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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
Porch Group, Inc. is the larger business by last-quarter revenue ($121.1M vs $70.6M, roughly 1.7× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -3.9%, a 21.2% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 25.4%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
MFIN vs PRCH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $121.1M |
| Net Profit | $12.2M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | 29.3% | 34.7% |
| Net Margin | 17.3% | -3.9% |
| Revenue YoY | 25.4% | 100.0% |
| Net Profit YoY | 20.3% | 2.0% |
| EPS (diluted) | $0.50 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $121.1M | ||
| Q4 25 | $70.6M | $112.3M | ||
| Q3 25 | $58.7M | $115.1M | ||
| Q2 25 | $62.6M | $107.0M | ||
| Q1 25 | $63.0M | $84.5M | ||
| Q4 24 | $56.3M | $75.3M | ||
| Q3 24 | $53.3M | $77.7M | ||
| Q2 24 | $51.0M | $75.9M |
| Q1 26 | — | $-4.7M | ||
| Q4 25 | $12.2M | $-3.5M | ||
| Q3 25 | $7.8M | $-10.9M | ||
| Q2 25 | $11.1M | $2.6M | ||
| Q1 25 | $12.0M | $8.4M | ||
| Q4 24 | $10.1M | $30.5M | ||
| Q3 24 | $8.6M | $14.4M | ||
| Q2 24 | $7.1M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 29.3% | 14.7% | ||
| Q3 25 | 33.2% | 14.2% | ||
| Q2 25 | 31.1% | 4.7% | ||
| Q1 25 | 32.1% | -1.5% | ||
| Q4 24 | 32.8% | 33.3% | ||
| Q3 24 | 26.6% | -3.2% | ||
| Q2 24 | 24.3% | -69.2% |
| Q1 26 | — | -3.9% | ||
| Q4 25 | 17.3% | -3.1% | ||
| Q3 25 | 13.2% | -9.4% | ||
| Q2 25 | 17.7% | 2.4% | ||
| Q1 25 | 19.1% | 9.9% | ||
| Q4 24 | 18.0% | 40.5% | ||
| Q3 24 | 16.1% | 18.5% | ||
| Q2 24 | 13.9% | -84.8% |
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $0.50 | $0.00 | ||
| Q3 25 | $0.32 | $-0.10 | ||
| Q2 25 | $0.46 | $0.00 | ||
| Q1 25 | $0.50 | $0.07 | ||
| Q4 24 | $0.43 | $0.34 | ||
| Q3 24 | $0.37 | $0.12 | ||
| Q2 24 | $0.30 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $68.4M |
| Total DebtLower is stronger | $216.0M | $391.3M |
| Stockholders' EquityBook value | $408.6M | $26.3M |
| Total Assets | $3.0B | $806.6M |
| Debt / EquityLower = less leverage | 0.53× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | $136.3M | $57.3M | ||
| Q3 25 | $72.5M | $85.0M | ||
| Q2 25 | $110.4M | $79.8M | ||
| Q1 25 | $131.5M | $70.4M | ||
| Q4 24 | $98.2M | $191.7M | ||
| Q3 24 | $120.6M | $238.6M | ||
| Q2 24 | $87.7M | $308.4M |
| Q1 26 | — | $391.3M | ||
| Q4 25 | $216.0M | $392.8M | ||
| Q3 25 | $215.7M | $387.1M | ||
| Q2 25 | $199.9M | $394.1M | ||
| Q1 25 | $199.7M | $409.2M | ||
| Q4 24 | $232.2M | $403.9M | ||
| Q3 24 | $232.0M | $399.0M | ||
| Q2 24 | $230.8M | $436.8M |
| Q1 26 | — | $26.3M | ||
| Q4 25 | $408.6M | $-24.6M | ||
| Q3 25 | $397.4M | $-27.9M | ||
| Q2 25 | $389.9M | $-29.3M | ||
| Q1 25 | $380.2M | $-52.4M | ||
| Q4 24 | $370.2M | $-43.2M | ||
| Q3 24 | $362.4M | $-77.0M | ||
| Q2 24 | $354.0M | $-101.9M |
| Q1 26 | — | $806.6M | ||
| Q4 25 | $3.0B | $797.4M | ||
| Q3 25 | $2.9B | $787.7M | ||
| Q2 25 | $2.9B | $770.7M | ||
| Q1 25 | $2.8B | $802.3M | ||
| Q4 24 | $2.9B | $814.0M | ||
| Q3 24 | $2.9B | $867.3M | ||
| Q2 24 | $2.8B | $876.1M |
| Q1 26 | — | 14.87× | ||
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $126.3M | $1.2M | ||
| Q3 25 | $67.0M | $40.8M | ||
| Q2 25 | $-10.7M | $35.6M | ||
| Q1 25 | $36.3M | $-11.2M | ||
| Q4 24 | $108.7M | $-26.6M | ||
| Q3 24 | $24.6M | $12.4M | ||
| Q2 24 | $27.6M | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $40.7M | ||
| Q2 25 | — | $35.4M | ||
| Q1 25 | — | $-11.2M | ||
| Q4 24 | — | $-26.8M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | — | $-26.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 33.0% | ||
| Q1 25 | — | -13.3% | ||
| Q4 24 | — | -35.6% | ||
| Q3 24 | — | 15.7% | ||
| Q2 24 | — | -34.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | 13.79× | ||
| Q1 25 | 3.02× | -1.33× | ||
| Q4 24 | 10.72× | -0.87× | ||
| Q3 24 | 2.86× | 0.86× | ||
| Q2 24 | 3.89× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
