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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and SONIDA SENIOR LIVING, INC. (SNDA). Click either name above to swap in a different company.

SONIDA SENIOR LIVING, INC. is the larger business by last-quarter revenue ($97.7M vs $70.6M, roughly 1.4× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -30.5%, a 47.8% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 6.2%). Over the past eight quarters, SONIDA SENIOR LIVING, INC.'s revenue compounded faster (20.3% CAGR vs 15.0%).

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

Sonida Senior Living, Inc. is a leading owner, operator and investor in senior housing communities in the United States in terms of resident capacity. The company and its predecessors have provided senior housing since 1990. As of June 1, 2025, the company operated 96 senior housing communities in 20 states with an aggregate capacity of approximately 10,000+ residents, including 83 senior housing communities that the company owns and 13 communities that the company manages on behalf of third ...

MFIN vs SNDA — Head-to-Head

Bigger by revenue
SNDA
SNDA
1.4× larger
SNDA
$97.7M
$70.6M
MFIN
Growing faster (revenue YoY)
MFIN
MFIN
+19.2% gap
MFIN
25.4%
6.2%
SNDA
Higher net margin
MFIN
MFIN
47.8% more per $
MFIN
17.3%
-30.5%
SNDA
Faster 2-yr revenue CAGR
SNDA
SNDA
Annualised
SNDA
20.3%
15.0%
MFIN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MFIN
MFIN
SNDA
SNDA
Revenue
$70.6M
$97.7M
Net Profit
$12.2M
$-29.8M
Gross Margin
Operating Margin
29.3%
-30.8%
Net Margin
17.3%
-30.5%
Revenue YoY
25.4%
6.2%
Net Profit YoY
20.3%
-441.0%
EPS (diluted)
$0.50
$-1.73

