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Side-by-side financial comparison of Mechanics Bancorp (MCHB) and Orla Mining Ltd. (ORLA). Click either name above to swap in a different company.

Mechanics Bancorp is the larger business by last-quarter revenue ($458.8M vs $251.2M, roughly 1.8× Orla Mining Ltd.).

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

Orla Mining Ltd. is a Canada-based mineral exploration and development firm focused on high-grade gold and precious metal assets in North and Central America, with core projects in Mexico and Nevada, U.S. It follows sustainable responsible mining practices, collaborates with local communities, and delivers long-term value to stakeholders.

MCHB vs ORLA — Head-to-Head

Bigger by revenue
MCHB
MCHB
1.8× larger
MCHB
$458.8M
$251.2M
ORLA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MCHB
MCHB
ORLA
ORLA
Revenue
$458.8M
$251.2M
Net Profit
Gross Margin
Operating Margin
Net Margin
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCHB
MCHB
ORLA
ORLA
Q4 25
$458.8M
Q3 25
$255.4M
$251.2M
Q2 25
$49.0M
$151.8M
Q1 25
$45.4M
Q4 24
$29.6M
Q3 24
$147.9M
$584.4M
Q2 24
$42.9M
$110.4M
Q1 24
$41.6M
Net Profit
MCHB
MCHB
ORLA
ORLA
Q4 25
Q3 25
$55.2M
Q2 25
$-4.4M
Q1 25
$-4.5M
Q4 24
$-123.3M
Q3 24
$39.9M
$-368.9M
Q2 24
$-6.2M
Q1 24
$-7.5M
Operating Margin
MCHB
MCHB
ORLA
ORLA
Q4 25
Q3 25
17.7%
Q2 25
-9.8%
Q1 25
-10.5%
Q4 24
-312.2%
Q3 24
37.5%
Q2 24
-18.6%
Q1 24
-25.4%
Net Margin
MCHB
MCHB
ORLA
ORLA
Q4 25
Q3 25
21.6%
Q2 25
-9.0%
Q1 25
-9.8%
Q4 24
-416.4%
Q3 24
27.0%
-63.1%
Q2 24
-14.5%
Q1 24
-18.0%
EPS (diluted)
MCHB
MCHB
ORLA
ORLA
Q4 25
Q3 25
$0.26
Q2 25
$-0.23
Q1 25
$-0.24
Q4 24
$-6.53
Q3 24
$0.20
Q2 24
$-0.33
Q1 24
$-0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCHB
MCHB
ORLA
ORLA
Cash + ST InvestmentsLiquidity on hand
$1.0B
Total DebtLower is stronger
$192.0M
Stockholders' EquityBook value
$2.9B
$507.4M
Total Assets
$22.4B
$598.3M
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCHB
MCHB
ORLA
ORLA
Q4 25
$1.0B
Q3 25
$1.4B
Q2 25
$201.1M
Q1 25
$252.2M
Q4 24
$999.7M
Q3 24
$205.9M
Q2 24
$218.7M
$96.6M
Q1 24
$320.3M
Total Debt
MCHB
MCHB
ORLA
ORLA
Q4 25
$192.0M
Q3 25
$190.1M
Q2 25
$225.3M
Q1 25
$225.2M
Q4 24
$0
Q3 24
$0
Q2 24
$224.9M
Q1 24
$224.9M
Stockholders' Equity
MCHB
MCHB
ORLA
ORLA
Q4 25
$2.9B
Q3 25
$2.8B
$507.4M
Q2 25
$2.4B
$507.4M
Q1 25
$400.8M
Q4 24
$2.3B
Q3 24
$2.3B
$968.6M
Q2 24
$2.2B
$400.5M
Q1 24
$527.3M
Total Assets
MCHB
MCHB
ORLA
ORLA
Q4 25
$22.4B
Q3 25
$22.7B
$598.3M
Q2 25
$7.6B
$598.3M
Q1 25
$7.8B
Q4 24
$16.5B
Q3 24
$9.2B
$1.3B
Q2 24
$9.3B
$535.8M
Q1 24
$9.5B
Debt / Equity
MCHB
MCHB
ORLA
ORLA
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.09×
Q1 25
0.56×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.10×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCHB
MCHB
ORLA
ORLA
Operating Cash FlowLast quarter
$193.6M
$126.9M
Free Cash FlowOCF − Capex
$187.1M
FCF MarginFCF / Revenue
40.8%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$263.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCHB
MCHB
ORLA
ORLA
Q4 25
$193.6M
Q3 25
$112.0M
$126.9M
Q2 25
$-9.8M
$74.9M
Q1 25
$-22.5M
Q4 24
$292.3M
Q3 24
$247.0M
$92.4M
Q2 24
$-21.8M
$22.4M
Q1 24
$-7.8M
Free Cash Flow
MCHB
MCHB
ORLA
ORLA
Q4 25
$187.1M
Q3 25
$109.1M
Q2 25
$-9.9M
Q1 25
$-22.6M
Q4 24
$285.9M
Q3 24
$244.5M
Q2 24
$-22.0M
Q1 24
$-13.9M
FCF Margin
MCHB
MCHB
ORLA
ORLA
Q4 25
40.8%
Q3 25
42.7%
Q2 25
-20.2%
Q1 25
-49.7%
Q4 24
965.3%
Q3 24
165.4%
Q2 24
-51.3%
Q1 24
-33.4%
Capex Intensity
MCHB
MCHB
ORLA
ORLA
Q4 25
1.4%
Q3 25
1.1%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
21.5%
Q3 24
1.7%
Q2 24
0.7%
Q1 24
14.6%
Cash Conversion
MCHB
MCHB
ORLA
ORLA
Q4 25
Q3 25
2.03×
Q2 25
Q1 25
Q4 24
Q3 24
6.18×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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