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Side-by-side financial comparison of Marathon Bancorp, Inc. (MBBC) and Instil Bio, Inc. (TIL). Click either name above to swap in a different company.

Marathon Bancorp, Inc. is the larger business by last-quarter revenue ($2.2M vs $2.2M, roughly 1.0× Instil Bio, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -365.3%, a 387.6% gap on every dollar of revenue. On growth, Marathon Bancorp, Inc. posted the faster year-over-year revenue change (41.7% vs -19.2%).

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

Instil Bio Inc. is a clinical-stage biotechnology company focused on developing innovative tumor-infiltrating lymphocyte (TIL) therapies for patients with difficult-to-treat advanced solid tumors. It operates in the immuno-oncology segment, serving patient populations that show limited response to existing standard cancer treatment options.

MBBC vs TIL — Head-to-Head

Bigger by revenue
MBBC
MBBC
1.0× larger
MBBC
$2.2M
$2.2M
TIL
Growing faster (revenue YoY)
MBBC
MBBC
+60.9% gap
MBBC
41.7%
-19.2%
TIL
Higher net margin
MBBC
MBBC
387.6% more per $
MBBC
22.3%
-365.3%
TIL

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
MBBC
MBBC
TIL
TIL
Revenue
$2.2M
$2.2M
Net Profit
$501.4K
$-8.2M
Gross Margin
Operating Margin
26.2%
-426.3%
Net Margin
22.3%
-365.3%
Revenue YoY
41.7%
-19.2%
Net Profit YoY
880.7%
31.1%
EPS (diluted)
$0.19
$-1.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MBBC
MBBC
TIL
TIL
Q4 25
$2.2M
$2.2M
Q3 25
$2.1M
$2.2M
Q2 25
$1.9M
$2.2M
Q1 25
$1.7M
$2.2M
Q4 24
$1.6M
$2.8M
Q3 24
$1.6M
$1.5M
Q2 24
$1.6M
$0
Q1 24
$1.6M
$0
Net Profit
MBBC
MBBC
TIL
TIL
Q4 25
$501.4K
$-8.2M
Q3 25
$444.3K
$-13.6M
Q2 25
$-332.0K
$-21.4M
Q1 25
$148.4K
$-28.2M
Q4 24
$51.1K
$-11.9M
Q3 24
$174.9K
$-23.0M
Q2 24
$85.8K
$-14.9M
Q1 24
$-631.1K
$-24.3M
Operating Margin
MBBC
MBBC
TIL
TIL
Q4 25
26.2%
-426.3%
Q3 25
25.5%
-670.0%
Q2 25
-25.7%
-1045.5%
Q1 25
11.6%
-1363.2%
Q4 24
3.3%
-426.1%
Q3 24
13.4%
-1582.8%
Q2 24
4.1%
Q1 24
-53.7%
Net Margin
MBBC
MBBC
TIL
TIL
Q4 25
22.3%
-365.3%
Q3 25
20.7%
-606.0%
Q2 25
-18.9%
-954.2%
Q1 25
8.9%
-1257.8%
Q4 24
3.2%
-428.8%
Q3 24
10.8%
-1541.9%
Q2 24
6.2%
Q1 24
-40.7%
EPS (diluted)
MBBC
MBBC
TIL
TIL
Q4 25
$0.19
$-1.13
Q3 25
$0.17
$-2.01
Q2 25
$-0.13
$-3.24
Q1 25
$0.07
$-4.32
Q4 24
$0.02
$-1.82
Q3 24
$0.06
$-3.54
Q2 24
$0.07
$-2.29
Q1 24
$-0.31
$-3.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MBBC
MBBC
TIL
TIL
Cash + ST InvestmentsLiquidity on hand
$6.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$46.9M
$113.9M
Total Assets
$248.0M
$203.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MBBC
MBBC
TIL
TIL
Q4 25
$6.6M
Q3 25
$5.8M
Q2 25
$7.7M
Q1 25
$15.4M
Q4 24
$8.8M
Q3 24
$6.7M
Q2 24
$6.8M
Q1 24
$5.5M
Stockholders' Equity
MBBC
MBBC
TIL
TIL
Q4 25
$46.9M
$113.9M
Q3 25
$46.3M
$120.4M
Q2 25
$45.7M
$131.7M
Q1 25
$32.0M
$144.9M
Q4 24
$31.7M
$169.4M
Q3 24
$31.6M
$176.3M
Q2 24
$31.3M
$195.0M
Q1 24
$31.4M
$205.8M
Total Assets
MBBC
MBBC
TIL
TIL
Q4 25
$248.0M
$203.5M
Q3 25
$246.0M
$211.8M
Q2 25
$238.8M
$231.0M
Q1 25
$236.8M
$237.4M
Q4 24
$217.9M
$263.6M
Q3 24
$216.5M
$272.6M
Q2 24
$219.3M
$294.3M
Q1 24
$225.8M
$306.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MBBC
MBBC
TIL
TIL
Operating Cash FlowLast quarter
$1.4M
$-7.1M
Free Cash FlowOCF − Capex
$1.4M
FCF MarginFCF / Revenue
62.3%
Capex IntensityCapex / Revenue
0.6%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$3.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MBBC
MBBC
TIL
TIL
Q4 25
$1.4M
$-7.1M
Q3 25
$464.0K
$-10.6M
Q2 25
$1.4M
$-14.8M
Q1 25
$849.0K
$-4.2M
Q4 24
$113.6K
$-10.6M
Q3 24
$945.2K
$-20.1M
Q2 24
$416.6K
$-10.6M
Q1 24
$-802.1K
$-14.4M
Free Cash Flow
MBBC
MBBC
TIL
TIL
Q4 25
$1.4M
Q3 25
$456.6K
Q2 25
$1.3M
Q1 25
$773.2K
Q4 24
$105.0K
Q3 24
$921.6K
Q2 24
$-1.8M
Q1 24
$-1.1M
FCF Margin
MBBC
MBBC
TIL
TIL
Q4 25
62.3%
Q3 25
21.3%
Q2 25
66.0%
Q1 25
46.3%
Q4 24
6.6%
Q3 24
57.1%
Q2 24
-118.5%
Q1 24
-67.9%
Capex Intensity
MBBC
MBBC
TIL
TIL
Q4 25
0.6%
Q3 25
0.3%
Q2 25
9.3%
Q1 25
4.5%
Q4 24
0.5%
0.0%
Q3 24
1.5%
0.0%
Q2 24
145.2%
Q1 24
16.2%
Cash Conversion
MBBC
MBBC
TIL
TIL
Q4 25
2.82×
Q3 25
1.04×
Q2 25
Q1 25
5.72×
Q4 24
2.22×
Q3 24
5.40×
Q2 24
4.85×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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