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Side-by-side financial comparison of MATTHEWS INTERNATIONAL CORP (MATW) and NBT BANCORP INC (NBTB). Click either name above to swap in a different company.

MATTHEWS INTERNATIONAL CORP is the larger business by last-quarter revenue ($284.8M vs $184.5M, roughly 1.5× NBT BANCORP INC). NBT BANCORP INC runs the higher net margin — 27.7% vs 15.3%, a 12.4% gap on every dollar of revenue.

Matthews Aurora Funeral Solutions is one of the largest manufacturers of caskets and funerary urns in the United States, selling over 38% of the country's caskets as of 2005. The Aurora, Indiana–based company is a subsidiary of Pittsburgh-based Matthews International. The company makes both wooden and metal caskets and urns for holding cremated remains. It also provides supplies and consulting services for funeral homes.

NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.

MATW vs NBTB — Head-to-Head

Bigger by revenue
MATW
MATW
1.5× larger
MATW
$284.8M
$184.5M
NBTB
Higher net margin
NBTB
NBTB
12.4% more per $
NBTB
27.7%
15.3%
MATW

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
MATW
MATW
NBTB
NBTB
Revenue
$284.8M
$184.5M
Net Profit
$43.6M
$51.1M
Gross Margin
35.0%
Operating Margin
34.2%
Net Margin
15.3%
27.7%
Revenue YoY
-29.1%
Net Profit YoY
1356.6%
127.2%
EPS (diluted)
$1.39
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MATW
MATW
NBTB
NBTB
Q1 26
$184.5M
Q4 25
$284.8M
$185.1M
Q3 25
$186.1M
Q2 25
$171.2M
Q1 25
$154.7M
Q4 24
$148.5M
Q3 24
$147.4M
Q2 24
$140.4M
Net Profit
MATW
MATW
NBTB
NBTB
Q1 26
$51.1M
Q4 25
$43.6M
Q3 25
$54.5M
Q2 25
$22.5M
Q1 25
$36.7M
Q4 24
Q3 24
$38.1M
Q2 24
$32.7M
Gross Margin
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
35.0%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
34.2%
37.6%
Q3 25
38.6%
Q2 25
17.9%
Q1 25
30.5%
Q4 24
30.7%
Q3 24
33.1%
Q2 24
29.9%
Net Margin
MATW
MATW
NBTB
NBTB
Q1 26
27.7%
Q4 25
15.3%
Q3 25
29.3%
Q2 25
13.2%
Q1 25
23.8%
Q4 24
Q3 24
25.8%
Q2 24
23.3%
EPS (diluted)
MATW
MATW
NBTB
NBTB
Q1 26
$0.98
Q4 25
$1.39
$1.09
Q3 25
$1.03
Q2 25
$0.44
Q1 25
$0.77
Q4 24
$0.77
Q3 24
$0.80
Q2 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MATW
MATW
NBTB
NBTB
Cash + ST InvestmentsLiquidity on hand
$31.4M
Total DebtLower is stronger
$529.8M
$160.9M
Stockholders' EquityBook value
$543.2M
$1.9B
Total Assets
$1.6B
$16.2B
Debt / EquityLower = less leverage
0.98×
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
$31.4M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
MATW
MATW
NBTB
NBTB
Q1 26
$160.9M
Q4 25
$529.8M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
MATW
MATW
NBTB
NBTB
Q1 26
$1.9B
Q4 25
$543.2M
$1.9B
Q3 25
$1.9B
Q2 25
$1.8B
Q1 25
$1.6B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.5B
Total Assets
MATW
MATW
NBTB
NBTB
Q1 26
$16.2B
Q4 25
$1.6B
$16.0B
Q3 25
$16.1B
Q2 25
$16.0B
Q1 25
$13.9B
Q4 24
$13.8B
Q3 24
$13.8B
Q2 24
$13.5B
Debt / Equity
MATW
MATW
NBTB
NBTB
Q1 26
0.08×
Q4 25
0.98×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MATW
MATW
NBTB
NBTB
Operating Cash FlowLast quarter
$-52.0M
Free Cash FlowOCF − Capex
$-57.2M
FCF MarginFCF / Revenue
-20.1%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
-1.19×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
$-52.0M
$235.2M
Q3 25
$80.6M
Q2 25
$46.5M
Q1 25
$42.0M
Q4 24
$188.6M
Q3 24
$52.1M
Q2 24
$50.5M
Free Cash Flow
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
$-57.2M
$218.9M
Q3 25
$74.3M
Q2 25
$44.1M
Q1 25
$38.3M
Q4 24
$176.8M
Q3 24
$47.8M
Q2 24
$49.1M
FCF Margin
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
-20.1%
118.2%
Q3 25
40.0%
Q2 25
25.8%
Q1 25
24.8%
Q4 24
119.0%
Q3 24
32.4%
Q2 24
35.0%
Capex Intensity
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
1.8%
8.8%
Q3 25
3.4%
Q2 25
1.4%
Q1 25
2.4%
Q4 24
7.9%
Q3 24
2.9%
Q2 24
1.0%
Cash Conversion
MATW
MATW
NBTB
NBTB
Q1 26
Q4 25
-1.19×
Q3 25
1.48×
Q2 25
2.06×
Q1 25
1.14×
Q4 24
Q3 24
1.37×
Q2 24
1.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MATW
MATW

Segment breakdown not available.

NBTB
NBTB

Net Interest Income$134.3M73%
Noninterest Income$50.1M27%

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