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Side-by-side financial comparison of M/I HOMES, INC. (MHO) and PRICESMART INC (PSMT). Click either name above to swap in a different company.
PRICESMART INC is the larger business by last-quarter revenue ($1.4B vs $1.1B, roughly 1.2× M/I HOMES, INC.). M/I HOMES, INC. runs the higher net margin — 5.6% vs 2.9%, a 2.7% gap on every dollar of revenue. On growth, PRICESMART INC posted the faster year-over-year revenue change (9.9% vs -4.8%). PRICESMART INC produced more free cash flow last quarter ($32.6M vs $-13.0M). Over the past eight quarters, M/I HOMES, INC.'s revenue compounded faster (4.7% CAGR vs 3.5%).
M/I Homes, Inc. is a leading U.S. residential construction company that designs, builds and sells single-family homes, townhomes and duplexes across multiple U.S. states. It caters to entry-level, move-up and luxury homebuyers, offering energy-efficient designs, flexible floor plans and personalized customization options.
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
MHO vs PSMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.4B |
| Net Profit | $64.0M | $40.2M |
| Gross Margin | 17.4% | 17.7% |
| Operating Margin | 6.5% | 4.6% |
| Net Margin | 5.6% | 2.9% |
| Revenue YoY | -4.8% | 9.9% |
| Net Profit YoY | -52.1% | 7.3% |
| EPS (diluted) | $2.42 | $1.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.4B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $976.1M | $1.4B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.1B | $1.2B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.0B | $1.3B |
| Q4 25 | $64.0M | $40.2M | ||
| Q3 25 | $106.5M | $31.5M | ||
| Q2 25 | $121.2M | $35.2M | ||
| Q1 25 | $111.2M | $43.8M | ||
| Q4 24 | $133.5M | $37.4M | ||
| Q3 24 | $145.4M | $29.1M | ||
| Q2 24 | $146.7M | $32.5M | ||
| Q1 24 | $138.1M | $39.3M |
| Q4 25 | 17.4% | 17.7% | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 24.7% | — | ||
| Q1 25 | 25.9% | 17.1% | ||
| Q4 24 | 24.6% | 17.4% | ||
| Q3 24 | 27.1% | — | ||
| Q2 24 | 27.9% | — | ||
| Q1 24 | 27.1% | — |
| Q4 25 | 6.5% | 4.6% | ||
| Q3 25 | 12.0% | 4.0% | ||
| Q2 25 | 13.4% | 4.3% | ||
| Q1 25 | 14.4% | 4.8% | ||
| Q4 24 | 13.6% | 4.6% | ||
| Q3 24 | 15.9% | 4.0% | ||
| Q2 24 | 16.8% | 4.1% | ||
| Q1 24 | 16.6% | 4.9% |
| Q4 25 | 5.6% | 2.9% | ||
| Q3 25 | 9.4% | 2.4% | ||
| Q2 25 | 10.4% | 2.7% | ||
| Q1 25 | 11.4% | 3.2% | ||
| Q4 24 | 11.1% | 3.0% | ||
| Q3 24 | 12.7% | 2.4% | ||
| Q2 24 | 13.2% | 2.6% | ||
| Q1 24 | 13.2% | 3.0% |
| Q4 25 | $2.42 | $1.29 | ||
| Q3 25 | $3.92 | $1.02 | ||
| Q2 25 | $4.42 | $1.14 | ||
| Q1 25 | $3.98 | $1.45 | ||
| Q4 24 | $4.71 | $1.21 | ||
| Q3 24 | $5.10 | $0.94 | ||
| Q2 24 | $5.12 | $1.08 | ||
| Q1 24 | $4.78 | $1.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $320.6M |
| Total DebtLower is stronger | — | $180.3M |
