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Side-by-side financial comparison of Life Time Group Holdings, Inc. (LTH) and Skyward Specialty Insurance Group, Inc. (SKWD). Click either name above to swap in a different company.
Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $385.6M, roughly 1.9× Skyward Specialty Insurance Group, Inc.). Life Time Group Holdings, Inc. runs the higher net margin — 16.5% vs 11.2%, a 5.3% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs 12.3%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $-64.6M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 11.7%).
Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
LTH vs SKWD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $745.1M | $385.6M |
| Net Profit | $123.0M | $43.2M |
| Gross Margin | 49.1% | — |
| Operating Margin | 17.4% | 14.2% |
| Net Margin | 16.5% | 11.2% |
| Revenue YoY | 12.3% | 26.7% |
| Net Profit YoY | 231.0% | 200.1% |
| EPS (diluted) | $0.55 | $1.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $745.1M | $385.6M | ||
| Q3 25 | $782.6M | $382.5M | ||
| Q2 25 | $761.5M | $319.9M | ||
| Q1 25 | $706.0M | $328.5M | ||
| Q4 24 | $663.3M | $304.4M | ||
| Q3 24 | $693.2M | $300.9M | ||
| Q2 24 | $667.8M | $279.9M | ||
| Q1 24 | $596.7M | $265.0M |
| Q4 25 | $123.0M | $43.2M | ||
| Q3 25 | $102.4M | $45.9M | ||
| Q2 25 | $72.1M | $38.8M | ||
| Q1 25 | $76.1M | $42.1M | ||
| Q4 24 | $37.2M | $14.4M | ||
| Q3 24 | $41.4M | $36.7M | ||
| Q2 24 | $52.8M | $31.0M | ||
| Q1 24 | $24.9M | $36.8M |
| Q4 25 | 49.1% | — | ||
| Q3 25 | 47.1% | — | ||
| Q2 25 | 47.0% | — | ||
| Q1 25 | 47.5% | — | ||
| Q4 24 | 48.2% | — | ||
| Q3 24 | 46.5% | — | ||
| Q2 24 | 46.8% | — | ||
| Q1 24 | 46.1% | — |
| Q4 25 | 17.4% | 14.2% | ||
| Q3 25 | 17.3% | 15.8% | ||
| Q2 25 | 14.2% | 15.6% | ||
| Q1 25 | 15.2% | 15.7% | ||
| Q4 24 | 13.1% | 6.1% | ||
| Q3 24 | 13.5% | 15.6% | ||
| Q2 24 | 15.7% | 14.4% | ||
| Q1 24 | 12.1% | 17.7% |
| Q4 25 | 16.5% | 11.2% | ||
| Q3 25 | 13.1% | 12.0% | ||
| Q2 25 | 9.5% | 12.1% | ||
| Q1 25 | 10.8% | 12.8% | ||
| Q4 24 | 5.6% | 4.7% | ||
| Q3 24 | 6.0% | 12.2% | ||
| Q2 24 | 7.9% | 11.1% | ||
| Q1 24 | 4.2% | 13.9% |
| Q4 25 | $0.55 | $1.03 | ||
| Q3 25 | $0.45 | $1.10 | ||
| Q2 25 | $0.32 | $0.93 | ||
| Q1 25 | $0.34 | $1.01 | ||
| Q4 24 | $0.17 | $0.33 | ||
| Q3 24 | $0.19 | $0.89 | ||
| Q2 24 | $0.26 | $0.75 | ||
| Q1 24 | $0.12 | $0.90 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $204.8M | $168.5M |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $3.1B | $1.0B |
| Total Assets | $8.0B | $4.8B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $204.8M | $168.5M | ||
