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Side-by-side financial comparison of Merchants Bancorp (MBIN) and Opera Ltd (OPRA). Click either name above to swap in a different company.
Merchants Bancorp is the larger business by last-quarter revenue ($175.2M vs $142.7M, roughly 1.2× Opera Ltd). Merchants Bancorp runs the higher net margin — 38.6% vs 12.8%, a 25.8% gap on every dollar of revenue.
Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.
Opera is a multinational technology corporation headquartered in Oslo, Norway, with additional offices in Europe, China, and Africa. Opera offers a range of products and services that include PC and mobile web browsers, GameMaker and gaming portals, the Opera News content recommendation products, the Opera Ads platform, and a number of Web3 and e-commerce products and services. The company's total user base is 296 million monthly active users.
MBIN vs OPRA — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2025
| Metric | | |
|---|---|---|
| Revenue | $175.2M | $142.7M |
| Net Profit | $67.7M | $18.3M |
| Gross Margin | — | — |
| Operating Margin | — | 14.8% |
| Net Margin | 38.6% | 12.8% |
| Revenue YoY | — | — |
| Net Profit YoY | 16.3% | — |
| EPS (diluted) | $1.25 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | — | ||
| Q3 25 | $171.1M | — | ||
| Q2 25 | $179.2M | — | ||
| Q1 25 | $145.9M | $142.7M | ||
| Q4 24 | $193.8M | — | ||
| Q3 24 | $149.6M | — | ||
| Q2 24 | $159.5M | $211.6M |
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $54.7M | — | ||
| Q2 25 | $38.0M | — | ||
| Q1 25 | $58.2M | $18.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $61.3M | — | ||
| Q2 24 | $76.4M | $34.1M |
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | — | ||
| Q3 25 | 37.8% | — | ||
| Q2 25 | 27.3% | — | ||
| Q1 25 | 52.4% | 14.8% | ||
| Q4 24 | 66.0% | — | ||
| Q3 24 | 54.4% | — | ||
| Q2 24 | 62.2% | 19.6% |
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 32.0% | — | ||
| Q2 25 | 21.2% | — | ||
| Q1 25 | 39.9% | 12.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | 41.0% | — | ||
| Q2 24 | 47.9% | 16.1% |
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | — | ||
| Q3 25 | $0.97 | — | ||
| Q2 25 | $0.60 | — | ||
| Q1 25 | $0.93 | — | ||
| Q4 24 | $1.84 | — | ||
| Q3 24 | $1.17 | — | ||
| Q2 24 | $1.49 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $83.2M | — |
| Total DebtLower is stronger | $32.0M | — |
| Stockholders' EquityBook value | $2.3B | — |
| Total Assets | $20.3B | — |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.2B | — | ||
| Q1 25 | $2.2B | — | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $1.9B | — |
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | — | ||
| Q3 25 | $19.4B | — | ||
| Q2 25 | $19.1B | — | ||
| Q1 25 | $18.8B | — | ||
| Q4 24 | $18.8B | — | ||
| Q3 24 | $18.7B | — | ||
| Q2 24 | $18.2B | — |
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
OPRA
Segment breakdown not available.
