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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $40.7M, roughly 1.7× PETMED EXPRESS INC). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -26.0%, a 43.2% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -23.3%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -20.9%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.
MFIN vs PETS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $40.7M |
| Net Profit | $12.2M | $-10.6M |
| Gross Margin | — | 23.3% |
| Operating Margin | 29.3% | -25.7% |
| Net Margin | 17.3% | -26.0% |
| Revenue YoY | 25.4% | -23.3% |
| Net Profit YoY | 20.3% | -1392.6% |
| EPS (diluted) | $0.50 | $-0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $40.7M | ||
| Q3 25 | $58.7M | $44.4M | ||
| Q2 25 | $62.6M | $51.2M | ||
| Q1 25 | $63.0M | $50.8M | ||
| Q4 24 | $56.3M | $52.0M | ||
| Q3 24 | $53.3M | $58.0M | ||
| Q2 24 | $51.0M | $66.2M | ||
| Q1 24 | $53.3M | $65.1M |
| Q4 25 | $12.2M | $-10.6M | ||
| Q3 25 | $7.8M | $-8.5M | ||
| Q2 25 | $11.1M | $-34.2M | ||
| Q1 25 | $12.0M | $-11.6M | ||
| Q4 24 | $10.1M | $-707.0K | ||
| Q3 24 | $8.6M | $2.3M | ||
| Q2 24 | $7.1M | $3.8M | ||
| Q1 24 | $10.0M | $-5.0M |
| Q4 25 | — | 23.3% | ||
| Q3 25 | — | 28.0% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 31.0% | ||
| Q3 24 | — | 32.3% | ||
| Q2 24 | — | 28.8% | ||
| Q1 24 | — | 29.3% |
| Q4 25 | 29.3% | -25.7% | ||
| Q3 25 | 33.2% | -18.9% | ||
| Q2 25 | 31.1% | -66.7% | ||
| Q1 25 | 32.1% | -11.9% | ||
| Q4 24 | 32.8% | -0.9% | ||
| Q3 24 | 26.6% | 1.0% | ||
| Q2 24 | 24.3% | 6.6% | ||
| Q1 24 | 33.6% | -5.9% |
| Q4 25 | 17.3% | -26.0% | ||
| Q3 25 | 13.2% | -19.2% | ||
| Q2 25 | 17.7% | -66.7% | ||
| Q1 25 | 19.1% | -22.9% | ||
| Q4 24 | 18.0% | -1.4% | ||
| Q3 24 | 16.1% | 4.0% | ||
| Q2 24 | 13.9% | 5.7% | ||
| Q1 24 | 18.8% | -7.7% |
| Q4 25 | $0.50 | $-0.50 | ||
| Q3 25 | $0.32 | $-0.41 | ||
| Q2 25 | $0.46 | $-1.65 | ||
| Q1 25 | $0.50 | $-0.56 | ||
| Q4 24 | $0.43 | $-0.03 | ||
| Q3 24 | $0.37 | $0.11 | ||
| Q2 24 | $0.30 | $0.18 | ||
| Q1 24 | $0.42 | $-0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $26.9M |
| Total DebtLower is stronger | $216.0M | — |
| Stockholders' EquityBook value | $408.6M | $32.8M |
| Total Assets | $3.0B | $88.0M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $26.9M | ||
| Q3 25 | $72.5M | $36.1M | ||
| Q2 25 | $110.4M | $41.1M | ||
| Q1 25 | $131.5M | $54.7M | ||
| Q4 24 | $98.2M | $50.1M | ||
| Q3 24 | $120.6M | $52.0M | ||
| Q2 24 | $87.7M | $46.0M | ||
| Q1 24 | $54.8M | $55.3M |
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
| Q4 25 | $408.6M | $32.8M | ||
| Q3 25 | $397.4M | $43.1M | ||
| Q2 25 | $389.9M | $51.5M | ||
| Q1 25 | $380.2M | $85.1M | ||
| Q4 24 | $370.2M | $96.2M | ||
| Q3 24 | $362.4M | $96.4M | ||
| Q2 24 | $354.0M | $93.5M | ||
| Q1 24 | $349.0M | $96.7M |
| Q4 25 | $3.0B | $88.0M | ||
| Q3 25 | $2.9B | $100.3M | ||
| Q2 25 | $2.9B | $109.8M | ||
| Q1 25 | $2.8B | $148.7M | ||
| Q4 24 | $2.9B | $144.8M | ||
| Q3 24 | $2.9B | $146.0M | ||
| Q2 24 | $2.8B | $152.7M | ||
| Q1 24 | $2.6B | $169.9M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $-9.2M |
| Free Cash FlowOCF − Capex | — | $-9.2M |
| FCF MarginFCF / Revenue | — | -22.7% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-23.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $-9.2M | ||
| Q3 25 | $67.0M | $-2.2M | ||
| Q2 25 | $-10.7M | $-12.3M | ||
| Q1 25 | $36.3M | $7.0M | ||
| Q4 24 | $108.7M | $-1.2M | ||
| Q3 24 | $24.6M | $7.4M | ||
| Q2 24 | $27.6M | $-8.5M | ||
| Q1 24 | $32.3M | $7.1M |
| Q4 25 | — | $-9.2M | ||
| Q3 25 | — | $-4.8M | ||
| Q2 25 | — | $-13.6M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | — | $6.1M | ||
| Q2 24 | — | $-9.2M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | — | -22.7% | ||
| Q3 25 | — | -10.8% | ||
| Q2 25 | — | -26.5% | ||
| Q1 25 | — | 9.1% | ||
| Q4 24 | — | -3.7% | ||
| Q3 24 | — | 10.6% | ||
| Q2 24 | — | -13.9% | ||
| Q1 24 | — | 9.0% |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 4.7% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 1.9% |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | — | ||
| Q1 25 | 3.02× | — | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | 3.18× | ||
| Q2 24 | 3.89× | -2.27× | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
PETS
| Reorder | $34.0M | 84% |
| New Order | $5.0M | 12% |
| Membership Fees | $1.6M | 4% |
