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Side-by-side financial comparison of MetroCity Bankshares, Inc. (MCBS) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
RE/MAX Holdings, Inc. is the larger business by last-quarter revenue ($71.1M vs $43.7M, roughly 1.6× MetroCity Bankshares, Inc.). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs 2.0%, a 48.5% gap on every dollar of revenue. On growth, MetroCity Bankshares, Inc. posted the faster year-over-year revenue change (23.6% vs -1.8%). MetroCity Bankshares, Inc. produced more free cash flow last quarter ($37.0M vs $33.5M). Over the past eight quarters, MetroCity Bankshares, Inc.'s revenue compounded faster (15.7% CAGR vs -4.7%).
Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
MCBS vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $43.7M | $71.1M |
| Net Profit | $18.1M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | 52.8% | 13.1% |
| Net Margin | 50.5% | 2.0% |
| Revenue YoY | 23.6% | -1.8% |
| Net Profit YoY | 11.7% | -75.2% |
| EPS (diluted) | $0.69 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $43.7M | $71.1M | ||
| Q3 25 | $38.0M | $73.2M | ||
| Q2 25 | $37.9M | $72.8M | ||
| Q1 25 | $36.0M | $74.5M | ||
| Q4 24 | $35.4M | $72.5M | ||
| Q3 24 | $36.9M | $78.5M | ||
| Q2 24 | $36.3M | $78.5M | ||
| Q1 24 | $32.7M | $78.3M |
| Q4 25 | $18.1M | $1.4M | ||
| Q3 25 | $17.3M | $4.0M | ||
| Q2 25 | $16.8M | $4.7M | ||
| Q1 25 | $16.3M | $-2.0M | ||
| Q4 24 | $16.2M | $5.8M | ||
| Q3 24 | $16.7M | $966.0K | ||
| Q2 24 | $16.9M | $3.7M | ||
| Q1 24 | $14.6M | $-3.4M |
| Q4 25 | 52.8% | 13.1% | ||
| Q3 25 | 62.8% | 25.0% | ||
| Q2 25 | 62.4% | 19.3% | ||
| Q1 25 | 61.3% | 7.2% | ||
| Q4 24 | 58.9% | 5.9% | ||
| Q3 24 | 61.4% | 19.4% | ||
| Q2 24 | 64.4% | 20.6% | ||
| Q1 24 | 62.6% | 5.8% |
| Q4 25 | 50.5% | 2.0% | ||
| Q3 25 | 45.5% | 5.4% | ||
| Q2 25 | 44.4% | 6.4% | ||
| Q1 25 | 45.3% | -2.6% | ||
| Q4 24 | 54.0% | 8.0% | ||
| Q3 24 | 45.3% | 1.2% | ||
| Q2 24 | 46.7% | 4.7% | ||
| Q1 24 | 44.8% | -4.3% |
| Q4 25 | $0.69 | — | ||
| Q3 25 | $0.67 | — | ||
| Q2 25 | $0.65 | — | ||
| Q1 25 | $0.63 | — | ||
| Q4 24 | $0.64 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.66 | — | ||
| Q1 24 | $0.57 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $383.7M | $118.7M |
| Total DebtLower is stronger | — | $432.2M |
| Stockholders' EquityBook value | $544.2M | $452.4M |
| Total Assets | $4.8B | $582.5M |
| Debt / EquityLower = less leverage | — | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $383.7M | $118.7M | ||
| Q3 25 | $227.2M | $107.5M | ||
| Q2 25 | $286.0M | $94.3M | ||
| Q1 25 | $285.1M | $89.1M | ||
| Q4 24 | $249.9M | $96.6M | ||
| Q3 24 | $291.2M | $83.8M | ||
| Q2 24 | $327.9M | $66.1M | ||
| Q1 24 | $258.8M | $82.1M |
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
| Q4 25 | $544.2M | $452.4M | ||
| Q3 25 | $445.9M | $448.1M | ||
| Q2 25 | $436.1M | $442.4M | ||
| Q1 25 | $428.0M | $433.5M | ||
| Q4 24 | $421.4M | $429.5M | ||
| Q3 24 | $407.2M | $423.1M | ||
| Q2 24 | $407.2M | $418.4M | ||
| Q1 24 | $396.6M | $412.0M |
| Q4 25 | $4.8B | $582.5M | ||
| Q3 25 | $3.6B | $582.2M | ||
| Q2 25 | $3.6B | $574.8M | ||
| Q1 25 | $3.7B | $571.4M | ||
| Q4 24 | $3.6B | $581.6M | ||
| Q3 24 | $3.6B | $578.6M | ||
| Q2 24 | $3.6B | $571.4M | ||
| Q1 24 | $3.6B | $566.7M |
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.7M | $40.9M |
| Free Cash FlowOCF − Capex | $37.0M | $33.5M |
| FCF MarginFCF / Revenue | 84.7% | 47.1% |
| Capex IntensityCapex / Revenue | 1.5% | 10.4% |
| Cash ConversionOCF / Net Profit | 2.08× | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $79.4M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.7M | $40.9M | ||
| Q3 25 | $16.5M | $17.7M | ||
| Q2 25 | $14.5M | $4.6M | ||
| Q1 25 | $11.9M | $5.7M | ||
| Q4 24 | $63.5M | $59.7M | ||
| Q3 24 | $-11.5M | $17.6M | ||
| Q2 24 | $19.4M | $15.9M | ||
| Q1 24 | $36.4M | $9.4M |
| Q4 25 | $37.0M | $33.5M | ||
| Q3 25 | $16.2M | $16.4M | ||
| Q2 25 | $14.3M | $2.9M | ||
| Q1 25 | $11.8M | $4.0M | ||
| Q4 24 | $62.2M | $53.0M | ||
| Q3 24 | $-11.8M | $16.3M | ||
| Q2 24 | $19.0M | $14.0M | ||
| Q1 24 | $36.1M | $6.8M |
| Q4 25 | 84.7% | 47.1% | ||
| Q3 25 | 42.7% | 22.4% | ||
| Q2 25 | 37.8% | 4.0% | ||
| Q1 25 | 32.9% | 5.3% | ||
| Q4 24 | 175.8% | 73.2% | ||
| Q3 24 | -31.9% | 20.8% | ||
| Q2 24 | 52.4% | 17.8% | ||
| Q1 24 | 110.6% | 8.6% |
| Q4 25 | 1.5% | 10.4% | ||
| Q3 25 | 0.7% | 1.8% | ||
| Q2 25 | 0.3% | 2.2% | ||
| Q1 25 | 0.2% | 2.3% | ||
| Q4 24 | 3.6% | 9.1% | ||
| Q3 24 | 0.8% | 1.7% | ||
| Q2 24 | 1.0% | 2.4% | ||
| Q1 24 | 0.7% | 3.3% |
| Q4 25 | 2.08× | 28.39× | ||
| Q3 25 | 0.95× | 4.45× | ||
| Q2 25 | 0.86× | 0.97× | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 3.91× | 10.28× | ||
| Q3 24 | -0.69× | 18.22× | ||
| Q2 24 | 1.14× | 4.29× | ||
| Q1 24 | 2.49× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MCBS
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