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MFIN
MFIN
SNDA
SNDA
Q4 25
$70.6M
$97.7M
Q3 25
$58.7M
$98.0M
Q2 25
$62.6M
$93.5M
Q1 25
$63.0M
$91.9M
Q4 24
$56.3M
$91.9M
Q3 24
$53.3M
$74.8M
Q2 24
$51.0M
$70.2M
Q1 24
$53.3M
$67.4M
Net Profit
MFIN
MFIN
SNDA
SNDA
Q4 25
$12.2M
$-29.8M
Q3 25
$7.8M
$-26.9M
Q2 25
$11.1M
$-1.6M
Q1 25
$12.0M
$-12.5M
Q4 24
$10.1M
$-5.5M
Q3 24
$8.6M
$-13.8M
Q2 24
$7.1M
$-9.8M
Q1 24
$10.0M
$27.0M
Operating Margin
MFIN
MFIN
SNDA
SNDA
Q4 25
29.3%
-30.8%
Q3 25
33.2%
-27.8%
Q2 25
31.1%
-2.0%
Q1 25
32.1%
21.9%
Q4 24
32.8%
-6.7%
Q3 24
26.6%
-19.0%
Q2 24
24.3%
-13.9%
Q1 24
33.6%
22.1%
Net Margin
MFIN
MFIN
SNDA
SNDA
Q4 25
17.3%
-30.5%
Q3 25
13.2%
-27.4%
Q2 25
17.7%
-1.7%
Q1 25
19.1%
-13.6%
Q4 24
18.0%
-6.0%
Q3 24
16.1%
-18.4%
Q2 24
13.9%
-14.0%
Q1 24
18.8%
40.1%
EPS (diluted)
MFIN
MFIN
SNDA
SNDA
Q4 25
$0.50
$-1.73
Q3 25
$0.32
$-1.56
Q2 25
$0.46
$-0.16
Q1 25
$0.50
$-0.77
Q4 24
$0.43
$-0.86
Q3 24
$0.37
$-0.98
Q2 24
$0.30
$-0.86
Q1 24
$0.42
$2.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MFIN
MFIN
SNDA
SNDA
Cash + ST InvestmentsLiquidity on hand
$136.3M
$11.0M
Total DebtLower is stronger
$216.0M
$689.7M
Stockholders' EquityBook value
$408.6M
$-11.0K
Total Assets
$3.0B
$844.8M
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MFIN
MFIN
SNDA
SNDA
Q4 25
$136.3M
$11.0M
Q3 25
$72.5M
$17.0M
Q2 25
$110.4M
$14.1M
Q1 25
$131.5M
$14.0M
Q4 24
$98.2M
$17.0M
Q3 24
$120.6M
$24.9M
Q2 24
$87.7M
$9.5M
Q1 24
$54.8M
$24.2M
Total Debt
MFIN
MFIN
SNDA
SNDA
Q4 25
$216.0M
$689.7M
Q3 25
$215.7M
$684.4M
Q2 25
$199.9M
$677.9M
Q1 25
$199.7M
$650.9M
Q4 24
$232.2M
$651.4M
Q3 24
$232.0M
$604.1M
Q2 24
$230.8M
$583.8M
Q1 24
$225.6M
$578.1M
Stockholders' Equity
MFIN
MFIN
SNDA
SNDA
Q4 25
$408.6M
$-11.0K
Q3 25
$397.4M
$29.8M
Q2 25
$389.9M
$56.7M
Q1 25
$380.2M
$58.8M
Q4 24
$370.2M
$71.8M
Q3 24
$362.4M
$77.5M
Q2 24
$354.0M
$-34.1M
Q1 24
$349.0M
$-41.4M
Total Assets
MFIN
MFIN
SNDA
SNDA
Q4 25
$3.0B
$844.8M
Q3 25
$2.9B
$854.8M
Q2 25
$2.9B
$849.8M
Q1 25
$2.8B
$824.5M
Q4 24
$2.9B
$841.9M
Q3 24
$2.9B
$796.2M
Q2 24
$2.8B
$652.2M
Q1 24
$2.6B
$636.3M
Debt / Equity
MFIN
MFIN
SNDA
SNDA
Q4 25
0.53×
Q3 25
0.54×
22.99×
Q2 25
0.51×
11.96×
Q1 25
0.53×
11.08×
Q4 24
0.63×
9.07×
Q3 24
0.64×
7.79×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MFIN
MFIN
SNDA
SNDA
Operating Cash FlowLast quarter
$126.3M
$-400.0K
Free Cash FlowOCF − Capex
$-9.3M
FCF MarginFCF / Revenue
-9.5%
Capex IntensityCapex / Revenue
9.1%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters
$-8.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MFIN
MFIN
SNDA
SNDA
Q4 25
$126.3M
$-400.0K
Q3 25
$67.0M
$12.0M
Q2 25
$-10.7M
$8.9M
Q1 25
$36.3M
$3.8M
Q4 24
$108.7M
$-3.1M
Q3 24
$24.6M
$3.0M
Q2 24
$27.6M
$2.5M
Q1 24
$32.3M
$-4.1M
Free Cash Flow
MFIN
MFIN
SNDA
SNDA
Q4 25
$-9.3M
Q3 25
$3.0M
Q2 25
$1.9M
Q1 25
$-4.5M
Q4 24
$-10.4M
Q3 24
$-5.1M
Q2 24
$-1.7M
Q1 24
$-9.9M
FCF Margin
MFIN
MFIN
SNDA
SNDA
Q4 25
-9.5%
Q3 25
3.0%
Q2 25
2.1%
Q1 25
-4.9%
Q4 24
-11.3%
Q3 24
-6.8%
Q2 24
-2.4%
Q1 24
-14.6%
Capex Intensity
MFIN
MFIN
SNDA
SNDA
Q4 25
9.1%
Q3 25
9.2%
Q2 25
7.5%
Q1 25
9.1%
Q4 24
7.9%
Q3 24
10.8%
Q2 24
5.9%
Q1 24
8.5%
Cash Conversion
MFIN
MFIN
SNDA
SNDA
Q4 25
10.35×
Q3 25
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
10.72×
Q3 24
2.86×
Q2 24
3.89×
Q1 24
3.22×
-0.15×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MFIN
MFIN

Segment breakdown not available.

SNDA
SNDA

Health Care Resident Service$86.3M88%
Community Reimbursement Revenue$10.3M11%
Management Service$1.1M1%

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