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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and PACIFIC BIOSCIENCES OF CALIFORNIA, INC. (PACB). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $44.6M, roughly 1.6× PACIFIC BIOSCIENCES OF CALIFORNIA, INC.). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -90.4%, a 107.7% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 13.8%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 7.3%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Pacific Biosciences of California, Inc. is an American biotechnology company founded in 2004 that develops and manufactures systems for gene sequencing and some novel real time biological observation. PacBio has two principal sequencing platforms: single-molecule real-time sequencing (SMRT), based on the properties of zero-mode waveguides and sequencing by binding (SBB) chemistry, which uses native nucleotides and scarless incorporation for DNA binding and extension.

MFIN vs PACB — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.6× larger
MFIN
$70.6M
$44.6M
PACB
Growing faster (revenue YoY)
MFIN
MFIN
+11.6% gap
MFIN
25.4%
13.8%
PACB
Higher net margin
MFIN
MFIN
107.7% more per $
MFIN
17.3%
-90.4%
PACB
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
7.3%
PACB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
PACB
PACB
Revenue
$70.6M
$44.6M
Net Profit
$12.2M
$-40.4M
Gross Margin
37.1%
Operating Margin
29.3%
-92.3%
Net Margin
17.3%
-90.4%
Revenue YoY
25.4%
13.8%
Net Profit YoY
20.3%
-1802.7%
EPS (diluted)
$0.50
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
PACB
PACB
Q4 25
$70.6M
$44.6M
Q3 25
$58.7M
$38.4M
Q2 25
$62.6M
$39.8M
Q1 25
$63.0M
$37.2M
Q4 24
$56.3M
$39.2M
Q3 24
$53.3M
$40.0M
Q2 24
$51.0M
$36.0M
Q1 24
$53.3M
$38.8M
Net Profit
MFIN
MFIN
PACB
PACB
Q4 25
$12.2M
$-40.4M
Q3 25
$7.8M
$-38.0M
Q2 25
$11.1M
$-41.9M
Q1 25
$12.0M
$-426.1M
Q4 24
$10.1M
$2.4M
Q3 24
$8.6M
$-60.7M
Q2 24
$7.1M
$-173.3M
Q1 24
$10.0M
$-78.2M
Gross Margin
MFIN
MFIN
PACB
PACB
Q4 25
37.1%
Q3 25
41.4%
Q2 25
36.9%
Q1 25
-3.7%
Q4 24
25.6%
Q3 24
25.0%
Q2 24
16.5%
Q1 24
29.1%
Operating Margin
MFIN
MFIN
PACB
PACB
Q4 25
29.3%
-92.3%
Q3 25
33.2%
-101.1%
Q2 25
31.1%
-112.8%
Q1 25
32.1%
-1154.5%
Q4 24
32.8%
-390.1%
Q3 24
26.6%
-160.3%
Q2 24
24.3%
-488.3%
Q1 24
33.6%
-209.6%
Net Margin
MFIN
MFIN
PACB
PACB
Q4 25
17.3%
-90.4%
Q3 25
13.2%
-98.9%
Q2 25
17.7%
-105.4%
Q1 25
19.1%
-1146.8%
Q4 24
18.0%
6.0%
Q3 24
16.1%
-151.9%
Q2 24
13.9%
-481.3%
Q1 24
18.8%
-201.4%
EPS (diluted)
MFIN
MFIN
PACB
PACB
Q4 25
$0.50
$-0.11
Q3 25
$0.32
$-0.13
Q2 25
$0.46
$-0.14
Q1 25
$0.50
$-1.44
Q4 24
$0.43
$-0.44
Q3 24
$0.37
$-0.22
Q2 24
$0.30
$-0.64
Q1 24
$0.42
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
PACB
PACB
Cash + ST InvestmentsLiquidity on hand
$136.3M
$279.5M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$408.6M
$5.3M
Total Assets
$3.0B
$784.1M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
PACB
PACB
Q4 25
$136.3M
$279.5M
Q3 25
$72.5M
$298.7M
Q2 25
$110.4M
$314.7M
Q1 25
$131.5M
$343.1M
Q4 24
$98.2M
$389.9M
Q3 24
$120.6M
$471.1M
Q2 24
$87.7M
$509.8M
Q1 24
$54.8M
$561.9M
Total Debt
MFIN
MFIN
PACB
PACB
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
MFIN
MFIN
PACB
PACB
Q4 25
$408.6M
$5.3M
Q3 25
$397.4M
$36.1M
Q2 25
$389.9M
$61.5M
Q1 25
$380.2M
$91.6M
Q4 24
$370.2M
$506.6M
Q3 24
$362.4M
$453.1M
Q2 24
$354.0M
$492.7M
Q1 24
$349.0M
$649.0M
Total Assets
MFIN
MFIN
PACB
PACB
Q4 25
$3.0B
$784.1M
Q3 25
$2.9B
$803.2M
Q2 25
$2.9B
$825.5M
Q1 25
$2.8B
$860.8M
Q4 24
$2.9B
$1.3B
Q3 24
$2.9B
$1.5B
Q2 24
$2.8B
$1.5B
Q1 24
$2.6B
$1.7B
Debt / Equity
MFIN
MFIN
PACB
PACB
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
PACB
PACB
Operating Cash FlowLast quarter
$126.3M
$-19.1M
Free Cash FlowOCF − Capex
$-19.9M
FCF MarginFCF / Revenue
-44.6%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters
$-114.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
PACB
PACB
Q4 25
$126.3M
$-19.1M
Q3 25
$67.0M
$-18.7M
Q2 25
$-10.7M
$-29.4M
Q1 25
$36.3M
$-44.1M
Q4 24
$108.7M
$-30.6M
Q3 24
$24.6M
$-45.5M
Q2 24
$27.6M
$-54.3M
Q1 24
$32.3M
$-75.7M
Free Cash Flow
MFIN
MFIN
PACB
PACB
Q4 25
$-19.9M
Q3 25
$-18.8M
Q2 25
$-29.9M
Q1 25
$-45.4M
Q4 24
$-32.3M
Q3 24
$-46.3M
Q2 24
$-55.7M
Q1 24
$-79.6M
FCF Margin
MFIN
MFIN
PACB
PACB
Q4 25
-44.6%
Q3 25
-48.9%
Q2 25
-75.3%
Q1 25
-122.3%
Q4 24
-82.3%
Q3 24
-115.7%
Q2 24
-154.8%
Q1 24
-205.0%
Capex Intensity
MFIN
MFIN
PACB
PACB
Q4 25
1.9%
Q3 25
0.2%
Q2 25
1.4%
Q1 25
3.7%
Q4 24
4.1%
Q3 24
2.0%
Q2 24
4.1%
Q1 24
10.0%
Cash Conversion
MFIN
MFIN
PACB
PACB
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
-12.93×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

PACB
PACB

Products$39.0M87%
Service And Other$5.7M13%

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