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Side-by-side financial comparison of Mechanics Bancorp (MCHB) and Bio-Techne (TECH). Click either name above to swap in a different company.

Mechanics Bancorp is the larger business by last-quarter revenue ($458.8M vs $311.4M, roughly 1.5× Bio-Techne). Over the past eight quarters, Mechanics Bancorp's revenue compounded faster (232.1% CAGR vs 1.3%).

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

Bio-Techne Corporation is an American life sciences company that develops, manufactures and sells life science reagents, instruments and services for the research, diagnostic, and bioprocessing markets.

MCHB vs TECH — Head-to-Head

Bigger by revenue
MCHB
MCHB
1.5× larger
MCHB
$458.8M
$311.4M
TECH
Faster 2-yr revenue CAGR
MCHB
MCHB
Annualised
MCHB
232.1%
1.3%
TECH

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
MCHB
MCHB
TECH
TECH
Revenue
$458.8M
$311.4M
Net Profit
$51.0M
Gross Margin
66.9%
Operating Margin
24.2%
Net Margin
16.4%
Revenue YoY
-1.5%
Net Profit YoY
126.0%
EPS (diluted)
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCHB
MCHB
TECH
TECH
Q1 26
$311.4M
Q4 25
$458.8M
$295.9M
Q3 25
$255.4M
Q2 25
$49.0M
$317.0M
Q1 25
$45.4M
$316.2M
Q4 24
$29.6M
$297.0M
Q3 24
$147.9M
$289.5M
Q2 24
$42.9M
$306.1M
Net Profit
MCHB
MCHB
TECH
TECH
Q1 26
$51.0M
Q4 25
$38.0M
Q3 25
$55.2M
Q2 25
$-4.4M
$-17.7M
Q1 25
$-4.5M
$22.6M
Q4 24
$-123.3M
$34.9M
Q3 24
$39.9M
$33.6M
Q2 24
$-6.2M
$40.6M
Gross Margin
MCHB
MCHB
TECH
TECH
Q1 26
66.9%
Q4 25
64.6%
Q3 25
Q2 25
62.7%
Q1 25
67.9%
Q4 24
65.3%
Q3 24
63.2%
Q2 24
66.4%
Operating Margin
MCHB
MCHB
TECH
TECH
Q1 26
24.2%
Q4 25
18.4%
Q3 25
17.7%
Q2 25
-9.8%
-7.5%
Q1 25
-10.5%
12.2%
Q4 24
-312.2%
16.0%
Q3 24
37.5%
13.8%
Q2 24
-18.6%
15.0%
Net Margin
MCHB
MCHB
TECH
TECH
Q1 26
16.4%
Q4 25
12.8%
Q3 25
21.6%
Q2 25
-9.0%
-5.6%
Q1 25
-9.8%
7.1%
Q4 24
-416.4%
11.7%
Q3 24
27.0%
11.6%
Q2 24
-14.5%
13.3%
EPS (diluted)
MCHB
MCHB
TECH
TECH
Q1 26
$0.32
Q4 25
$0.24
Q3 25
$0.26
Q2 25
$-0.23
$-0.11
Q1 25
$-0.24
$0.14
Q4 24
$-6.53
$0.22
Q3 24
$0.20
$0.21
Q2 24
$-0.33
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCHB
MCHB
TECH
TECH
Cash + ST InvestmentsLiquidity on hand
$1.0B
$209.8M
Total DebtLower is stronger
$192.0M
Stockholders' EquityBook value
$2.9B
$2.1B
Total Assets
$22.4B
$2.6B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCHB
MCHB
TECH
TECH
Q1 26
$209.8M
Q4 25
$1.0B
$172.9M
Q3 25
$1.4B
Q2 25
$201.1M
$162.2M
Q1 25
$252.2M
$140.7M
Q4 24
$999.7M
$177.5M
Q3 24
$205.9M
$187.5M
Q2 24
$218.7M
$152.9M
Total Debt
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
$192.0M
$260.0M
Q3 25
$190.1M
Q2 25
$225.3M
$346.0M
Q1 25
$225.2M
$330.0M
Q4 24
$0
$300.0M
Q3 24
$0
$300.0M
Q2 24
$224.9M
$319.0M
Stockholders' Equity
MCHB
MCHB
TECH
TECH
Q1 26
$2.1B
Q4 25
$2.9B
$2.0B
Q3 25
$2.8B
Q2 25
$2.4B
$1.9B
Q1 25
$400.8M
$2.0B
Q4 24
$2.3B
$2.1B
Q3 24
$2.3B
$2.1B
Q2 24
$2.2B
$2.1B
Total Assets
MCHB
MCHB
TECH
TECH
Q1 26
$2.6B
Q4 25
$22.4B
$2.5B
Q3 25
$22.7B
Q2 25
$7.6B
$2.6B
Q1 25
$7.8B
$2.6B
Q4 24
$16.5B
$2.7B
Q3 24
$9.2B
$2.7B
Q2 24
$9.3B
$2.7B
Debt / Equity
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
0.07×
0.13×
Q3 25
0.07×
Q2 25
0.09×
0.18×
Q1 25
0.56×
0.16×
Q4 24
0.00×
0.14×
Q3 24
0.00×
0.14×
Q2 24
0.10×
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCHB
MCHB
TECH
TECH
Operating Cash FlowLast quarter
$193.6M
Free Cash FlowOCF − Capex
$187.1M
FCF MarginFCF / Revenue
40.8%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$263.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
$193.6M
Q3 25
$112.0M
Q2 25
$-9.8M
$98.2M
Q1 25
$-22.5M
$41.1M
Q4 24
$292.3M
$84.3M
Q3 24
$247.0M
$63.9M
Q2 24
$-21.8M
$75.5M
Free Cash Flow
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
$187.1M
Q3 25
$109.1M
Q2 25
$-9.9M
$93.3M
Q1 25
$-22.6M
$31.0M
Q4 24
$285.9M
$77.5M
Q3 24
$244.5M
$54.7M
Q2 24
$-22.0M
$57.5M
FCF Margin
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
40.8%
Q3 25
42.7%
Q2 25
-20.2%
29.4%
Q1 25
-49.7%
9.8%
Q4 24
965.3%
26.1%
Q3 24
165.4%
18.9%
Q2 24
-51.3%
18.8%
Capex Intensity
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
1.4%
Q3 25
1.1%
Q2 25
0.2%
1.5%
Q1 25
0.1%
3.2%
Q4 24
21.5%
2.3%
Q3 24
1.7%
3.2%
Q2 24
0.7%
5.9%
Cash Conversion
MCHB
MCHB
TECH
TECH
Q1 26
Q4 25
Q3 25
2.03×
Q2 25
Q1 25
1.82×
Q4 24
2.42×
Q3 24
6.18×
1.90×
Q2 24
1.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCHB
MCHB

Segment breakdown not available.

TECH
TECH

Protein Sciences segment revenue$226.2M73%
Diagnostics and Spatial Biology segment revenue$85.6M27%
Other revenue (1)$5.4M2%

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