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Side-by-side financial comparison of Mastercard (MA) and WESCO INTERNATIONAL INC (WCC). Click either name above to swap in a different company.
Mastercard is the larger business by last-quarter revenue ($8.8B vs $6.1B, roughly 1.5× WESCO INTERNATIONAL INC). Mastercard runs the higher net margin — 46.1% vs 2.6%, a 43.5% gap on every dollar of revenue. On growth, Mastercard posted the faster year-over-year revenue change (17.6% vs 10.3%). Mastercard produced more free cash flow last quarter ($4.9B vs $27.5M). Over the past eight quarters, Mastercard's revenue compounded faster (17.8% CAGR vs 6.5%).
Mastercard Inc. is an American multinational payment card services corporation headquartered in Purchase, New York. It offers a range of payment transaction processing and other related-payment services. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard-brand debit, credit and prepaid cards to make purchases. Mastercard has been publicly traded since 2006.
Wesco International, Inc. is a publicly traded American holding company for Wesco Distribution, an electrical distribution and services company based in Pittsburgh, Pennsylvania.
MA vs WCC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.8B | $6.1B |
| Net Profit | $4.1B | $159.8M |
| Gross Margin | — | 21.2% |
| Operating Margin | 55.8% | 5.3% |
| Net Margin | 46.1% | 2.6% |
| Revenue YoY | 17.6% | 10.3% |
| Net Profit YoY | 21.5% | -3.4% |
| EPS (diluted) | $4.52 | $3.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.8B | $6.1B | ||
| Q3 25 | $8.6B | $6.2B | ||
| Q2 25 | $8.1B | $5.9B | ||
| Q1 25 | $7.3B | $5.3B | ||
| Q4 24 | $7.5B | $5.5B | ||
| Q3 24 | $7.4B | $5.5B | ||
| Q2 24 | $7.0B | $5.5B | ||
| Q1 24 | $6.3B | $5.3B |
| Q4 25 | $4.1B | $159.8M | ||
| Q3 25 | $3.9B | $187.5M | ||
| Q2 25 | $3.7B | $174.5M | ||
| Q1 25 | $3.3B | $118.4M | ||
| Q4 24 | $3.3B | $165.4M | ||
| Q3 24 | $3.3B | $204.3M | ||
| Q2 24 | $3.3B | $232.1M | ||
| Q1 24 | $3.0B | $115.8M |
| Q4 25 | — | 21.2% | ||
| Q3 25 | — | 21.3% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 21.1% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | — | 22.1% | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 21.3% |
| Q4 25 | 55.8% | 5.3% | ||
| Q3 25 | 58.8% | 5.6% | ||
| Q2 25 | 58.7% | 5.5% | ||
| Q1 25 | 57.2% | 4.5% | ||
| Q4 24 | 52.6% | 5.5% | ||
| Q3 24 | 54.3% | 6.1% | ||
| Q2 24 | 58.0% | 5.9% | ||
| Q1 24 | 56.8% | 4.9% |
| Q4 25 | 46.1% | 2.6% | ||
| Q3 25 | 45.7% | 3.0% | ||
| Q2 25 | 45.5% | 3.0% | ||
| Q1 25 | 45.2% | 2.2% | ||
| Q4 24 | 44.6% | 3.0% | ||
| Q3 24 | 44.3% | 3.7% | ||
| Q2 24 | 46.8% | 4.2% | ||
| Q1 24 | 47.4% | 2.2% |
| Q4 25 | $4.52 | $3.33 | ||
| Q3 25 | $4.34 | $3.79 | ||
