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Side-by-side financial comparison of Metropolitan Bank Holding Corp. (MCB) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.

Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $50.3M, roughly 1.8× READING INTERNATIONAL INC). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs -5.1%, a 40.6% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs -14.2%). Over the past eight quarters, Metropolitan Bank Holding Corp.'s revenue compounded faster (14.3% CAGR vs 5.6%).

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.

MCB vs RDI — Head-to-Head

Bigger by revenue
MCB
MCB
1.8× larger
MCB
$88.5M
$50.3M
RDI
Growing faster (revenue YoY)
MCB
MCB
+39.5% gap
MCB
25.4%
-14.2%
RDI
Higher net margin
MCB
MCB
40.6% more per $
MCB
35.5%
-5.1%
RDI
Faster 2-yr revenue CAGR
MCB
MCB
Annualised
MCB
14.3%
5.6%
RDI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MCB
MCB
RDI
RDI
Revenue
$88.5M
$50.3M
Net Profit
$31.4M
$-2.6M
Gross Margin
Operating Margin
-1.9%
Net Margin
35.5%
-5.1%
Revenue YoY
25.4%
-14.2%
Net Profit YoY
92.2%
-14.5%
EPS (diluted)
$2.92
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCB
MCB
RDI
RDI
Q1 26
$88.5M
Q4 25
$88.4M
$50.3M
Q3 25
$79.8M
$52.2M
Q2 25
$76.3M
$60.4M
Q1 25
$70.6M
$40.2M
Q4 24
$71.0M
$58.6M
Q3 24
$71.5M
$60.1M
Q2 24
$67.7M
$46.8M
Net Profit
MCB
MCB
RDI
RDI
Q1 26
$31.4M
Q4 25
$28.9M
$-2.6M
Q3 25
$7.1M
$-4.2M
Q2 25
$18.8M
$-2.7M
Q1 25
$16.4M
$-4.8M
Q4 24
$21.4M
$-2.2M
Q3 24
$12.3M
$-7.0M
Q2 24
$16.8M
$-12.8M
Operating Margin
MCB
MCB
RDI
RDI
Q1 26
Q4 25
46.6%
-1.9%
Q3 25
12.8%
-0.6%
Q2 25
35.1%
4.8%
Q1 25
33.1%
-17.2%
Q4 24
44.1%
2.6%
Q3 24
24.6%
-0.6%
Q2 24
35.3%
-16.4%
Net Margin
MCB
MCB
RDI
RDI
Q1 26
35.5%
Q4 25
32.6%
-5.1%
Q3 25
8.9%
-8.0%
Q2 25
24.6%
-4.4%
Q1 25
23.2%
-11.8%
Q4 24
30.2%
-3.8%
Q3 24
17.2%
-11.7%
Q2 24
24.8%
-27.4%
EPS (diluted)
MCB
MCB
RDI
RDI
Q1 26
$2.92
Q4 25
$2.74
$-0.11
Q3 25
$0.67
$-0.18
Q2 25
$1.76
$-0.12
Q1 25
$1.45
$-0.21
Q4 24
$1.89
$-0.11
Q3 24
$1.08
$-0.31
Q2 24
$1.50
$-0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCB
MCB
RDI
RDI
Cash + ST InvestmentsLiquidity on hand
$10.5M
Total DebtLower is stronger
$185.1M
Stockholders' EquityBook value
$948.3M
$-18.2M
Total Assets
$8.8B
$434.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCB
MCB
RDI
RDI
Q1 26
Q4 25
$393.6M
$10.5M
Q3 25
$385.9M
$8.1M
Q2 25
$152.5M
$9.1M
Q1 25
$196.5M
$5.9M
Q4 24
$200.3M
$12.4M
Q3 24
$318.5M
$10.1M
Q2 24
$244.7M
$9.3M
Total Debt
MCB
MCB
RDI
RDI
Q1 26
Q4 25
$185.1M
Q3 25
Q2 25
Q1 25
Q4 24
$202.7M
Q3 24
Q2 24
Stockholders' Equity
MCB
MCB
RDI
RDI
Q1 26
$948.3M
Q4 25
$743.1M
$-18.2M
Q3 25
$732.0M
$-12.1M
Q2 25
$723.0M
$-7.7M
Q1 25
$737.8M
$-8.1M
Q4 24
$729.8M
$-4.4M
Q3 24
$715.2M
$1.6M
Q2 24
$692.4M
$6.5M
Total Assets
MCB
MCB
RDI
RDI
Q1 26
$8.8B
Q4 25
$8.3B
$434.9M
Q3 25
$8.2B
$435.2M
Q2 25
$7.9B
$438.1M
Q1 25
$7.6B
$441.0M
Q4 24
$7.3B
$471.0M
Q3 24
$7.4B
$495.7M
Q2 24
$7.3B
$494.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCB
MCB
RDI
RDI
Operating Cash FlowLast quarter
$4.3M
Free Cash FlowOCF − Capex
$4.1M
FCF MarginFCF / Revenue
8.2%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-2.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCB
MCB
RDI
RDI
Q1 26
Q4 25
$88.7M
$4.3M
Q3 25
$31.8M
$295.0K
Q2 25
$18.4M
$1.6M
Q1 25
$7.8M
$-7.7M
Q4 24
$148.5M
$8.0M
Q3 24
$4.8M
$1.3M
Q2 24
$35.3M
$-10.4M
Free Cash Flow
MCB
MCB
RDI
RDI
Q1 26
Q4 25
$4.1M
Q3 25
$-246.0K
Q2 25
$1.2M
Q1 25
$-8.0M
Q4 24
$7.0M
Q3 24
$-1.1M
Q2 24
$-10.6M
FCF Margin
MCB
MCB
RDI
RDI
Q1 26
Q4 25
8.2%
Q3 25
-0.5%
Q2 25
1.9%
Q1 25
-19.8%
Q4 24
12.0%
Q3 24
-1.8%
Q2 24
-22.7%
Capex Intensity
MCB
MCB
RDI
RDI
Q1 26
Q4 25
0.3%
Q3 25
1.0%
Q2 25
0.6%
Q1 25
0.6%
Q4 24
1.7%
Q3 24
4.0%
Q2 24
0.5%
Cash Conversion
MCB
MCB
RDI
RDI
Q1 26
Q4 25
3.07×
Q3 25
4.47×
Q2 25
0.98×
Q1 25
0.47×
Q4 24
6.93×
Q3 24
0.39×
Q2 24
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCB
MCB

Segment breakdown not available.

RDI
RDI

Cinema Exhibition Segment$46.9M93%
Real Estate Revenue$3.4M7%

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