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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $58.6M, roughly 1.2× Vitesse Energy, Inc.). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -1.3%, a 18.5% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 4.8%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -2.1%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.
MFIN vs VTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $58.6M |
| Net Profit | $12.2M | $-739.0K |
| Gross Margin | — | — |
| Operating Margin | 29.3% | -12.0% |
| Net Margin | 17.3% | -1.3% |
| Revenue YoY | 25.4% | 4.8% |
| Net Profit YoY | 20.3% | 85.6% |
| EPS (diluted) | $0.50 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $58.6M | ||
| Q3 25 | $58.7M | $67.4M | ||
| Q2 25 | $62.6M | $81.8M | ||
| Q1 25 | $63.0M | $66.2M | ||
| Q4 24 | $56.3M | $55.9M | ||
| Q3 24 | $53.3M | $58.3M | ||
| Q2 24 | $51.0M | $66.6M | ||
| Q1 24 | $53.3M | $61.2M |
| Q4 25 | $12.2M | $-739.0K | ||
| Q3 25 | $7.8M | $-1.3M | ||
| Q2 25 | $11.1M | $24.7M | ||
| Q1 25 | $12.0M | $2.7M | ||
| Q4 24 | $10.1M | $-5.1M | ||
| Q3 24 | $8.6M | $17.4M | ||
| Q2 24 | $7.1M | $10.9M | ||
| Q1 24 | $10.0M | $-2.2M |
| Q4 25 | 29.3% | -12.0% | ||
| Q3 25 | 33.2% | 0.2% | ||
| Q2 25 | 31.1% | 22.8% | ||
| Q1 25 | 32.1% | 8.1% | ||
| Q4 24 | 32.8% | 3.7% | ||
| Q3 24 | 26.6% | 15.4% | ||
| Q2 24 | 24.3% | 25.2% | ||
| Q1 24 | 33.6% | 21.4% |
| Q4 25 | 17.3% | -1.3% | ||
| Q3 25 | 13.2% | -1.9% | ||
| Q2 25 | 17.7% | 30.2% | ||
| Q1 25 | 19.1% | 4.0% | ||
| Q4 24 | 18.0% | -9.2% | ||
| Q3 24 | 16.1% | 29.9% | ||
| Q2 24 | 13.9% | 16.4% | ||
| Q1 24 | 18.8% | -3.6% |
| Q4 25 | $0.50 | $-0.01 | ||
| Q3 25 | $0.32 | $-0.03 | ||
| Q2 25 | $0.46 | $0.60 | ||
| Q1 25 | $0.50 | $0.08 | ||
| Q4 24 | $0.43 | $-0.15 | ||
| Q3 24 | $0.37 | $0.53 | ||
| Q2 24 | $0.30 | $0.33 | ||
| Q1 24 | $0.42 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | — |
| Total DebtLower is stronger | $216.0M | — |
| Stockholders' EquityBook value | $408.6M | $629.3M |
| Total Assets | $3.0B | $893.4M |
| Debt / EquityLower = less leverage | 0.53× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | — | ||
| Q3 25 | $72.5M | — | ||
| Q2 25 | $110.4M | — | ||
| Q1 25 | $131.5M | $4.5M | ||
| Q4 24 | $98.2M | $3.0M | ||
| Q3 24 | $120.6M | — | ||
| Q2 24 | $87.7M | — | ||
| Q1 24 | $54.8M | — |
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
| Q4 25 | $408.6M | $629.3M | ||
| Q3 25 | $397.4M | $650.3M | ||
| Q2 25 | $389.9M | $671.9M | ||
| Q1 25 | $380.2M | $667.7M | ||
| Q4 24 | $370.2M | $500.3M | ||
| Q3 24 | $362.4M | $520.4M | ||
| Q2 24 | $354.0M | $518.5M | ||
| Q1 24 | $349.0M | $522.7M |
| Q4 25 | $3.0B | $893.4M | ||
| Q3 25 | $2.9B | $932.9M | ||
| Q2 25 | $2.9B | $951.5M | ||
| Q1 25 | $2.8B | $975.2M | ||
| Q4 24 | $2.9B | $810.9M | ||
| Q3 24 | $2.9B | $791.2M | ||
| Q2 24 | $2.8B | $778.4M | ||
| Q1 24 | $2.6B | $749.7M |
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $37.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 10.35× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $37.4M | ||
| Q3 25 | $67.0M | $49.4M | ||
| Q2 25 | $-10.7M | $66.0M | ||
| Q1 25 | $36.3M | $17.5M | ||
| Q4 24 | $108.7M | $34.7M | ||
| Q3 24 | $24.6M | $45.7M | ||
| Q2 24 | $27.6M | $35.2M | ||
| Q1 24 | $32.3M | $39.4M |
| Q4 25 | 10.35× | — | ||
| Q3 25 | 8.63× | — | ||
| Q2 25 | -0.97× | 2.68× | ||
| Q1 25 | 3.02× | 6.56× | ||
| Q4 24 | 10.72× | — | ||
| Q3 24 | 2.86× | 2.62× | ||
| Q2 24 | 3.89× | 3.22× | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
VTS
| Oil Reserves | $54.5M | 93% |
| Natural Gas Reserves | $4.2M | 7% |
