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Side-by-side financial comparison of Marathon Bancorp, Inc. (MBBC) and Onfolio Holdings, Inc (ONFO). Click either name above to swap in a different company.

Marathon Bancorp, Inc. is the larger business by last-quarter revenue ($2.2M vs $2.0M, roughly 1.1× Onfolio Holdings, Inc). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -27.0%, a 49.3% gap on every dollar of revenue. On growth, Marathon Bancorp, Inc. posted the faster year-over-year revenue change (41.7% vs -20.1%). Over the past eight quarters, Marathon Bancorp, Inc.'s revenue compounded faster (20.3% CAGR vs 13.0%).

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

Onfolio Holdings Inc. acquires, manages and grows a diversified portfolio of small to medium-sized online businesses, including niche content sites, e-commerce stores, and SaaS tools. It operates primarily in North America and Western Europe, focusing on high-margin, sustainable digital assets with stable revenue streams.

MBBC vs ONFO — Head-to-Head

Bigger by revenue
MBBC
MBBC
1.1× larger
MBBC
$2.2M
$2.0M
ONFO
Growing faster (revenue YoY)
MBBC
MBBC
+61.7% gap
MBBC
41.7%
-20.1%
ONFO
Higher net margin
MBBC
MBBC
49.3% more per $
MBBC
22.3%
-27.0%
ONFO
Faster 2-yr revenue CAGR
MBBC
MBBC
Annualised
MBBC
20.3%
13.0%
ONFO

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
MBBC
MBBC
ONFO
ONFO
Revenue
$2.2M
$2.0M
Net Profit
$501.4K
$-547.1K
Gross Margin
50.0%
Operating Margin
26.2%
-59.1%
Net Margin
22.3%
-27.0%
Revenue YoY
41.7%
-20.1%
Net Profit YoY
880.7%
-69.0%
EPS (diluted)
$0.19
$-0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MBBC
MBBC
ONFO
ONFO
Q4 25
$2.2M
$2.0M
Q3 25
$2.1M
$2.7M
Q2 25
$1.9M
$3.1M
Q1 25
$1.7M
$2.8M
Q4 24
$1.6M
$2.5M
Q3 24
$1.6M
$2.0M
Q2 24
$1.6M
$1.7M
Q1 24
$1.6M
$1.6M
Net Profit
MBBC
MBBC
ONFO
ONFO
Q4 25
$501.4K
$-547.1K
Q3 25
$444.3K
$-700.7K
Q2 25
$-332.0K
$-534.4K
Q1 25
$148.4K
$-806.4K
Q4 24
$51.1K
$-323.8K
Q3 24
$174.9K
$-335.6K
Q2 24
$85.8K
$-629.0K
Q1 24
$-631.1K
$-477.8K
Gross Margin
MBBC
MBBC
ONFO
ONFO
Q4 25
50.0%
Q3 25
64.6%
Q2 25
61.6%
Q1 25
60.7%
Q4 24
53.6%
Q3 24
59.9%
Q2 24
56.5%
Q1 24
63.3%
Operating Margin
MBBC
MBBC
ONFO
ONFO
Q4 25
26.2%
-59.1%
Q3 25
25.5%
-9.8%
Q2 25
-25.7%
-16.1%
Q1 25
11.6%
-27.9%
Q4 24
3.3%
-43.9%
Q3 24
13.4%
-16.5%
Q2 24
4.1%
-35.1%
Q1 24
-53.7%
-28.7%
Net Margin
MBBC
MBBC
ONFO
ONFO
Q4 25
22.3%
-27.0%
Q3 25
20.7%
-25.6%
Q2 25
-18.9%
-17.0%
Q1 25
8.9%
-28.7%
Q4 24
3.2%
-12.8%
Q3 24
10.8%
-16.7%
Q2 24
6.2%
-36.4%
Q1 24
-40.7%
-30.1%
EPS (diluted)
MBBC
MBBC
ONFO
ONFO
Q4 25
$0.19
$-0.37
Q3 25
$0.17
$-0.16
Q2 25
$-0.13
$0.13
Q1 25
$0.07
$-0.18
Q4 24
$0.02
$-0.36
Q3 24
$0.06
$-0.08
Q2 24
$0.07
$0.14
Q1 24
$-0.31
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MBBC
MBBC
ONFO
ONFO
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$46.9M
$2.5M
Total Assets
$248.0M
$11.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MBBC
MBBC
ONFO
ONFO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$529.8K
Stockholders' Equity
MBBC
MBBC
ONFO
ONFO
Q4 25
$46.9M
$2.5M
Q3 25
$46.3M
$2.2M
Q2 25
$45.7M
$3.1M
Q1 25
$32.0M
$3.6M
Q4 24
$31.7M
$3.3M
Q3 24
$31.6M
$3.9M
Q2 24
$31.3M
$4.5M
Q1 24
$31.4M
$5.2M
Total Assets
MBBC
MBBC
ONFO
ONFO
Q4 25
$248.0M
$11.4M
Q3 25
$246.0M
$8.3M
Q2 25
$238.8M
$8.8M
Q1 25
$236.8M
$9.4M
Q4 24
$217.9M
$9.6M
Q3 24
$216.5M
$8.6M
Q2 24
$219.3M
$8.9M
Q1 24
$225.8M
$8.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MBBC
MBBC
ONFO
ONFO
Operating Cash FlowLast quarter
$1.4M
$-397.3K
Free Cash FlowOCF − Capex
$1.4M
FCF MarginFCF / Revenue
62.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$3.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MBBC
MBBC
ONFO
ONFO
Q4 25
$1.4M
$-397.3K
Q3 25
$464.0K
$34.2K
Q2 25
$1.4M
$-430.1K
Q1 25
$849.0K
$-145.0K
Q4 24
$113.6K
$-471.6K
Q3 24
$945.2K
$67.0K
Q2 24
$416.6K
$-332.7K
Q1 24
$-802.1K
$-431.0K
Free Cash Flow
MBBC
MBBC
ONFO
ONFO
Q4 25
$1.4M
Q3 25
$456.6K
Q2 25
$1.3M
Q1 25
$773.2K
Q4 24
$105.0K
Q3 24
$921.6K
Q2 24
$-1.8M
Q1 24
$-1.1M
FCF Margin
MBBC
MBBC
ONFO
ONFO
Q4 25
62.3%
Q3 25
21.3%
Q2 25
66.0%
Q1 25
46.3%
Q4 24
6.6%
Q3 24
57.1%
Q2 24
-118.5%
Q1 24
-67.9%
Capex Intensity
MBBC
MBBC
ONFO
ONFO
Q4 25
0.6%
Q3 25
0.3%
Q2 25
9.3%
Q1 25
4.5%
Q4 24
0.5%
Q3 24
1.5%
Q2 24
145.2%
Q1 24
16.2%
Cash Conversion
MBBC
MBBC
ONFO
ONFO
Q4 25
2.82×
Q3 25
1.04×
Q2 25
Q1 25
5.72×
Q4 24
2.22×
Q3 24
5.40×
Q2 24
4.85×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MBBC
MBBC

Segment breakdown not available.

ONFO
ONFO

B Two B$1.6M81%
B Two C$243.0K12%
Other$138.6K7%

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