vs
Side-by-side financial comparison of LESAKA TECHNOLOGIES INC (LSAK) and Penguin Solutions, Inc. (PENG). Click either name above to swap in a different company.
Penguin Solutions, Inc. is the larger business by last-quarter revenue ($343.1M vs $178.7M, roughly 1.9× LESAKA TECHNOLOGIES INC). LESAKA TECHNOLOGIES INC runs the higher net margin — 2.0% vs 1.5%, a 0.5% gap on every dollar of revenue. On growth, LESAKA TECHNOLOGIES INC posted the faster year-over-year revenue change (1.4% vs 0.6%). Penguin Solutions, Inc. produced more free cash flow last quarter ($28.2M vs $-14.8M). Over the past eight quarters, LESAKA TECHNOLOGIES INC's revenue compounded faster (13.7% CAGR vs 11.8%).
Lesaka Technologies is a South-African financial technology company that is listed on the NASDAQ and Johannesburg Stock Exchange. Lesaka’s primary focus is on financial inclusion, offering financial services to previously underserved communities and merchants.
The Lampo Group, LLC, doing business as Ramsey Solutions, is an American company that provides products and services relating to personal finance, leadership development, interpersonal relationships, and professional development. Founded in 1991 by Dave Ramsey and his wife, Sharon, the company is based in Franklin, Tennessee.
LSAK vs PENG — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $178.7M | $343.1M |
| Net Profit | $3.6M | $5.3M |
| Gross Margin | 31.4% | 28.0% |
| Operating Margin | 1.2% | 5.7% |
| Net Margin | 2.0% | 1.5% |
| Revenue YoY | 1.4% | 0.6% |
| Net Profit YoY | 111.2% | 1.0% |
| EPS (diluted) | $0.04 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $178.7M | $343.1M | ||
| Q3 25 | $171.4M | $337.9M | ||
| Q2 25 | $168.5M | $324.3M | ||
| Q1 25 | $161.4M | $365.5M | ||
| Q4 24 | $176.2M | $341.1M | ||
| Q3 24 | $153.6M | $284.8M | ||
| Q2 24 | $146.0M | $300.6M | ||
| Q1 24 | $138.2M | — |
| Q4 25 | $3.6M | $5.3M | ||
| Q3 25 | $-4.3M | $9.4M | ||
| Q2 25 | $-28.4M | $2.7M | ||
| Q1 25 | $-22.1M | $8.1M | ||
| Q4 24 | $-32.5M | $5.2M | ||
| Q3 24 | $-4.5M | — | ||
| Q2 24 | $-5.0M | $5.6M | ||
| Q1 24 | $-4.0M | — |
| Q4 25 | 31.4% | 28.0% | ||
| Q3 25 | 30.9% | 28.6% | ||
| Q2 25 | 28.9% | 29.3% | ||
| Q1 25 | 27.5% | 28.6% | ||
| Q4 24 | 25.7% | 28.7% | ||
| Q3 24 | 22.6% | 28.8% | ||
| Q2 24 | 22.6% | 29.6% | ||
| Q1 24 | 22.0% | — |
| Q4 25 | 1.2% | 5.7% | ||
| Q3 25 | 0.2% | 3.7% | ||
| Q2 25 | -16.7% | 3.0% | ||
| Q1 25 | 0.4% | 5.1% | ||
| Q4 24 | 0.3% | 5.1% | ||
| Q3 24 | -0.0% | -1.2% | ||
| Q2 24 | 0.2% | 3.8% | ||
| Q1 24 | 0.6% | — |
| Q4 25 | 2.0% | 1.5% | ||
| Q3 25 | -2.5% | 2.8% | ||
| Q2 25 | -16.9% | 0.8% | ||
| Q1 25 | -13.7% | 2.2% | ||
| Q4 24 | -18.4% | 1.5% | ||
| Q3 24 | -3.0% | — | ||
| Q2 24 | -3.4% | 1.9% | ||
| Q1 24 | -2.9% | — |
| Q4 25 | $0.04 | $0.04 | ||
| Q3 25 | $-0.05 | $0.10 | ||
| Q2 25 | $-0.40 | $-0.01 | ||
| Q1 25 | $-0.27 | $0.09 | ||
| Q4 24 | $-0.40 | $0.10 | ||
| Q3 24 | $-0.07 | — | ||
| Q2 24 | $-0.08 | $0.10 | ||
| Q1 24 | $-0.06 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $69.5M | $461.5M |
| Total DebtLower is stronger | $216.8M | $462.3M |
| Stockholders' EquityBook value | $180.6M | $389.7M |
| Total Assets | $704.6M | $1.6B |