| Stockholders' EquityBook value | $3.2B | $1.3B |
| Total Assets | $4.8B | $2.4B |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $320.6M | ||
| Q3 25 | — | $314.2M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $247.3M | ||
| Q4 24 | — | $222.2M | ||
| Q3 24 | — | $225.5M | ||
| Q2 24 | — | $228.2M | ||
| Q1 24 | — | $264.2M |
| Q4 25 | — | $180.3M | ||
| Q3 25 | — | $186.6M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $107.1M | ||
| Q4 24 | — | $115.6M | ||
| Q3 24 | — | $130.4M | ||
| Q2 24 | — | $135.1M | ||
| Q1 24 | — | $140.0M |
| Q4 25 | $3.2B | $1.3B | ||
| Q3 25 | $3.1B | $1.2B | ||
| Q2 25 | $3.1B | $1.2B | ||
| Q1 25 | $3.0B | $1.2B | ||
| Q4 24 | $2.9B | $1.2B | ||
| Q3 24 | $2.8B | $1.1B | ||
| Q2 24 | $2.7B | $1.1B | ||
| Q1 24 | $2.6B | $1.1B |
| Q4 25 | $4.8B | $2.4B | ||
| Q3 25 | $4.8B | $2.3B | ||
| Q2 25 | $4.7B | $2.1B | ||
| Q1 25 | $4.6B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.5B | $2.0B | ||
| Q2 24 | $4.3B | $2.0B | ||
| Q1 24 | $4.2B | $2.0B |
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.13× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.7M | $71.2M |
| Free Cash FlowOCF − Capex | $-13.0M | $32.6M |
| FCF MarginFCF / Revenue | -1.1% | 2.4% |
| Capex IntensityCapex / Revenue | 0.4% | 2.8% |
| Cash ConversionOCF / Net Profit | -0.14× | 1.77× |
| TTM Free Cash FlowTrailing 4 quarters | $127.7M | $125.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-8.7M | $71.2M | ||
| Q3 25 | $43.4M | $82.1M | ||
| Q2 25 | $37.8M | $52.8M | ||
| Q1 25 | $64.9M | $87.9M | ||
| Q4 24 | $104.4M | $38.5M | ||
| Q3 24 | $-67.9M | $41.8M | ||
| Q2 24 | $27.5M | $38.1M | ||
| Q1 24 | $115.8M | $86.6M |
| Q4 25 | $-13.0M | $32.6M | ||
| Q3 25 | $42.0M | $25.6M | ||
| Q2 25 | $35.1M | $14.0M | ||
| Q1 25 | $63.5M | $53.2M | ||
| Q4 24 | $102.3M | $10.3M | ||
| Q3 24 | $-68.5M | $15.2M | ||
| Q2 24 | $22.0M | $-308.0K | ||
| Q1 24 | $115.5M | $16.4M |
| Q4 25 | -1.1% | 2.4% | ||
| Q3 25 | 3.7% | 1.9% | ||
| Q2 25 | 3.0% | 1.1% | ||
| Q1 25 | 6.5% | 3.9% | ||
| Q4 24 | 8.5% | 0.8% | ||
| Q3 24 | -6.0% | 1.2% | ||
| Q2 24 | 2.0% | -0.0% | ||
| Q1 24 | 11.0% | 1.3% |
| Q4 25 | 0.4% | 2.8% | ||
| Q3 25 | 0.1% | 4.2% | ||
| Q2 25 | 0.2% | 2.9% | ||
| Q1 25 | 0.1% | 2.5% | ||
| Q4 24 | 0.2% | 2.2% | ||
| Q3 24 | 0.1% | 2.2% | ||
| Q2 24 | 0.5% | 3.1% | ||
| Q1 24 | 0.0% | 5.4% |
| Q4 25 | -0.14× | 1.77× | ||
| Q3 25 | 0.41× | 2.60× | ||
| Q2 25 | 0.31× | 1.50× | ||
| Q1 25 | 0.58× | 2.01× | ||
| Q4 24 | 0.78× | 1.03× | ||
| Q3 24 | -0.47× | 1.44× | ||
| Q2 24 | 0.19× | 1.17× | ||
| Q1 24 | 0.84× | 2.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MHO
| Southern Homebuilding | $615.6M | 54% |
| Northern Homebuilding | $503.9M | 44% |
| Financial Service | $27.8M | 2% |
| Land | $4.7M | 0% |
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
