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Side-by-side financial comparison of Life Time Group Holdings, Inc. (LTH) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $393.6M, roughly 1.9× UNIVERSAL INSURANCE HOLDINGS, INC.). Life Time Group Holdings, Inc. runs the higher net margin — 16.5% vs 13.8%, a 2.7% gap on every dollar of revenue. On growth, Life Time Group Holdings, Inc. posted the faster year-over-year revenue change (12.3% vs -0.3%). Over the past eight quarters, Life Time Group Holdings, Inc.'s revenue compounded faster (11.7% CAGR vs 1.7%).

Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

LTH vs UVE — Head-to-Head

Bigger by revenue
LTH
LTH
1.9× larger
LTH
$745.1M
$393.6M
UVE
Growing faster (revenue YoY)
LTH
LTH
+12.7% gap
LTH
12.3%
-0.3%
UVE
Higher net margin
LTH
LTH
2.7% more per $
LTH
16.5%
13.8%
UVE
Faster 2-yr revenue CAGR
LTH
LTH
Annualised
LTH
11.7%
1.7%
UVE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
LTH
LTH
UVE
UVE
Revenue
$745.1M
$393.6M
Net Profit
$123.0M
$54.3M
Gross Margin
49.1%
Operating Margin
17.4%
Net Margin
16.5%
13.8%
Revenue YoY
12.3%
-0.3%
Net Profit YoY
231.0%
31.0%
EPS (diluted)
$0.55
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LTH
LTH
UVE
UVE
Q1 26
$393.6M
Q4 25
$745.1M
$407.9M
Q3 25
$782.6M
$401.0M
Q2 25
$761.5M
$400.1M
Q1 25
$706.0M
$394.9M
Q4 24
$663.3M
$384.8M
Q3 24
$693.2M
$387.6M
Q2 24
$667.8M
$380.2M
Net Profit
LTH
LTH
UVE
UVE
Q1 26
$54.3M
Q4 25
$123.0M
$66.6M
Q3 25
$102.4M
$39.8M
Q2 25
$72.1M
$35.1M
Q1 25
$76.1M
$41.4M
Q4 24
$37.2M
$6.0M
Q3 24
$41.4M
$-16.2M
Q2 24
$52.8M
$35.4M
Gross Margin
LTH
LTH
UVE
UVE
Q1 26
Q4 25
49.1%
Q3 25
47.1%
Q2 25
47.0%
Q1 25
47.5%
Q4 24
48.2%
Q3 24
46.5%
Q2 24
46.8%
Operating Margin
LTH
LTH
UVE
UVE
Q1 26
Q4 25
17.4%
21.7%
Q3 25
17.3%
13.2%
Q2 25
14.2%
11.6%
Q1 25
15.2%
14.0%
Q4 24
13.1%
1.9%
Q3 24
13.5%
-4.7%
Q2 24
15.7%
12.6%
Net Margin
LTH
LTH
UVE
UVE
Q1 26
13.8%
Q4 25
16.5%
16.3%
Q3 25
13.1%
9.9%
Q2 25
9.5%
8.8%
Q1 25
10.8%
10.5%
Q4 24
5.6%
1.6%
Q3 24
6.0%
-4.2%
Q2 24
7.9%
9.3%
EPS (diluted)
LTH
LTH
UVE
UVE
Q1 26
$1.88
Q4 25
$0.55
$2.29
Q3 25
$0.45
$1.38
Q2 25
$0.32
$1.21
Q1 25
$0.34
$1.44
Q4 24
$0.17
$0.23
Q3 24
$0.19
$-0.57
Q2 24
$0.26
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LTH
LTH
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$204.8M
$595.8M
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$3.1B