| Q2 25 | $4.07 | $3.83 | ||
| Q1 25 | $3.59 | $2.10 | ||
| Q4 24 | $3.64 | $3.01 | ||
| Q3 24 | $3.53 | $3.81 | ||
| Q2 24 | $3.50 | $4.28 | ||
| Q1 24 | $3.22 | $1.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.6B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $7.7B | $5.0B |
| Total Assets | $54.2B | $16.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.6B | — | ||
| Q3 25 | $10.3B | — | ||
| Q2 25 | $9.0B | — | ||
| Q1 25 | $7.6B | — | ||
| Q4 24 | $8.4B | — | ||
| Q3 24 | $11.1B | — | ||
| Q2 24 | $7.0B | — | ||
| Q1 24 | $7.3B | — |
| Q4 25 | $7.7B | $5.0B | ||
| Q3 25 | $7.9B | $4.8B | ||
| Q2 25 | $7.9B | $4.8B | ||
| Q1 25 | $6.7B | $5.0B | ||
| Q4 24 | $6.5B | $5.0B | ||
| Q3 24 | $7.4B | $5.0B | ||
| Q2 24 | $7.4B | $4.9B | ||
| Q1 24 | $7.2B | $5.0B |
| Q4 25 | $54.2B | $16.5B | ||
| Q3 25 | $53.3B | $16.6B | ||
| Q2 25 | $51.4B | $16.2B | ||
| Q1 25 | $48.5B | $15.5B | ||
| Q4 24 | $48.1B | $15.1B | ||
| Q3 24 | $47.2B | $15.3B | ||
| Q2 24 | $42.3B | $15.1B | ||
| Q1 24 | $42.6B | $15.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.0B | $71.9M |
| Free Cash FlowOCF − Capex | $4.9B | $27.5M |
| FCF MarginFCF / Revenue | 55.5% | 0.5% |
| Capex IntensityCapex / Revenue | 1.3% | 0.7% |
| Cash ConversionOCF / Net Profit | 1.23× | 0.45× |
| TTM Free Cash FlowTrailing 4 quarters | $17.2B | $25.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.0B | $71.9M | ||
| Q3 25 | $5.7B | $-82.7M | ||
| Q2 25 | $4.6B | $107.8M | ||
| Q1 25 | $2.4B | $28.0M | ||
| Q4 24 | $4.8B | $276.6M | ||
| Q3 24 | $5.1B | $302.1M | ||
| Q2 24 | $3.1B | $-223.8M | ||
| Q1 24 | $1.7B | $746.3M |
| Q4 25 | $4.9B | $27.5M | ||
| Q3 25 | $5.5B | $-95.9M | ||
| Q2 25 | $4.6B | $86.0M | ||
| Q1 25 | $2.2B | $7.6M | ||
| Q4 24 | $4.7B | $252.3M | ||
| Q3 24 | $5.0B | $272.9M | ||
| Q2 24 | $3.0B | $-244.6M | ||
| Q1 24 | $1.5B | $725.9M |
| Q4 25 | 55.5% | 0.5% | ||
| Q3 25 | 63.8% | -1.5% | ||
| Q2 25 | 56.1% | 1.5% | ||
| Q1 25 | 30.6% | 0.1% | ||
| Q4 24 | 63.3% | 4.6% | ||
| Q3 24 | 68.2% | 5.0% | ||
| Q2 24 | 43.4% | -4.5% | ||
| Q1 24 | 23.9% | 13.6% |
| Q4 25 | 1.3% | 0.7% | ||
| Q3 25 | 2.1% | 0.2% | ||
| Q2 25 | 0.5% | 0.4% | ||
| Q1 25 | 2.2% | 0.4% | ||
| Q4 24 | 1.3% | 0.4% | ||
| Q3 24 | 1.5% | 0.5% | ||
| Q2 24 | 1.7% | 0.4% | ||
| Q1 24 | 2.5% | 0.4% |
| Q4 25 | 1.23× | 0.45× | ||
| Q3 25 | 1.44× | -0.44× | ||
| Q2 25 | 1.24× | 0.62× | ||
| Q1 25 | 0.73× | 0.24× | ||
| Q4 24 | 1.45× | 1.67× | ||
| Q3 24 | 1.57× | 1.48× | ||
| Q2 24 | 0.96× | -0.96× | ||
| Q1 24 | 0.56× | 6.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MA
| Payment Network | $4.9B | 56% |
| Value Added Services And Solutions | $3.9B | 44% |
WCC
| CSS | $2.4B | 40% |
| EES | $2.3B | 37% |
| UBS | $1.4B | 23% |
