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Side-by-side financial comparison of MILLER INDUSTRIES INC (MLR) and LendingTree, Inc. (TREE). Click either name above to swap in a different company.

LendingTree, Inc. is the larger business by last-quarter revenue ($327.3M vs $171.9M, roughly 1.9× MILLER INDUSTRIES INC). On growth, LendingTree, Inc. posted the faster year-over-year revenue change (2.4% vs -22.5%). Over the past eight quarters, LendingTree, Inc.'s revenue compounded faster (24.8% CAGR vs -29.9%).

Miller Industries is an American tow truck and towing equipment manufacturing company based in the Chattanooga suburb of Ooltewah, Tennessee. Its primary subsidiary, Miller Industries Towing Equipment Inc., manufactures a variety of light- to heavy-duty wreckers, car carriers, and rotators under several brand names, including Century, Vulcan, Chevron, and Holmes. Miller Industries also operates international brands with Boniface (U.K.) and Jige (France). It is listed on the New York Stock Exc...

LendingTree, Inc. is an online lending marketplace, founded in 1996 and headquartered in Charlotte, North Carolina. The business platform allows potential borrowers to connect with multiple loan operators to find optimal terms for loans, credit cards, deposit accounts, insurance, etc. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products. Other additional services include financing tools, comparative loan searches and borrowing info...

MLR vs TREE — Head-to-Head

Bigger by revenue
TREE
TREE
1.9× larger
TREE
$327.3M
$171.9M
MLR
Growing faster (revenue YoY)
TREE
TREE
+24.9% gap
TREE
2.4%
-22.5%
MLR
Faster 2-yr revenue CAGR
TREE
TREE
Annualised
TREE
24.8%
-29.9%
MLR

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MLR
MLR
TREE
TREE
Revenue
$171.9M
$327.3M
Net Profit
$17.3M
Gross Margin
15.4%
100.0%
Operating Margin
2.9%
9.5%
Net Margin
5.3%
Revenue YoY
-22.5%
2.4%
Net Profit YoY
239.5%
EPS (diluted)
$0.29
$1.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MLR
MLR
TREE
TREE
Q1 26
$327.3M
Q4 25
$171.9M
$319.7M
Q3 25
$178.7M
$307.8M
Q2 25
$214.0M
$250.1M
Q1 25
$225.7M
$239.7M
Q4 24
$221.9M
$261.5M
Q3 24
$314.3M
$260.8M
Q2 24
$371.5M
$210.1M
Net Profit
MLR
MLR
TREE
TREE
Q1 26
$17.3M
Q4 25
$144.7M
Q3 25
$3.1M
$10.2M
Q2 25
$8.5M
$8.9M
Q1 25
$8.1M
$-12.4M
Q4 24
$7.5M
Q3 24
$15.4M
$-58.0M
Q2 24
$20.5M
$7.8M
Gross Margin
MLR
MLR
TREE
TREE
Q1 26
100.0%
Q4 25
15.4%
29.2%
Q3 25
14.2%
30.7%
Q2 25
16.2%
34.0%
Q1 25
15.0%
32.9%
Q4 24
15.1%
33.6%
Q3 24
13.4%
30.2%
Q2 24
13.8%
34.5%
Operating Margin
MLR
MLR
TREE
TREE
Q1 26
9.5%
Q4 25
2.9%
7.0%
Q3 25
2.4%
9.3%
Q2 25
5.3%
8.4%
Q1 25
4.8%
-3.0%
Q4 24
5.7%
6.9%
Q3 24
6.3%
3.8%
Q2 24
7.1%
4.6%
Net Margin
MLR
MLR
TREE
TREE
Q1 26
5.3%
Q4 25
45.2%
Q3 25
1.7%
3.3%
Q2 25
4.0%
3.5%
Q1 25
3.6%
-5.2%
Q4 24
2.9%
Q3 24
4.9%
-22.2%
Q2 24
5.5%
3.7%
EPS (diluted)
MLR
MLR
TREE
TREE
Q1 26
$1.22
Q4 25
$0.29
$10.32
Q3 25
$0.27
$0.73
Q2 25
$0.73
$0.65
Q1 25
$0.69
$-0.92
Q4 24
$0.89
$0.54
Q3 24
$1.33
$-4.34
Q2 24
$1.78
$0.58

