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Side-by-side financial comparison of Mechanics Bancorp (MCHB) and Talen Energy Corp (TLN). Click either name above to swap in a different company.

Talen Energy Corp is the larger business by last-quarter revenue ($758.0M vs $458.8M, roughly 1.7× Mechanics Bancorp). Talen Energy Corp produced more free cash flow last quarter ($254.0M vs $187.1M). Over the past eight quarters, Mechanics Bancorp's revenue compounded faster (232.1% CAGR vs 35.0%).

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

PPL Corporation is an energy company headquartered in Allentown, Pennsylvania in the Lehigh Valley region of eastern Pennsylvania. The company is publicly traded on the New York Stock Exchange as NYSE: PPL and is part of the S&P 500. As of 2022, the company had $7.9 billion in revenue, 6,500 employees, over $37 billion in assets, and serves 3.6 million customers.

MCHB vs TLN — Head-to-Head

Bigger by revenue
TLN
TLN
1.7× larger
TLN
$758.0M
$458.8M
MCHB
More free cash flow
TLN
TLN
$66.9M more FCF
TLN
$254.0M
$187.1M
MCHB
Faster 2-yr revenue CAGR
MCHB
MCHB
Annualised
MCHB
232.1%
35.0%
TLN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MCHB
MCHB
TLN
TLN
Revenue
$458.8M
$758.0M
Net Profit
$-363.0M
Gross Margin
Operating Margin
-41.3%
Net Margin
-47.9%
Revenue YoY
114.7%
Net Profit YoY
-542.7%
EPS (diluted)
$-7.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCHB
MCHB
TLN
TLN
Q4 25
$458.8M
$758.0M
Q3 25
$255.4M
$697.0M
Q2 25
$49.0M
$409.0M
Q1 25
$45.4M
$654.0M
Q4 24
$29.6M
$353.0M
Q3 24
$147.9M
$459.0M
Q2 24
$42.9M
$346.0M
Q1 24
$41.6M
$416.0M
Net Profit
MCHB
MCHB
TLN
TLN
Q4 25
$-363.0M
Q3 25
$55.2M
$207.0M
Q2 25
$-4.4M
$72.0M
Q1 25
$-4.5M
$-135.0M
Q4 24
$-123.3M
$82.0M
Q3 24
$39.9M
$168.0M
Q2 24
$-6.2M
$454.0M
Q1 24
$-7.5M
$294.0M
Operating Margin
MCHB
MCHB
TLN
TLN
Q4 25
-41.3%
Q3 25
17.7%
37.7%
Q2 25
-9.8%
16.1%
Q1 25
-10.5%
-16.2%
Q4 24
-312.2%
4.5%
Q3 24
37.5%
34.4%
Q2 24
-18.6%
7.8%
Q1 24
-25.4%
6.0%
Net Margin
MCHB
MCHB
TLN
TLN
Q4 25
-47.9%
Q3 25
21.6%
29.7%
Q2 25
-9.0%
17.6%
Q1 25
-9.8%
-20.6%
Q4 24
-416.4%
23.2%
Q3 24
27.0%
36.6%
Q2 24
-14.5%
131.2%
Q1 24
-18.0%
70.7%
EPS (diluted)
MCHB
MCHB
TLN
TLN
Q4 25
$-7.60
Q3 25
$0.26
$4.25
Q2 25
$-0.23
$1.50
Q1 25
$-0.24
$-2.94
Q4 24
$-6.53
$2.07
Q3 24
$0.20
$3.16
Q2 24
$-0.33
$7.60
Q1 24
$-0.40
$4.84

