q4 25
-68.7%
45.7%
Q3 25
-24.2%
39.7%
Q2 25
-10.8%
40.2%
Q1 25
-26.2%
43.0%
Q4 24
-138.0%
42.7%
Q3 24
-21.6%
36.1%
Q2 24
-37.3%
39.6%
Q1 24
-42.7%
35.3%
Net Margin
LPSN
LPSN
SMBC
SMBC
Q4 25
-77.8%
36.6%
Q3 25
14.5%
31.9%
Q2 25
-26.4%
33.2%
Q1 25
-21.8%
34.0%
Q4 24
-153.2%
32.6%
Q3 24
-38.1%
28.4%
Q2 24
52.3%
31.6%
Q1 24
-41.8%
28.2%
EPS (diluted)
LPSN
LPSN
SMBC
SMBC
Q4 25
$-9.22
$1.62
Q3 25
$-2.76
$1.38
Q2 25
$-0.17
$1.39
Q1 25
$-0.24
$1.39
Q4 24
$-17.23
$1.30
Q3 24
$-4.74
$1.10
Q2 24
$-0.33
$1.20
Q1 24
$-0.40
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LPSN
LPSN
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$95.0M
$134.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$-44.5M
$567.4M
Total Assets
$454.7M
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LPSN
LPSN
SMBC
SMBC
Q4 25
$95.0M
$134.1M
Q3 25
$106.7M
$124.1M
Q2 25
$162.0M
$192.9M
Q1 25
$176.3M
$226.9M
Q4 24
$183.2M
$145.8M
Q3 24
$142.1M
$75.3M
Q2 24
$146.0M
$60.9M
Q1 24
$127.1M
$168.3M
Total Debt
LPSN
LPSN
SMBC
SMBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$512.1M
Stockholders' Equity
LPSN
LPSN
SMBC
SMBC
Q4 25
$-44.5M
$567.4M
Q3 25
$-22.1M
$560.2M
Q2 25
$-82.4M
$544.7M
Q1 25
$-74.9M
$528.8M
Q4 24
$-67.3M
$512.4M
Q3 24
$45.9M
$505.6M
Q2 24
$66.6M
$488.7M
Q1 24
$19.2M
$479.6M
Total Assets
LPSN
LPSN
SMBC
SMBC
Q4 25
$454.7M
$5.1B
Q3 25
$511.4M
$5.0B
Q2 25
$604.2M
$5.0B
Q1 25
$596.2M
$5.0B
Q4 24
$607.8M
$4.9B
Q3 24
$692.0M
$4.7B
Q2 24
$703.8M
$4.6B
Q1 24
$724.7M
$4.6B
Debt / Equity
LPSN
LPSN
SMBC
SMBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
26.69×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LPSN
LPSN
SMBC
SMBC
Operating Cash FlowLast quarter
$-9.7M
$21.3M
Free Cash FlowOCF − Capex
$-12.0M
$20.2M
FCF MarginFCF / Revenue
-20.2%
40.6%
Capex IntensityCapex / Revenue
3.9%
2.2%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$-42.5M
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LPSN
LPSN
SMBC
SMBC
Q4 25
$-9.7M
$21.3M
Q3 25
$-6.0M
$16.3M
Q2 25
$-11.7M
$81.6M
Q1 25
$-3.1M
$24.1M
Q4 24
$-3.1M
$20.1M
Q3 24
$4.8M
$10.0M
Q2 24
$-17.9M
$70.3M
Q1 24
$1.1M
$23.9M
Free Cash Flow
LPSN
LPSN
SMBC
SMBC
Q4 25
$-12.0M
$20.2M
Q3 25
$-8.9M
$15.4M
Q2 25
$-14.8M
$75.3M
Q1 25
$-6.9M
$22.7M
Q4 24
$-6.8M
$18.2M
Q3 24
$-230.0K
$8.6M
Q2 24
$-22.9M
$61.2M
Q1 24
$-10.4M
$19.6M
FCF Margin
LPSN
LPSN
SMBC
SMBC
Q4 25
-20.2%
40.6%
Q3 25
-14.8%
31.4%
Q2 25
-24.9%
158.1%
Q1 25
-10.6%
49.3%
Q4 24
-9.2%
40.3%
Q3 24
-0.3%
19.5%
Q2 24
-28.7%
142.8%
Q1 24
-12.2%
48.8%
Capex Intensity
LPSN
LPSN
SMBC
SMBC
Q4 25
3.9%
2.2%
Q3 25
4.8%
1.8%
Q2 25
5.3%
13.2%
Q1 25
5.8%
3.0%
Q4 24
5.0%
4.4%
Q3 24
6.8%
3.3%
Q2 24
6.2%
21.1%
Q1 24
13.5%
10.8%
Cash Conversion
LPSN
LPSN
SMBC
SMBC
Q4 25
1.17×
Q3 25
-0.69×
1.04×
Q2 25
5.17×
Q1 25
1.54×
Q4 24
1.37×
Q3 24
0.80×
Q2 24
-0.43×
5.19×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LPSN
LPSN

Hosted Services Business$51.0M86%
Professional Services$8.3M14%

SMBC
SMBC

Segment breakdown not available.

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