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Side-by-side financial comparison of MicroAlgo Inc. (MLGO) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $26.3M, roughly 1.6× MicroAlgo Inc.). On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -35.5%).

MicroAlgo Inc. is a technology enterprise specializing in custom algorithm optimization solutions. It mainly serves clients across smart city management, industrial internet, and e-commerce sectors, helping enterprises improve operational efficiency, reduce operating costs, and optimize data processing performance for real business scenarios.

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

MLGO vs NFBK — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.6× larger
NFBK
$41.3M
$26.3M
MLGO
Growing faster (revenue YoY)
NFBK
NFBK
+48.2% gap
NFBK
12.7%
-35.5%
MLGO

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
MLGO
MLGO
NFBK
NFBK
Revenue
$26.3M
$41.3M
Net Profit
$-27.4M
Gross Margin
Operating Margin
-1263.3%
Net Margin
-1545.5%
Revenue YoY
-35.5%
12.7%
Net Profit YoY
-343.6%
EPS (diluted)
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLGO
MLGO
NFBK
NFBK
Q4 25
$41.3M
Q3 25
$39.2M
Q2 25
$26.3M
$38.9M
Q1 25
$34.8M
Q4 24
$34.6M
$36.7M
Q3 24
$31.8M
Q2 24
$40.8M
$31.5M
Q1 24
$31.3M
Net Profit
MLGO
MLGO
NFBK
NFBK
Q4 25
$-27.4M
Q3 25
$10.8M
Q2 25
$9.6M
Q1 25
$7.9M
Q4 24
$4.2M
$11.3M
Q3 24
$6.5M
Q2 24
$6.0M
Q1 24
$6.2M
Gross Margin
MLGO
MLGO
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
26.4%
Q3 24
Q2 24
Q1 24
Operating Margin
MLGO
MLGO
NFBK
NFBK
Q4 25
-1263.3%
Q3 25
37.7%
Q2 25
35.6%
Q1 25
31.0%
Q4 24
7.0%
38.0%
Q3 24
27.9%
Q2 24
29.1%
Q1 24
27.2%
Net Margin
MLGO
MLGO
NFBK
NFBK
Q4 25
-1545.5%
Q3 25
27.4%
Q2 25
24.6%
Q1 25
22.6%
Q4 24
12.1%
30.7%
Q3 24
20.5%
Q2 24
18.9%
Q1 24
19.9%
EPS (diluted)
MLGO
MLGO
NFBK
NFBK
Q4 25
$-0.68
Q3 25
$0.27
Q2 25
$0.24
Q1 25
$0.19
Q4 24
$0.56
$0.27
Q3 24
$0.16
Q2 24
$0.14
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLGO
MLGO
NFBK
NFBK
Cash + ST InvestmentsLiquidity on hand
$319.4M
$164.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$317.6M
$690.1M
Total Assets
$330.8M
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLGO
MLGO
NFBK
NFBK
Q4 25
$164.0M
Q3 25
$131.7M
Q2 25
$319.4M
$97.6M
Q1 25
$101.7M
Q4 24
$164.9M
$167.7M
Q3 24
$232.9M
Q2 24
$66.7M
$153.5M
Q1 24
$238.8M
Total Debt
MLGO
MLGO
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MLGO
MLGO
NFBK
NFBK
Q4 25
$690.1M
Q3 25
$719.6M
Q2 25
$317.6M
$710.3M
Q1 25
$711.1M
Q4 24
$144.9M
$704.7M
Q3 24
$699.6M
Q2 24
$76.0M
$693.0M
Q1 24
$698.4M
Total Assets
MLGO
MLGO
NFBK
NFBK
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$330.8M
$5.7B
Q1 25
$5.7B
Q4 24
$176.3M
$5.7B
Q3 24
$5.7B
Q2 24
$107.6M
$5.7B
Q1 24
$5.9B
Debt / Equity
MLGO
MLGO
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLGO
MLGO
NFBK
NFBK
Operating Cash FlowLast quarter
$53.7M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
127.1%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLGO
MLGO
NFBK
NFBK
Q4 25
$53.7M
Q3 25
$13.9M
Q2 25
$14.1M
Q1 25
$9.4M
Q4 24
$4.8M
$31.1M
Q3 24
$14.0M
Q2 24
$6.9M
Q1 24
$4.2M
Free Cash Flow
MLGO
MLGO
NFBK
NFBK
Q4 25
$52.5M
Q3 25
$13.6M
Q2 25
$13.9M
Q1 25
$9.2M
Q4 24
$4.8M
$30.0M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
MLGO
MLGO
NFBK
NFBK
Q4 25
127.1%
Q3 25
34.6%
Q2 25
35.7%
Q1 25
26.3%
Q4 24
13.8%
81.6%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
MLGO
MLGO
NFBK
NFBK
Q4 25
2.8%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.7%
Q4 24
0.0%
3.1%
Q3 24
0.7%
Q2 24
0.0%
0.8%
Q1 24
1.4%
Cash Conversion
MLGO
MLGO
NFBK
NFBK
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
1.15×
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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