| Q3 25 | $218.9M | $160.1M | ||
| Q2 25 | $175.5M | $136.6M | ||
| Q1 25 | $59.0M | $112.9M | ||
| Q4 24 | $10.9M | $121.6M | ||
| Q3 24 | $120.9M | $105.6M | ||
| Q2 24 | $34.5M | $73.0M | ||
| Q1 24 | $18.6M | $85.1M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | $3.1B | $1.0B | ||
| Q3 25 | $3.0B | $961.4M | ||
| Q2 25 | $2.9B | $899.9M | ||
| Q1 25 | $2.7B | $850.7M | ||
| Q4 24 | $2.6B | $794.0M | ||
| Q3 24 | $2.6B | $797.5M | ||
| Q2 24 | $2.4B | $723.6M | ||
| Q1 24 | $2.3B | $692.3M |
| Q4 25 | $8.0B | $4.8B | ||
| Q3 25 | $7.8B | $4.6B | ||
| Q2 25 | $7.6B | $4.3B | ||
| Q1 25 | $7.3B | $4.0B | ||
| Q4 24 | $7.2B | $3.7B | ||
| Q3 24 | $7.2B | $3.6B | ||
| Q2 24 | $7.1B | $3.4B | ||
| Q1 24 | $7.1B | $3.2B |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.53× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.59× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.78× | — | ||
| Q1 24 | 0.87× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $239.9M | $408.1M |
| Free Cash FlowOCF − Capex | $-64.6M | $402.6M |
| FCF MarginFCF / Revenue | -8.7% | 104.4% |
| Capex IntensityCapex / Revenue | 40.9% | 1.4% |
| Cash ConversionOCF / Net Profit | 1.95× | 9.44× |
| TTM Free Cash FlowTrailing 4 quarters | $-21.0M | $755.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $239.9M | $408.1M | ||
| Q3 25 | $251.1M | $171.4M | ||
| Q2 25 | $195.7M | $88.2M | ||
| Q1 25 | $183.9M | $96.8M | ||
| Q4 24 | $163.1M | $305.1M | ||
| Q3 24 | $151.1M | $168.0M | ||
| Q2 24 | $170.4M | $21.0M | ||
| Q1 24 | $90.4M | $94.3M |
| Q4 25 | $-64.6M | $402.6M | ||
| Q3 25 | $28.6M | $168.9M | ||
| Q2 25 | $-26.3M | $87.1M | ||
| Q1 25 | $41.4M | $96.6M | ||
| Q4 24 | $26.8M | $300.9M | ||
| Q3 24 | $64.0M | $167.6M | ||
| Q2 24 | $26.1M | $18.4M | ||
| Q1 24 | $-66.4M | $94.0M |
| Q4 25 | -8.7% | 104.4% | ||
| Q3 25 | 3.7% | 44.2% | ||
| Q2 25 | -3.5% | 27.2% | ||
| Q1 25 | 5.9% | 29.4% | ||
| Q4 24 | 4.0% | 98.8% | ||
| Q3 24 | 9.2% | 55.7% | ||
| Q2 24 | 3.9% | 6.6% | ||
| Q1 24 | -11.1% | 35.5% |
| Q4 25 | 40.9% | 1.4% | ||
| Q3 25 | 28.4% | 0.6% | ||
| Q2 25 | 29.2% | 0.3% | ||
| Q1 25 | 20.2% | 0.1% | ||
| Q4 24 | 20.6% | 1.4% | ||
| Q3 24 | 12.6% | 0.1% | ||
| Q2 24 | 21.6% | 0.9% | ||
| Q1 24 | 26.3% | 0.1% |
| Q4 25 | 1.95× | 9.44× | ||
| Q3 25 | 2.45× | 3.73× | ||
| Q2 25 | 2.71× | 2.27× | ||
| Q1 25 | 2.41× | 2.30× | ||
| Q4 24 | 4.39× | 21.18× | ||
| Q3 24 | 3.65× | 4.58× | ||
| Q2 24 | 3.23× | 0.68× | ||
| Q1 24 | 3.63× | 2.56× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
SKWD
Segment breakdown not available.
