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Side-by-side financial comparison of Life Time Group Holdings, Inc. (LTH) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $731.2M, roughly 1.0× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 16.5%, a 11.0% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 5.6%).

Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

LTH vs QFIN — Head-to-Head

Bigger by revenue
LTH
LTH
1.0× larger
LTH
$745.1M
$731.2M
QFIN
Higher net margin
QFIN
QFIN
11.0% more per $
QFIN
27.5%
16.5%
LTH
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
5.6%
LTH

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
LTH
LTH
QFIN
QFIN
Revenue
$745.1M
$731.2M
Net Profit
$123.0M
$201.2M
Gross Margin
Operating Margin
17.4%
32.7%
Net Margin
16.5%
27.5%
Revenue YoY
12.3%
Net Profit YoY
230.6%
EPS (diluted)
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LTH
LTH
QFIN
QFIN
Q1 26
$745.1M
Q4 25
$745.1M
Q3 25
$782.6M
$731.2M
Q2 25
$761.5M
$728.1M
Q1 25
$706.0M
$646.4M
Q4 24
$663.3M
Q3 24
$693.2M
$622.7M
Q2 24
$667.8M
$572.4M
Net Profit
LTH
LTH
QFIN
QFIN
Q1 26
$123.0M
Q4 25
$123.0M
Q3 25
$102.4M
$201.2M
Q2 25
$72.1M
$241.6M
Q1 25
$76.1M
$247.6M
Q4 24
$37.2M
Q3 24
$41.4M
$256.3M
Q2 24
$52.8M
$189.4M
Gross Margin
LTH
LTH
QFIN
QFIN
Q1 26
Q4 25
49.1%
Q3 25
47.1%
Q2 25
47.0%
Q1 25
47.5%
Q4 24
48.2%
Q3 24
46.5%
Q2 24
46.8%
Operating Margin
LTH
LTH
QFIN
QFIN
Q1 26
17.4%
Q4 25
17.4%
Q3 25
17.3%
32.7%
Q2 25
14.2%
41.0%
Q1 25
15.2%
42.1%
Q4 24
13.1%
Q3 24
13.5%
52.4%
Q2 24
15.7%
47.7%
Net Margin
LTH
LTH
QFIN
QFIN
Q1 26
16.5%
Q4 25
16.5%
Q3 25
13.1%
27.5%
Q2 25
9.5%
33.2%
Q1 25
10.8%
38.3%
Q4 24
5.6%
Q3 24
6.0%
41.2%
Q2 24
7.9%
33.1%
EPS (diluted)
LTH
LTH
QFIN
QFIN
Q1 26
$0.54
Q4 25
$0.55
Q3 25
$0.45
Q2 25
$0.32
Q1 25
$0.34
Q4 24
$0.17
Q3 24
$0.19
Q2 24
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LTH
LTH
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$204.8M
$6.5B
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$3.1B
$24.3B
Total Assets
$8.0B
$61.4B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LTH
LTH
QFIN
QFIN
Q1 26
$204.8M
Q4 25
$204.8M
Q3 25
$218.9M
$6.5B
Q2 25
$175.5M
$5.3B
Q1 25
$59.0M
$8.6B
Q4 24
$10.9M
Q3 24
$120.9M
$4.3B
Q2 24
$34.5M
$6.3B
Total Debt
LTH
LTH
QFIN
QFIN
Q1 26
$1.5B
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.7B
Q2 24
$1.8B
Stockholders' Equity
LTH
LTH
QFIN
QFIN
Q1 26
$3.1B
Q4 25
$3.1B
Q3 25
$3.0B
$24.3B
Q2 25
$2.9B
$24.1B
Q1 25
$2.7B
$23.1B
Q4 24
$2.6B
Q3 24
$2.6B
$22.9B
Q2 24
$2.4B
$22.6B
Total Assets
LTH
LTH
QFIN
QFIN
Q1 26
$8.0B
Q4 25
$8.0B
Q3 25
$7.8B
$61.4B
Q2 25
$7.6B
$59.8B
Q1 25
$7.3B
$55.6B
Q4 24
$7.2B
Q3 24
$7.2B
$47.0B
Q2 24
$7.1B
$47.0B
Debt / Equity
LTH
LTH
QFIN
QFIN
Q1 26
0.48×
Q4 25
0.48×
Q3 25
0.51×
Q2 25
0.53×
Q1 25
0.56×
Q4 24
0.59×
Q3 24
0.64×
Q2 24
0.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LTH
LTH
QFIN
QFIN
Operating Cash FlowLast quarter
$870.5M
$351.4M
Free Cash FlowOCF − Capex
$-9.9M
FCF MarginFCF / Revenue
-1.3%
Capex IntensityCapex / Revenue
32.2%
Cash ConversionOCF / Net Profit
7.08×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$-72.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LTH
LTH
QFIN
QFIN
Q1 26
$870.5M
Q4 25
$239.9M
Q3 25
$251.1M
$351.4M
Q2 25
$195.7M
$366.0M
Q1 25
$183.9M
$386.6M
Q4 24
$163.1M
Q3 24
$151.1M
$338.0M
Q2 24
$170.4M
$269.9M
Free Cash Flow
LTH
LTH
QFIN
QFIN
Q1 26
$-9.9M
Q4 25
$-64.6M
Q3 25
$28.6M
Q2 25
$-26.3M
Q1 25
$41.4M
Q4 24
$26.8M
Q3 24
$64.0M
Q2 24
$26.1M
FCF Margin
LTH
LTH
QFIN
QFIN
Q1 26
-1.3%
Q4 25
-8.7%
Q3 25
3.7%
Q2 25
-3.5%
Q1 25
5.9%
Q4 24
4.0%
Q3 24
9.2%
Q2 24
3.9%
Capex Intensity
LTH
LTH
QFIN
QFIN
Q1 26
32.2%
Q4 25
40.9%
Q3 25
28.4%
Q2 25
29.2%
Q1 25
20.2%
Q4 24
20.6%
Q3 24
12.6%
Q2 24
21.6%
Cash Conversion
LTH
LTH
QFIN
QFIN
Q1 26
7.08×
Q4 25
1.95×
Q3 25
2.45×
1.75×
Q2 25
2.71×
1.52×
Q1 25
2.41×
1.56×
Q4 24
4.39×
Q3 24
3.65×
1.32×
Q2 24
3.23×
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LTH
LTH

Center revenue$726.3M97%
Other revenue$18.8M3%

QFIN
QFIN

Segment breakdown not available.

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