| Debt / EquityLower = less leverage | 1.20× | 1.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $69.5M | $461.5M | ||
| Q3 25 | $72.2M | $453.8M | ||
| Q2 25 | $76.5M | $735.5M | ||
| Q1 25 | $71.0M | $647.0M | ||
| Q4 24 | $60.6M | $393.7M | ||
| Q3 24 | $49.7M | $389.5M | ||
| Q2 24 | $59.1M | $467.5M | ||
| Q1 24 | $55.2M | — |
| Q4 25 | $216.8M | $462.3M | ||
| Q3 25 | $208.1M | $461.8M | ||
| Q2 25 | $200.8M | $659.5M | ||
| Q1 25 | $194.7M | $658.8M | ||
| Q4 24 | $148.7M | $658.1M | ||
| Q3 24 | $148.5M | $657.3M | ||
| Q2 24 | $143.2M | $667.0M | ||
| Q1 24 | $135.7M | — |
| Q4 25 | $180.6M | $389.7M | ||
| Q3 25 | $170.4M | $394.2M | ||
| Q2 25 | $161.6M | $584.8M | ||
| Q1 25 | $185.2M | $602.5M | ||
| Q4 24 | $193.3M | $400.4M | ||
| Q3 24 | $184.2M | $391.4M | ||
| Q2 24 | $175.9M | $423.4M | ||
| Q1 24 | $173.1M | — |
| Q4 25 | $704.6M | $1.6B | ||
| Q3 25 | $652.9M | $1.6B | ||
| Q2 25 | $653.7M | $1.8B | ||
| Q1 25 | $649.2M | $1.8B | ||
| Q4 24 | $640.6M | $1.6B | ||
| Q3 24 | $551.9M | $1.5B | ||
| Q2 24 | $558.5M | $1.5B | ||
| Q1 24 | $551.5M | — |
| Q4 25 | 1.20× | 1.19× | ||
| Q3 25 | 1.22× | 1.17× | ||
| Q2 25 | 1.24× | 1.13× | ||
| Q1 25 | 1.05× | 1.09× | ||
| Q4 24 | 0.77× | 1.64× | ||
| Q3 24 | 0.81× | 1.68× | ||
| Q2 24 | 0.81× | 1.58× | ||
| Q1 24 | 0.78× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-10.9M | $31.1M |
| Free Cash FlowOCF − Capex | $-14.8M | $28.2M |
| FCF MarginFCF / Revenue | -8.3% | 8.2% |
| Capex IntensityCapex / Revenue | 2.2% | 0.8% |
| Cash ConversionOCF / Net Profit | -2.99× | 5.89× |
| TTM Free Cash FlowTrailing 4 quarters | $-15.3M | $116.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-10.9M | $31.1M | ||
| Q3 25 | $8.9M | $-70.4M | ||
| Q2 25 | $-9.1M | $92.8M | ||
| Q1 25 | $10.7M | $72.9M | ||
| Q4 24 | $-9.2M | $13.8M | ||
| Q3 24 | $-4.1M | — | ||
| Q2 24 | $5.7M | $57.9M | ||
| Q1 24 | $19.2M | — |
| Q4 25 | $-14.8M | $28.2M | ||
| Q3 25 | $4.9M | $-73.4M | ||
| Q2 25 | $-13.2M | $90.9M | ||
| Q1 25 | $7.8M | $70.5M | ||
| Q4 24 | $-15.5M | $12.0M | ||
| Q3 24 | $-8.1M | — | ||
| Q2 24 | $937.0K | $48.9M | ||
| Q1 24 | $16.2M | — |
| Q4 25 | -8.3% | 8.2% | ||
| Q3 25 | 2.9% | -21.7% | ||
| Q2 25 | -7.8% | 28.0% | ||
| Q1 25 | 4.9% | 19.3% | ||
| Q4 24 | -8.8% | 3.5% | ||
| Q3 24 | -5.3% | — | ||
| Q2 24 | 0.6% | 16.3% | ||
| Q1 24 | 11.7% | — |
| Q4 25 | 2.2% | 0.8% | ||
| Q3 25 | 2.3% | 0.9% | ||
| Q2 25 | 2.4% | 0.6% | ||
| Q1 25 | 1.7% | 0.6% | ||
| Q4 24 | 3.6% | 0.5% | ||
| Q3 24 | 2.6% | — | ||
| Q2 24 | 3.2% | 3.0% | ||
| Q1 24 | 2.1% | — |
| Q4 25 | -2.99× | 5.89× | ||
| Q3 25 | — | -7.47× | ||
| Q2 25 | — | 34.88× | ||
| Q1 25 | — | 9.02× | ||
| Q4 24 | — | 2.65× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 10.30× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LSAK
| Telecom Products And Services | $82.0M | 46% |
| Processing Fees | $37.6M | 21% |
| Enterprise Segment | $14.5M | 8% |
| Rest Of Africa | $10.9M | 6% |
| Technology Products | $8.6M | 5% |
| Insurance Revenue | $7.9M | 4% |
| Lending Revenue | $7.2M | 4% |
| Other | $6.7M | 4% |
| Interest From Customer | $2.1M | 1% |
| Other Products And Services | $1.2M | 1% |
PENG
| Integrated Memory Segment | $171.6M | 50% |
| Advanced Computing Segment | $115.7M | 34% |
| Optimized LED Segment | $55.7M | 16% |
