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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.
SHENANDOAH TELECOMMUNICATIONS CO is the larger business by last-quarter revenue ($91.6M vs $70.6M, roughly 1.3× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -5.9%, a 23.2% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 7.2%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.
MFIN vs SHEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $91.6M |
| Net Profit | $12.2M | $-5.4M |
| Gross Margin | — | — |
| Operating Margin | 29.3% | -1.0% |
| Net Margin | 17.3% | -5.9% |
| Revenue YoY | 25.4% | 7.2% |
| Net Profit YoY | 20.3% | -95.8% |
| EPS (diluted) | $0.50 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $91.6M | ||
| Q3 25 | $58.7M | $89.8M | ||
| Q2 25 | $62.6M | $88.6M | ||
| Q1 25 | $63.0M | $87.9M | ||
| Q4 24 | $56.3M | $85.4M | ||
| Q3 24 | $53.3M | $87.6M | ||
| Q2 24 | $51.0M | $85.8M | ||
| Q1 24 | $53.3M | $69.2M |
| Q4 25 | $12.2M | $-5.4M | ||
| Q3 25 | $7.8M | $-9.4M | ||
| Q2 25 | $11.1M | $-9.0M | ||
| Q1 25 | $12.0M | $-9.1M | ||
| Q4 24 | $10.1M | $-2.7M | ||
| Q3 24 | $8.6M | $-5.3M | ||
| Q2 24 | $7.1M | $-12.9M | ||
| Q1 24 | $10.0M | $214.7M |
| Q4 25 | 29.3% | -1.0% | ||
| Q3 25 | 33.2% | -8.0% | ||
| Q2 25 | 31.1% | -10.3% | ||
| Q1 25 | 32.1% | -6.9% | ||
| Q4 24 | 32.8% | -6.7% | ||
| Q3 24 | 26.6% | -4.8% | ||
| Q2 24 | 24.3% | -18.5% | ||
| Q1 24 | 33.6% | -4.0% |
| Q4 25 | 17.3% | -5.9% | ||
| Q3 25 | 13.2% | -10.5% | ||
| Q2 25 | 17.7% | -10.2% | ||
| Q1 25 | 19.1% | -10.4% | ||
| Q4 24 | 18.0% | -3.2% | ||
| Q3 24 | 16.1% | -6.0% | ||
| Q2 24 | 13.9% | -15.0% | ||
| Q1 24 | 18.8% | 310.0% |
| Q4 25 | $0.50 | $-0.13 | ||
| Q3 25 | $0.32 | $-0.20 | ||
| Q2 25 | $0.46 | $-0.19 | ||
| Q1 25 | $0.50 | $-0.19 | ||
| Q4 24 | $0.43 | $-0.34 | ||
| Q3 24 | $0.37 | $-0.13 | ||
| Q2 24 | $0.30 | $-0.24 | ||
| Q1 24 | $0.42 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $27.3M |
| Total DebtLower is stronger | $216.0M | $642.4M |
| Stockholders' EquityBook value | $408.6M | $880.8M |
| Total Assets | $3.0B | $1.9B |
| Debt / EquityLower = less leverage | 0.53× | 0.73× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $27.3M | ||
| Q3 25 | $72.5M | $22.6M | ||
| Q2 25 | $110.4M | $29.1M | ||
| Q1 25 | $131.5M | $87.5M | ||
| Q4 24 | $98.2M | $46.3M | ||
| Q3 24 | $120.6M | $43.1M | ||
| Q2 24 | $87.7M | $43.8M | ||
| Q1 24 | $54.8M | $389.7M |
| Q4 25 | $216.0M | $642.4M | ||
| Q3 25 | $215.7M | $535.4M | ||
| Q2 25 | $199.9M | $513.1M | ||
| Q1 25 | $199.7M | $515.8M | ||
| Q4 24 | $232.2M | $418.0M | ||
| Q3 24 | $232.0M | $345.2M | ||
| Q2 24 | $230.8M | $297.4M | ||
| Q1 24 | $225.6M | $298.7M |
| Q4 25 | $408.6M | $880.8M | ||
| Q3 25 | $397.4M | $892.7M | ||
| Q2 25 | $389.9M | $902.0M | ||
| Q1 25 | $380.2M | $910.5M | ||
| Q4 24 | $370.2M | $918.6M | ||
| Q3 24 | $362.4M | $925.4M | ||
| Q2 24 | $354.0M | $933.1M | ||
| Q1 24 | $349.0M | $871.6M |
| Q4 25 | $3.0B | $1.9B | ||
| Q3 25 | $2.9B | $1.9B | ||
| Q2 25 | $2.9B | $1.8B | ||
| Q1 25 | $2.8B | $1.8B | ||
| Q4 24 | $2.9B | $1.7B | ||
| Q3 24 | $2.9B | $1.7B | ||
| Q2 24 | $2.8B | $1.7B | ||
| Q1 24 | $2.6B | $1.4B |
| Q4 25 | 0.53× | 0.73× | ||
| Q3 25 | 0.54× | 0.60× | ||
| Q2 25 | 0.51× | 0.57× | ||
| Q1 25 | 0.53× | 0.57× | ||
| Q4 24 | 0.63× | 0.46× | ||
| Q3 24 | 0.64× | 0.37× | ||
| Q2 24 | 0.65× | 0.32× | ||
| Q1 24 | 0.65× | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $28.8M |
| Free Cash FlowOCF − Capex | — | $-78.6M |
| FCF MarginFCF / Revenue | — | -85.8% |
| Capex IntensityCapex / Revenue | — | 117.2% |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-257.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $28.8M | ||
| Q3 25 | $67.0M | $30.7M | ||
| Q2 25 | $-10.7M | $20.9M | ||
| Q1 25 | $36.3M | $20.5M | ||
| Q4 24 | $108.7M | $20.6M | ||
| Q3 24 | $24.6M | $24.3M | ||
| Q2 24 | $27.6M | $2.5M | ||
| Q1 24 | $32.3M | $15.2M |
| Q4 25 | — | $-78.6M | ||
| Q3 25 | — | $-51.4M | ||
| Q2 25 | — | $-65.3M | ||
| Q1 25 | — | $-62.7M | ||
| Q4 24 | — | $-72.0M | ||
| Q3 24 | — | $-51.3M | ||
| Q2 24 | — | $-78.3M | ||
| Q1 24 | — | $-54.9M |
| Q4 25 | — | -85.8% | ||
| Q3 25 | — | -57.2% | ||
| Q2 25 | — | -73.7% | ||
| Q1 25 | — | -71.3% | ||
| Q4 24 | — | -84.3% | ||
| Q3 24 | — | -58.5% | ||
| Q2 24 | — | -91.3% | ||
| Q1 24 | — | -79.3% |
| Q4 25 | — | 117.2% | ||
| Q3 25 | — | 91.4% | ||
| Q2 25 | — | 97.3% | ||
| Q1 25 | — | 94.7% | ||
| Q4 24 | — | 108.4% | ||
| Q3 24 | — | 86.2% | ||
| Q2 24 | — | 94.2% | ||
| Q1 24 | — | 101.2% |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | — | ||
| Q1 25 | 3.02× | — | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | — | ||
| Q1 24 | 3.22× | 0.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
SHEN
| Residential And SMB Incumbent Broadband | $41.5M | 45% |
| Residential And SMB Glo Fiber Expansion Markets | $23.0M | 25% |
| Commercial Fiber | $20.3M | 22% |
| RLEC Other | $6.8M | 7% |