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MLR
MLR
TREE
TREE
Cash + ST InvestmentsLiquidity on hand
$85.5M
Total DebtLower is stronger
$390.9M
Stockholders' EquityBook value
$420.6M
$304.7M
Total Assets
$589.7M
$863.9M
Debt / EquityLower = less leverage
1.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MLR
MLR
TREE
TREE
Q1 26
$85.5M
Q4 25
$81.1M
Q3 25
$68.6M
Q2 25
$149.1M
Q1 25
$126.4M
Q4 24
$106.6M
Q3 24
$96.8M
Q2 24
$66.8M
Total Debt
MLR
MLR
TREE
TREE
Q1 26
$390.9M
Q4 25
$387.7M
Q3 25
$388.4M
Q2 25
$385.1M
Q1 25
$387.7M
Q4 24
$344.1M
Q3 24
$346.2M
Q2 24
$467.7M
Stockholders' Equity
MLR
MLR
TREE
TREE
Q1 26
$304.7M
Q4 25
$420.6M
$286.8M
Q3 25
$420.7M
$132.4M
Q2 25
$418.6M
$118.1M
Q1 25
$406.5M
$103.7M
Q4 24
$401.0M
$108.8M
Q3 24
$395.2M
$94.3M
Q2 24
$379.9M
$145.8M
Total Assets
MLR
MLR
TREE
TREE
Q1 26
$863.9M
Q4 25
$589.7M
$855.7M
Q3 25
$604.3M
$759.9M
Q2 25
$622.9M
$835.8M
Q1 25
$639.7M
$777.1M
Q4 24
$667.0M
$767.7M
Q3 24
$755.3M
$787.2M
Q2 24
$748.2M
$802.2M
Debt / Equity
MLR
MLR
TREE
TREE
Q1 26
1.28×
Q4 25
1.35×
Q3 25
2.93×
Q2 25
3.26×
Q1 25
3.74×
Q4 24
3.16×
Q3 24
3.67×
Q2 24
3.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MLR
MLR
TREE
TREE
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.0%
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$85.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MLR
MLR
TREE
TREE
Q1 26
Q4 25
$48.9M
$73.1M
Q3 25
$19.9M
$28.8M
Q2 25
$27.2M
$28.0M
Q1 25
$2.7M
$-210.0K
Q4 24
$-11.7M
$62.3M
Q3 24
$30.3M
$45.3M
Q2 24
$-10.7M
$-4.9M
Free Cash Flow
MLR
MLR
TREE
TREE
Q1 26
Q4 25
$43.8M
$60.7M
Q3 25
$18.1M
$25.6M
Q2 25
$25.6M
$25.2M
Q1 25
$-2.4M
$-3.6M
Q4 24
$-13.0M
$51.0M
Q3 24
$24.0M
$42.3M
Q2 24
$-13.8M
$-7.7M
FCF Margin
MLR
MLR
TREE
TREE
Q1 26
Q4 25
25.5%
19.0%
Q3 25
10.1%
8.3%
Q2 25
11.9%
10.1%
Q1 25
-1.1%
-1.5%
Q4 24
-5.9%
19.5%
Q3 24
7.6%
16.2%
Q2 24
-3.7%
-3.7%
Capex Intensity
MLR
MLR
TREE
TREE
Q1 26
0.8%
Q4 25
3.0%
3.9%
Q3 25
1.0%
1.1%
Q2 25
0.8%
1.1%
Q1 25
2.3%
1.4%
Q4 24
0.6%
4.3%
Q3 24
2.0%
1.1%
Q2 24
0.8%
1.3%
Cash Conversion
MLR
MLR
TREE
TREE
Q1 26
Q4 25
0.51×
Q3 25
6.46×
2.84×
Q2 25
3.22×
3.15×
Q1 25
0.34×
Q4 24
8.29×
Q3 24
1.96×
Q2 24
-0.52×
-0.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MLR
MLR

Segment breakdown not available.

TREE
TREE

Insurance segment$221.9M68%
Consumer segment$66.3M20%
Home segment$39.1M12%

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