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Side-by-side financial comparison of WM TECHNOLOGY, INC. (MAPS) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
WM TECHNOLOGY, INC. is the larger business by last-quarter revenue ($43.1M vs $31.4M, roughly 1.4× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -8.3%, a 44.6% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -9.7%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-280.0K). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -1.5%).
WM Entertainment is a South Korean entertainment company established in 2008 by former singer Lee Won-min. The company is responsible for managing artist Oh My Girl. On April 7, 2021, the company was acquired by RBW.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
MAPS vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $43.1M | $31.4M |
| Net Profit | $-3.6M | $10.1M |
| Gross Margin | 94.9% | — |
| Operating Margin | -13.5% | 43.6% |
| Net Margin | -8.3% | 36.3% |
| Revenue YoY | -9.7% | 37.6% |
| Net Profit YoY | -251.9% | 245.6% |
| EPS (diluted) | — | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $43.1M | $31.4M | ||
| Q3 25 | $42.2M | $26.7M | ||
| Q2 25 | $44.8M | $26.5M | ||
| Q1 25 | $44.6M | $24.6M | ||
| Q4 24 | $47.7M | $22.8M | ||
| Q3 24 | $46.6M | $20.2M | ||
| Q2 24 | $45.9M | $20.2M | ||
| Q1 24 | $44.4M | $20.5M |
| Q4 25 | $-3.6M | $10.1M | ||
| Q3 25 | $2.5M | $6.5M | ||
| Q2 25 | $1.4M | $6.1M | ||
| Q1 25 | $1.6M | $6.0M | ||
| Q4 24 | $2.4M | $2.9M | ||
| Q3 24 | $3.3M | $2.4M | ||
| Q2 24 | $716.0K | $3.2M | ||
| Q1 24 | $1.2M | $2.4M |
| Q4 25 | 94.9% | — | ||
| Q3 25 | 95.0% | — | ||
| Q2 25 | 94.9% | — | ||
| Q1 25 | 95.0% | — | ||
| Q4 24 | 95.2% | — | ||
| Q3 24 | 95.3% | — | ||
| Q2 24 | 95.1% | — | ||
| Q1 24 | 94.8% | — |
| Q4 25 | -13.5% | 43.6% | ||
| Q3 25 | 4.6% | 32.8% | ||
| Q2 25 | 4.4% | 30.2% | ||
| Q1 25 | 5.9% | 32.5% | ||
| Q4 24 | 9.6% | 19.6% | ||
| Q3 24 | 11.2% | 15.2% | ||
| Q2 24 | 2.7% | 21.8% | ||
| Q1 24 | 8.5% | 18.3% |
| Q4 25 | -8.3% | 36.3% | ||
| Q3 25 | 5.8% | 24.3% | ||
| Q2 25 | 3.2% | 23.0% | ||
| Q1 25 | 3.7% | 24.2% | ||
| Q4 24 | 4.9% | 14.1% | ||
| Q3 24 | 7.2% | 12.1% | ||
| Q2 24 | 1.6% | 15.8% | ||
| Q1 24 | 2.8% | 11.8% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | — | $0.27 | ||
| Q2 25 | — | $0.25 | ||
| Q1 25 | $0.02 | $0.25 | ||
| Q4 24 | — | $0.11 | ||
| Q3 24 | — | $0.10 | ||
| Q2 24 | — | $0.14 | ||
| Q1 24 | $0.01 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $62.4M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $57.2M | $541.5M |
| Total Assets | $190.7M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.4M | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | — | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | $52.0M | $139.8M | ||
| Q3 24 | — | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | — | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $57.2M | $541.5M | ||
| Q3 25 | $56.9M | $529.8M | ||
| Q2 25 | $52.7M | $521.1M | ||
| Q1 25 | $48.5M | $513.9M | ||
| Q4 24 | $36.1M | $505.5M | ||
| Q3 24 | $29.5M | $504.6M | ||
| Q2 24 | $24.5M | $497.7M | ||
| Q1 24 | $20.8M | $493.7M |
| Q4 25 | $190.7M | $3.2B | ||
| Q3 25 | $192.9M | $3.2B | ||
| Q2 25 | $188.1M | $3.2B | ||
| Q1 25 | $183.8M | $3.1B | ||
| Q4 24 | $181.9M | $3.0B | ||
| Q3 24 | $173.6M | $3.0B | ||
| Q2 24 | $168.0M | $2.8B | ||
| Q1 24 | $165.8M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0M | $55.6M |
| Free Cash FlowOCF − Capex | $-280.0K | $54.6M |
| FCF MarginFCF / Revenue | -0.7% | 173.9% |
| Capex IntensityCapex / Revenue | 7.7% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $13.5M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $55.6M | ||
| Q3 25 | $6.4M | $1.4M | ||
| Q2 25 | $11.1M | $6.2M | ||
| Q1 25 | $5.7M | $13.1M | ||
| Q4 24 | $9.4M | $7.2M | ||
| Q3 24 | $7.2M | $-14.6M | ||
| Q2 24 | $12.7M | $-2.6M | ||
| Q1 24 | $7.4M | $1.5M |
| Q4 25 | $-280.0K | $54.6M | ||
| Q3 25 | $3.6M | $786.0K | ||
| Q2 25 | $8.2M | $5.9M | ||
| Q1 25 | $2.0M | $12.9M | ||
| Q4 24 | $7.3M | $4.5M | ||
| Q3 24 | $4.9M | $-15.0M | ||
| Q2 24 | $10.1M | $-2.6M | ||
| Q1 24 | $2.9M | $-315.0K |
| Q4 25 | -0.7% | 173.9% | ||
| Q3 25 | 8.4% | 2.9% | ||
| Q2 25 | 18.3% | 22.4% | ||
| Q1 25 | 4.5% | 52.6% | ||
| Q4 24 | 15.2% | 19.7% | ||
| Q3 24 | 10.4% | -74.1% | ||
| Q2 24 | 21.9% | -13.0% | ||
| Q1 24 | 6.4% | -1.5% |
| Q4 25 | 7.7% | 3.1% | ||
| Q3 25 | 6.8% | 2.3% | ||
| Q2 25 | 6.3% | 1.0% | ||
| Q1 25 | 8.2% | 0.6% | ||
| Q4 24 | 4.5% | 11.9% | ||
| Q3 24 | 5.1% | 2.0% | ||
| Q2 24 | 5.7% | 0.3% | ||
| Q1 24 | 10.2% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | 2.61× | 0.21× | ||
| Q2 25 | 7.75× | 1.01× | ||
| Q1 25 | 3.44× | 2.20× | ||
| Q4 24 | 4.00× | 2.46× | ||
| Q3 24 | 2.17× | -5.99× | ||
| Q2 24 | 17.67× | -0.80× | ||
| Q1 24 | 5.97× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MAPS
| Services | $39.5M | 92% |
| Other | $3.6M | 8% |
PDLB
Segment breakdown not available.