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCHB
MCHB
TLN
TLN
Cash + ST InvestmentsLiquidity on hand
$1.0B
$689.0M
Total DebtLower is stronger
$192.0M
$6.8B
Stockholders' EquityBook value
$2.9B
$1.1B
Total Assets
$22.4B
$10.9B
Debt / EquityLower = less leverage
0.07×
6.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCHB
MCHB
TLN
TLN
Q4 25
$1.0B
$689.0M
Q3 25
$1.4B
$497.0M
Q2 25
$201.1M
$122.0M
Q1 25
$252.2M
$295.0M
Q4 24
$999.7M
$328.0M
Q3 24
$205.9M
$648.0M
Q2 24
$218.7M
$632.0M
Q1 24
$320.3M
Total Debt
MCHB
MCHB
TLN
TLN
Q4 25
$192.0M
$6.8B
Q3 25
$190.1M
$3.0B
Q2 25
$225.3M
$3.0B
Q1 25
$225.2M
$3.0B
Q4 24
$0
$3.0B
Q3 24
$0
$2.6B
Q2 24
$224.9M
$2.6B
Q1 24
$224.9M
Stockholders' Equity
MCHB
MCHB
TLN
TLN
Q4 25
$2.9B
$1.1B
Q3 25
$2.8B
$1.5B
Q2 25
$2.4B
$1.2B
Q1 25
$400.8M
$1.2B
Q4 24
$2.3B
$1.4B
Q3 24
$2.3B
$2.4B
Q2 24
$2.2B
$2.5B
Q1 24
$527.3M
$2.8B
Total Assets
MCHB
MCHB
TLN
TLN
Q4 25
$22.4B
$10.9B
Q3 25
$22.7B
$6.1B
Q2 25
$7.6B
$5.8B
Q1 25
$7.8B
$5.9B
Q4 24
$16.5B
$6.1B
Q3 24
$9.2B
$6.8B
Q2 24
$9.3B
$7.1B
Q1 24
$9.5B
Debt / Equity
MCHB
MCHB
TLN
TLN
Q4 25
0.07×
6.23×
Q3 25
0.07×
2.03×
Q2 25
0.09×
2.40×
Q1 25
0.56×
2.54×
Q4 24
0.00×
2.17×
Q3 24
0.00×
1.10×
Q2 24
0.10×
1.05×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCHB
MCHB
TLN
TLN
Operating Cash FlowLast quarter
$193.6M
$280.0M
Free Cash FlowOCF − Capex
$187.1M
$254.0M
FCF MarginFCF / Revenue
40.8%
33.5%
Capex IntensityCapex / Revenue
1.4%
3.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$263.7M
$606.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCHB
MCHB
TLN
TLN
Q4 25
$193.6M
$280.0M
Q3 25
$112.0M
$489.0M
Q2 25
$-9.8M
$-184.0M
Q1 25
$-22.5M
$119.0M
Q4 24
$292.3M
Q3 24
$247.0M
$96.0M
Q2 24
$-21.8M
$-23.0M
Q1 24
$-7.8M
$173.0M
Free Cash Flow
MCHB
MCHB
TLN
TLN
Q4 25
$187.1M
$254.0M
Q3 25
$109.1M
$468.0M
Q2 25
$-9.9M
$-217.0M
Q1 25
$-22.6M
$101.0M
Q4 24
$285.9M
Q3 24
$244.5M
$83.0M
Q2 24
$-22.0M
$-43.0M
Q1 24
$-13.9M
$148.0M
FCF Margin
MCHB
MCHB
TLN
TLN
Q4 25
40.8%
33.5%
Q3 25
42.7%
67.1%
Q2 25
-20.2%
-53.1%
Q1 25
-49.7%
15.4%
Q4 24
965.3%
Q3 24
165.4%
18.1%
Q2 24
-51.3%
-12.4%
Q1 24
-33.4%
35.6%
Capex Intensity
MCHB
MCHB
TLN
TLN
Q4 25
1.4%
3.4%
Q3 25
1.1%
3.0%
Q2 25
0.2%
8.1%
Q1 25
0.1%
2.8%
Q4 24
21.5%
Q3 24
1.7%
2.8%
Q2 24
0.7%
5.8%
Q1 24
14.6%
6.0%
Cash Conversion
MCHB
MCHB
TLN
TLN
Q4 25
Q3 25
2.03×
2.36×
Q2 25
-2.56×
Q1 25
Q4 24
Q3 24
6.18×
0.57×
Q2 24
-0.05×
Q1 24
0.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCHB
MCHB

Segment breakdown not available.

TLN
TLN

Electricity Sales And Ancillary Services$555.0M73%
Operating Revenue Capacity$182.0M24%
Physical Electricity Sales Bilateral Contracts Other$21.0M3%

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