$584.7M
Total Assets
$8.0B
$2.8B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LTH
LTH
UVE
UVE
Q1 26
$595.8M
Q4 25
$204.8M
$408.9M
Q3 25
$218.9M
$405.1M
Q2 25
$175.5M
$367.1M
Q1 25
$59.0M
$398.2M
Q4 24
$10.9M
$259.4M
Q3 24
$120.9M
$333.7M
Q2 24
$34.5M
$283.3M
Total Debt
LTH
LTH
UVE
UVE
Q1 26
Q4 25
$1.5B
$100.5M
Q3 25
$1.5B
$100.7M
Q2 25
$1.5B
$100.9M
Q1 25
$1.5B
$101.1M
Q4 24
$1.5B
$101.2M
Q3 24
$1.7B
$101.4M
Q2 24
$1.8B
$101.6M
Stockholders' Equity
LTH
LTH
UVE
UVE
Q1 26
$584.7M
Q4 25
$3.1B
$551.0M
Q3 25
$3.0B
$495.0M
Q2 25
$2.9B
$457.8M
Q1 25
$2.7B
$422.4M
Q4 24
$2.6B
$373.3M
Q3 24
$2.6B
$400.2M
Q2 24
$2.4B
$393.2M
Total Assets
LTH
LTH
UVE
UVE
Q1 26
$2.8B
Q4 25
$8.0B
$2.8B
Q3 25
$7.8B
$3.1B
Q2 25
$7.6B
$3.3B
Q1 25
$7.3B
$2.7B
Q4 24
$7.2B
$2.8B
Q3 24
$7.2B
$2.7B
Q2 24
$7.1B
$2.7B
Debt / Equity
LTH
LTH
UVE
UVE
Q1 26
Q4 25
0.48×
0.18×
Q3 25
0.51×
0.20×
Q2 25
0.53×
0.22×
Q1 25
0.56×
0.24×
Q4 24
0.59×
0.27×
Q3 24
0.64×
0.25×
Q2 24
0.78×
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LTH
LTH
UVE
UVE
Operating Cash FlowLast quarter
$239.9M
Free Cash FlowOCF − Capex
$-64.6M
FCF MarginFCF / Revenue
-8.7%
Capex IntensityCapex / Revenue
40.9%
Cash ConversionOCF / Net Profit
1.95×
TTM Free Cash FlowTrailing 4 quarters
$-21.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LTH
LTH
UVE
UVE
Q1 26
Q4 25
$239.9M
$381.5M
Q3 25
$251.1M
$62.4M
Q2 25
$195.7M
$106.2M
Q1 25
$183.9M
$186.8M
Q4 24
$163.1M
$137.4M
Q3 24
$151.1M
$82.6M
Q2 24
$170.4M
$73.2M
Free Cash Flow
LTH
LTH
UVE
UVE
Q1 26
Q4 25
$-64.6M
$377.1M
Q3 25
$28.6M
$61.3M
Q2 25
$-26.3M
$105.2M
Q1 25
$41.4M
$185.5M
Q4 24
$26.8M
$130.0M
Q3 24
$64.0M
$81.0M
Q2 24
$26.1M
$71.6M
FCF Margin
LTH
LTH
UVE
UVE
Q1 26
Q4 25
-8.7%
92.4%
Q3 25
3.7%
15.3%
Q2 25
-3.5%
26.3%
Q1 25
5.9%
47.0%
Q4 24
4.0%
33.8%
Q3 24
9.2%
20.9%
Q2 24
3.9%
18.8%
Capex Intensity
LTH
LTH
UVE
UVE
Q1 26
Q4 25
40.9%
1.1%
Q3 25
28.4%
0.3%
Q2 25
29.2%
0.2%
Q1 25
20.2%
0.3%
Q4 24
20.6%
1.9%
Q3 24
12.6%
0.4%
Q2 24
21.6%
0.4%
Cash Conversion
LTH
LTH
UVE
UVE
Q1 26
Q4 25
1.95×
5.73×
Q3 25
2.45×
1.57×
Q2 25
2.71×
3.03×
Q1 25
2.41×
4.51×
Q4 24
4.39×
22.82×
Q3 24
3.65×
Q2 24
3.23×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LTH
LTH

Membership$535.1M72%
In Center$191.2M26%
Other$18.8M3%

UVE
UVE

Segment breakdown not available.

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