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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $50.3M, roughly 1.4× READING INTERNATIONAL INC). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -5.1%, a 22.4% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -14.2%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 5.6%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
MFIN vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $50.3M |
| Net Profit | $12.2M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 29.3% | -1.9% |
| Net Margin | 17.3% | -5.1% |
| Revenue YoY | 25.4% | -14.2% |
| Net Profit YoY | 20.3% | -14.5% |
| EPS (diluted) | $0.50 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $50.3M | ||
| Q3 25 | $58.7M | $52.2M | ||
| Q2 25 | $62.6M | $60.4M | ||
| Q1 25 | $63.0M | $40.2M | ||
| Q4 24 | $56.3M | $58.6M | ||
| Q3 24 | $53.3M | $60.1M | ||
| Q2 24 | $51.0M | $46.8M | ||
| Q1 24 | $53.3M | $45.1M |
| Q4 25 | $12.2M | $-2.6M | ||
| Q3 25 | $7.8M | $-4.2M | ||
| Q2 25 | $11.1M | $-2.7M | ||
| Q1 25 | $12.0M | $-4.8M | ||
| Q4 24 | $10.1M | $-2.2M | ||
| Q3 24 | $8.6M | $-7.0M | ||
| Q2 24 | $7.1M | $-12.8M | ||
| Q1 24 | $10.0M | $-13.2M |
| Q4 25 | 29.3% | -1.9% | ||
| Q3 25 | 33.2% | -0.6% | ||
| Q2 25 | 31.1% | 4.8% | ||
| Q1 25 | 32.1% | -17.2% | ||
| Q4 24 | 32.8% | 2.6% | ||
| Q3 24 | 26.6% | -0.6% | ||
| Q2 24 | 24.3% | -16.4% | ||
| Q1 24 | 33.6% | -16.7% |
| Q4 25 | 17.3% | -5.1% | ||
| Q3 25 | 13.2% | -8.0% | ||
| Q2 25 | 17.7% | -4.4% | ||
| Q1 25 | 19.1% | -11.8% | ||
| Q4 24 | 18.0% | -3.8% | ||
| Q3 24 | 16.1% | -11.7% | ||
| Q2 24 | 13.9% | -27.4% | ||
| Q1 24 | 18.8% | -29.4% |
| Q4 25 | $0.50 | $-0.11 | ||
| Q3 25 | $0.32 | $-0.18 | ||
| Q2 25 | $0.46 | $-0.12 | ||
| Q1 25 | $0.50 | $-0.21 | ||
| Q4 24 | $0.43 | $-0.11 | ||
| Q3 24 | $0.37 | $-0.31 | ||
| Q2 24 | $0.30 | $-0.57 | ||
| Q1 24 | $0.42 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $10.5M |
| Total DebtLower is stronger | $216.0M | $185.1M |
| Stockholders' EquityBook value | $408.6M | $-18.2M |
| Total Assets | $3.0B | $434.9M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $10.5M | ||
| Q3 25 | $72.5M | $8.1M | ||
| Q2 25 | $110.4M | $9.1M | ||
| Q1 25 | $131.5M | $5.9M | ||
| Q4 24 | $98.2M | $12.4M | ||
| Q3 24 | $120.6M | $10.1M | ||
| Q2 24 | $87.7M | $9.3M | ||
| Q1 24 | $54.8M | $7.5M |
| Q4 25 | $216.0M | $185.1M | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | $202.7M | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
| Q4 25 | $408.6M | $-18.2M | ||
| Q3 25 | $397.4M | $-12.1M | ||
| Q2 25 | $389.9M | $-7.7M | ||
| Q1 25 | $380.2M | $-8.1M | ||
| Q4 24 | $370.2M | $-4.4M | ||
| Q3 24 | $362.4M | $1.6M | ||
| Q2 24 | $354.0M | $6.5M | ||
| Q1 24 | $349.0M | $18.0M |
| Q4 25 | $3.0B | $434.9M | ||
| Q3 25 | $2.9B | $435.2M | ||
| Q2 25 | $2.9B | $438.1M | ||
| Q1 25 | $2.8B | $441.0M | ||
| Q4 24 | $2.9B | $471.0M | ||
| Q3 24 | $2.9B | $495.7M | ||
| Q2 24 | $2.8B | $494.9M | ||
| Q1 24 | $2.6B | $494.9M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $4.3M |
| Free Cash FlowOCF − Capex | — | $4.1M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $4.3M | ||
| Q3 25 | $67.0M | $295.0K | ||
| Q2 25 | $-10.7M | $1.6M | ||
| Q1 25 | $36.3M | $-7.7M | ||
| Q4 24 | $108.7M | $8.0M | ||
| Q3 24 | $24.6M | $1.3M | ||
| Q2 24 | $27.6M | $-10.4M | ||
| Q1 24 | $32.3M | $-2.8M |
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M | ||
| Q1 24 | — | $-4.7M |
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% | ||
| Q1 24 | — | -10.4% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 4.3% |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | — | ||
| Q1 25 | 3.02× | — | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | — | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
