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Side-by-side financial comparison of MILLER INDUSTRIES INC (MLR) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

MILLER INDUSTRIES INC is the larger business by last-quarter revenue ($171.9M vs $120.1M, roughly 1.4× Triumph Financial, Inc.). On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (16.0% vs -22.5%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (9.0% CAGR vs -29.9%).

Miller Industries is an American tow truck and towing equipment manufacturing company based in the Chattanooga suburb of Ooltewah, Tennessee. Its primary subsidiary, Miller Industries Towing Equipment Inc., manufactures a variety of light- to heavy-duty wreckers, car carriers, and rotators under several brand names, including Century, Vulcan, Chevron, and Holmes. Miller Industries also operates international brands with Boniface (U.K.) and Jige (France). It is listed on the New York Stock Exc...

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

MLR vs TFIN — Head-to-Head

Bigger by revenue
MLR
MLR
1.4× larger
MLR
$171.9M
$120.1M
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+38.5% gap
TFIN
16.0%
-22.5%
MLR
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
9.0%
-29.9%
MLR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MLR
MLR
TFIN
TFIN
Revenue
$171.9M
$120.1M
Net Profit
Gross Margin
15.4%
Operating Margin
2.9%
Net Margin
Revenue YoY
-22.5%
16.0%
Net Profit YoY
400.6%
EPS (diluted)
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLR
MLR
TFIN
TFIN
Q4 25
$171.9M
$120.1M
Q3 25
$178.7M
$109.3M
Q2 25
$214.0M
$108.1M
Q1 25
$225.7M
$101.6M
Q4 24
$221.9M
$103.6M
Q3 24
$314.3M
$106.2M
Q2 24
$371.5M
$105.1M
Q1 24
$349.9M
$101.0M
Net Profit
MLR
MLR
TFIN
TFIN
Q4 25
Q3 25
$3.1M
$1.7M
Q2 25
$8.5M
$4.4M
Q1 25
$8.1M
$17.0K
Q4 24
$3.8M
Q3 24
$15.4M
$5.3M
Q2 24
$20.5M
$2.7M
Q1 24
$17.0M
$4.2M
Gross Margin
MLR
MLR
TFIN
TFIN
Q4 25
15.4%
Q3 25
14.2%
Q2 25
16.2%
Q1 25
15.0%
Q4 24
15.1%
Q3 24
13.4%
Q2 24
13.8%
Q1 24
12.6%
Operating Margin
MLR
MLR
TFIN
TFIN
Q4 25
2.9%
Q3 25
2.4%
1.2%
Q2 25
5.3%
7.3%
Q1 25
4.8%
0.1%
Q4 24
5.7%
5.6%
Q3 24
6.3%
5.9%
Q2 24
7.1%
3.4%
Q1 24
6.1%
4.7%
Net Margin
MLR
MLR
TFIN
TFIN
Q4 25
Q3 25
1.7%
1.6%
Q2 25
4.0%
4.1%
Q1 25
3.6%
0.0%
Q4 24
3.7%
Q3 24
4.9%
5.0%
Q2 24
5.5%
2.6%
Q1 24
4.9%
4.1%
EPS (diluted)
MLR
MLR
TFIN
TFIN
Q4 25
$0.29
Q3 25
$0.27
$0.04
Q2 25
$0.73
$0.15
Q1 25
$0.69
$-0.03
Q4 24
$0.89
$0.13
Q3 24
$1.33
$0.19
Q2 24
$1.78
$0.08
Q1 24
$1.47
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLR
MLR
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$248.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$420.6M
$941.8M
Total Assets
$589.7M
$6.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLR
MLR
TFIN
TFIN
Q4 25
$248.5M
Q3 25
$147.2M
Q2 25
$282.3M
Q1 25
$502.9M
Q4 24
$330.1M
Q3 24
$489.3M
Q2 24
$500.7M
Q1 24
$417.0M
Stockholders' Equity
MLR
MLR
TFIN
TFIN
Q4 25
$420.6M
$941.8M
Q3 25
$420.7M
$919.3M
Q2 25
$418.6M
$912.4M
Q1 25
$406.5M
$893.9M
Q4 24
$401.0M
$890.9M
Q3 24
$395.2M
$885.8M
Q2 24
$379.9M
$874.2M
Q1 24
$362.4M
$872.3M
Total Assets
MLR
MLR
TFIN
TFIN
Q4 25
$589.7M
$6.4B
Q3 25
$604.3M
$6.4B
Q2 25
$622.9M
$6.5B
Q1 25
$639.7M
$6.3B
Q4 24
$667.0M
$5.9B
Q3 24
$755.3M
$5.9B
Q2 24
$748.2M
$5.8B
Q1 24
$696.5M
$5.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLR
MLR
TFIN
TFIN
Operating Cash FlowLast quarter
$48.9M
$67.1M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$85.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLR
MLR
TFIN
TFIN
Q4 25
$48.9M
$67.1M
Q3 25
$19.9M
$24.4M
Q2 25
$27.2M
$9.8M
Q1 25
$2.7M
$-3.6M
Q4 24
$-11.7M
$58.5M
Q3 24
$30.3M
$26.6M
Q2 24
$-10.7M
$21.9M
Q1 24
$9.0M
$-10.7M
Free Cash Flow
MLR
MLR
TFIN
TFIN
Q4 25
$43.8M
Q3 25
$18.1M
$22.4M
Q2 25
$25.6M
$6.8M
Q1 25
$-2.4M
$-7.9M
Q4 24
$-13.0M
Q3 24
$24.0M
$25.8M
Q2 24
$-13.8M
$-31.9M
Q1 24
$4.3M
FCF Margin
MLR
MLR
TFIN
TFIN
Q4 25
25.5%
Q3 25
10.1%
20.5%
Q2 25
11.9%
6.2%
Q1 25
-1.1%
-7.7%
Q4 24
-5.9%
Q3 24
7.6%
24.3%
Q2 24
-3.7%
-30.3%
Q1 24
1.2%
Capex Intensity
MLR
MLR
TFIN
TFIN
Q4 25
3.0%
Q3 25
1.0%
1.8%
Q2 25
0.8%
2.8%
Q1 25
2.3%
4.2%
Q4 24
0.6%
Q3 24
2.0%
0.8%
Q2 24
0.8%
51.1%
Q1 24
1.3%
Cash Conversion
MLR
MLR
TFIN
TFIN
Q4 25
Q3 25
6.46×
14.29×
Q2 25
3.22×
2.22×
Q1 25
0.34×
-212.82×
Q4 24
15.25×
Q3 24
1.96×
4.97×
Q2 24
-0.52×
7.95×
Q1 24
0.53×
-2.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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