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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and TSS, Inc. (TSSI). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $60.9M, roughly 1.2× TSS, Inc.). TSS, Inc. runs the higher net margin — 20.0% vs 17.3%, a 2.7% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 21.8%). Over the past eight quarters, TSS, Inc.'s revenue compounded faster (95.8% CAGR vs 15.0%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
MFIN vs TSSI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $60.9M |
| Net Profit | $12.2M | $12.2M |
| Gross Margin | — | 17.6% |
| Operating Margin | 29.3% | 1.5% |
| Net Margin | 17.3% | 20.0% |
| Revenue YoY | 25.4% | 21.8% |
| Net Profit YoY | 20.3% | 535.7% |
| EPS (diluted) | $0.50 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $60.9M | ||
| Q3 25 | $58.7M | $41.9M | ||
| Q2 25 | $62.6M | $44.0M | ||
| Q1 25 | $63.0M | $99.0M | ||
| Q4 24 | $56.3M | $50.0M | ||
| Q3 24 | $53.3M | $70.1M | ||
| Q2 24 | $51.0M | $12.2M | ||
| Q1 24 | $53.3M | $15.9M |
| Q4 25 | $12.2M | $12.2M | ||
| Q3 25 | $7.8M | $-1.5M | ||
| Q2 25 | $11.1M | $1.5M | ||
| Q1 25 | $12.0M | $3.0M | ||
| Q4 24 | $10.1M | $1.9M | ||
| Q3 24 | $8.6M | $2.6M | ||
| Q2 24 | $7.1M | $1.4M | ||
| Q1 24 | $10.0M | $15.0K |
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 11.1% | ||
| Q2 25 | — | 17.8% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 14.4% | ||
| Q3 24 | — | 11.3% | ||
| Q2 24 | — | 37.3% | ||
| Q1 24 | — | 17.1% |
| Q4 25 | 29.3% | 1.5% | ||
| Q3 25 | 33.2% | -2.2% | ||
| Q2 25 | 31.1% | 5.1% | ||
| Q1 25 | 32.1% | 4.2% | ||
| Q4 24 | 32.8% | 0.0% | ||
| Q3 24 | 26.6% | 5.4% | ||
| Q2 24 | 24.3% | 14.0% | ||
| Q1 24 | 33.6% | 1.6% |
| Q4 25 | 17.3% | 20.0% | ||
| Q3 25 | 13.2% | -3.6% | ||
| Q2 25 | 17.7% | 3.4% | ||
| Q1 25 | 19.1% | 3.0% | ||
| Q4 24 | 18.0% | 3.8% | ||
| Q3 24 | 16.1% | 3.8% | ||
| Q2 24 | 13.9% | 11.5% | ||
| Q1 24 | 18.8% | 0.1% |
| Q4 25 | $0.50 | $0.44 | ||
| Q3 25 | $0.32 | $-0.06 | ||
| Q2 25 | $0.46 | $0.06 | ||
| Q1 25 | $0.50 | $0.12 | ||
| Q4 24 | $0.43 | $0.08 | ||
| Q3 24 | $0.37 | $0.10 | ||
| Q2 24 | $0.30 | $0.06 | ||
| Q1 24 | $0.42 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $85.5M |
| Total DebtLower is stronger | $216.0M | — |
| Stockholders' EquityBook value | $408.6M | $76.6M |
| Total Assets | $3.0B | $184.9M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $85.5M | ||
| Q3 25 | $72.5M | $70.7M | ||
| Q2 25 | $110.4M | — | ||
| Q1 25 | $131.5M | — | ||
| Q4 24 | $98.2M | $23.2M | ||
| Q3 24 | $120.6M | $46.4M | ||
| Q2 24 | $87.7M | $8.3M | ||
| Q1 24 | $54.8M | $14.4M |
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
| Q4 25 | $408.6M | $76.6M | ||
| Q3 25 | $397.4M | $63.4M | ||
| Q2 25 | $389.9M | $9.5M | ||
| Q1 25 | $380.2M | $9.4M | ||
| Q4 24 | $370.2M | $7.1M | ||
| Q3 24 | $362.4M | $7.7M | ||
| Q2 24 | $354.0M | $5.2M | ||
| Q1 24 | $349.0M | $3.7M |
| Q4 25 | $3.0B | $184.9M | ||
| Q3 25 | $2.9B | $165.4M | ||
| Q2 25 | $2.9B | $139.5M | ||
| Q1 25 | $2.8B | $113.5M | ||
| Q4 24 | $2.9B | $96.6M | ||
| Q3 24 | $2.9B | $67.3M | ||
| Q2 24 | $2.8B | $28.9M | ||
| Q1 24 | $2.6B | $26.8M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $16.3M |
| Free Cash FlowOCF − Capex | — | $15.8M |
| FCF MarginFCF / Revenue | — | 25.9% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | 10.35× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | — | $2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $16.3M | ||
| Q3 25 | $67.0M | $-18.4M | ||
| Q2 25 | $-10.7M | $16.3M | ||
| Q1 25 | $36.3M | $20.6M | ||
| Q4 24 | $108.7M | $-21.6M | ||
| Q3 24 | $24.6M | $38.6M | ||
| Q2 24 | $27.6M | $-4.3M | ||
| Q1 24 | $32.3M | $2.6M |
| Q4 25 | — | $15.8M | ||
| Q3 25 | — | $-24.9M | ||
| Q2 25 | — | $5.4M | ||
| Q1 25 | — | $5.8M | ||
| Q4 24 | — | $-28.4M | ||
| Q3 24 | — | $38.6M | ||
| Q2 24 | — | $-6.0M | ||
| Q1 24 | — | $2.6M |
| Q4 25 | — | 25.9% | ||
| Q3 25 | — | -59.3% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | -56.7% | ||
| Q3 24 | — | 55.1% | ||
| Q2 24 | — | -49.4% | ||
| Q1 24 | — | 16.4% |
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 15.3% | ||
| Q2 25 | — | 24.8% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 13.4% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 13.8% | ||
| Q1 24 | — | 0.2% |
| Q4 25 | 10.35× | 1.34× | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | 11.02× | ||
| Q1 25 | 3.02× | 6.93× | ||
| Q4 24 | 10.72× | -11.32× | ||
| Q3 24 | 2.86× | 14.60× | ||
| Q2 24 | 3.89× | -3.09× | ||
| Q1 24 | 3.22× | 176.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
TSSI
| Procurement Revenues Segment | $43.2M | 71% |
| System Integration Services Segment | $14.2M | 23% |
| Facilities Segment | $3.5M | 6% |
