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Side-by-side financial comparison of MetroCity Bankshares, Inc. (MCBS) and Ouster, Inc. (OUST). Click either name above to swap in a different company.

Ouster, Inc. is the larger business by last-quarter revenue ($48.6M vs $43.7M, roughly 1.1× MetroCity Bankshares, Inc.). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs 8.2%, a 42.3% gap on every dollar of revenue. On growth, Ouster, Inc. posted the faster year-over-year revenue change (48.9% vs 23.6%). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (34.2% CAGR vs 15.7%).

Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.

Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.

MCBS vs OUST — Head-to-Head

Bigger by revenue
OUST
OUST
1.1× larger
OUST
$48.6M
$43.7M
MCBS
Growing faster (revenue YoY)
OUST
OUST
+25.2% gap
OUST
48.9%
23.6%
MCBS
Higher net margin
MCBS
MCBS
42.3% more per $
MCBS
50.5%
8.2%
OUST
Faster 2-yr revenue CAGR
OUST
OUST
Annualised
OUST
34.2%
15.7%
MCBS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MCBS
MCBS
OUST
OUST
Revenue
$43.7M
$48.6M
Net Profit
$18.1M
$4.0M
Gross Margin
42.9%
Operating Margin
52.8%
17.6%
Net Margin
50.5%
8.2%
Revenue YoY
23.6%
48.9%
Net Profit YoY
11.7%
EPS (diluted)
$0.69
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCBS
MCBS
OUST
OUST
Q1 26
$48.6M
Q4 25
$43.7M
$62.2M
Q3 25
$38.0M
$39.5M
Q2 25
$37.9M
$35.0M
Q1 25
$36.0M
$32.6M
Q4 24
$35.4M
$30.1M
Q3 24
$36.9M
$28.1M
Q2 24
$36.3M
$27.0M
Net Profit
MCBS
MCBS
OUST
OUST
Q1 26
$4.0M
Q4 25
$18.1M
Q3 25
$17.3M
$-21.7M
Q2 25
$16.8M
$-20.6M
Q1 25
$16.3M
$-22.0M
Q4 24
$16.2M
Q3 24
$16.7M
$-25.6M
Q2 24
$16.9M
$-23.9M
Gross Margin
MCBS
MCBS
OUST
OUST
Q1 26
42.9%
Q4 25
60.2%
Q3 25
42.1%
Q2 25
45.2%
Q1 25
41.3%
Q4 24
43.8%
Q3 24
38.3%
Q2 24
33.7%
Operating Margin
MCBS
MCBS
OUST
OUST
Q1 26
17.6%
Q4 25
52.8%
1.5%
Q3 25
62.8%
-61.4%
Q2 25
62.4%
-76.5%
Q1 25
61.3%
-73.0%
Q4 24
58.9%
-85.1%
Q3 24
61.4%
-98.0%
Q2 24
64.4%
-93.6%
Net Margin
MCBS
MCBS
OUST
OUST
Q1 26
8.2%
Q4 25
50.5%
Q3 25
45.5%
-55.0%
Q2 25
44.4%
-58.8%
Q1 25
45.3%
-67.5%
Q4 24
54.0%
Q3 24
45.3%
-91.1%
Q2 24
46.7%
-88.4%
EPS (diluted)
MCBS
MCBS
OUST
OUST
Q1 26
$0.06
Q4 25
$0.69
$0.10
Q3 25
$0.67
$-0.37
Q2 25
$0.65
$-0.38
Q1 25
$0.63
$-0.42
Q4 24
$0.64
$-0.46
Q3 24
$0.65
$-0.54
Q2 24
$0.66
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCBS
MCBS
OUST
OUST
Cash + ST InvestmentsLiquidity on hand
$383.7M
$173.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$544.2M
$275.6M
Total Assets
$4.8B
$381.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCBS
MCBS
OUST
OUST
Q1 26
$173.1M
Q4 25
$383.7M
$208.6M
Q3 25
$227.2M
$244.5M
Q2 25
$286.0M
$226.5M
Q1 25
$285.1M
$168.2M
Q4 24
$249.9M
$172.0M
Q3 24
$291.2M
$151.4M
Q2 24
$327.9M
$184.2M
Stockholders' Equity
MCBS
MCBS
OUST
OUST
Q1 26
$275.6M
Q4 25
$544.2M
$261.7M
Q3 25
$445.9M
$247.4M
Q2 25
$436.1M
$221.0M
Q1 25
$428.0M
$167.9M
Q4 24
$421.4M
$180.9M
Q3 24
$407.2M
$171.7M
Q2 24
$407.2M
$170.6M
Total Assets
MCBS
MCBS
OUST
OUST
Q1 26
$381.5M
Q4 25
$4.8B
$349.5M
Q3 25
$3.6B
$353.8M
Q2 25
$3.6B
$321.8M
Q1 25
$3.7B
$268.6M
Q4 24
$3.6B
$276.1M
Q3 24
$3.6B
$255.2M
Q2 24
$3.6B
$309.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCBS
MCBS
OUST
OUST
Operating Cash FlowLast quarter
$37.7M
Free Cash FlowOCF − Capex
$37.0M
FCF MarginFCF / Revenue
84.7%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
2.08×
TTM Free Cash FlowTrailing 4 quarters
$79.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCBS
MCBS
OUST
OUST
Q1 26
Q4 25
$37.7M
$-15.4M
Q3 25
$16.5M
$-18.3M
Q2 25
$14.5M
$-1.3M
Q1 25
$11.9M
$-4.9M
Q4 24
$63.5M
$-2.6M
Q3 24
$-11.5M
$-3.8M
Q2 24
$19.4M
$-21.6M
Free Cash Flow
MCBS
MCBS
OUST
OUST
Q1 26
Q4 25
$37.0M
$-37.2M
Q3 25
$16.2M
$-20.0M
Q2 25
$14.3M
$-2.2M
Q1 25
$11.8M
$-5.4M
Q4 24
$62.2M
$-4.0M
Q3 24
$-11.8M
$-4.3M
Q2 24
$19.0M
$-22.0M
FCF Margin
MCBS
MCBS
OUST
OUST
Q1 26
Q4 25
84.7%
-59.8%
Q3 25
42.7%
-50.7%
Q2 25
37.8%
-6.3%
Q1 25
32.9%
-16.6%
Q4 24
175.8%
-13.3%
Q3 24
-31.9%
-15.4%
Q2 24
52.4%
-81.5%
Capex Intensity
MCBS
MCBS
OUST
OUST
Q1 26
Q4 25
1.5%
35.0%
Q3 25
0.7%
4.3%
Q2 25
0.3%
2.5%
Q1 25
0.2%
1.7%
Q4 24
3.6%
4.8%
Q3 24
0.8%
2.0%
Q2 24
1.0%
1.3%
Cash Conversion
MCBS
MCBS
OUST
OUST
Q1 26
Q4 25
2.08×
Q3 25
0.95×
Q2 25
0.86×
Q1 25
0.73×
Q4 24
3.91×
Q3 24
-0.69×
Q2 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCBS
MCBS

Segment breakdown not available.

OUST
OUST

Product revenue$48.2M99%
Royalties$347.0K1%

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