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Side-by-side financial comparison of MONRO, INC. (MNRO) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.

TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $293.4M, roughly 1.9× MONRO, INC.). MONRO, INC. runs the higher net margin — 3.8% vs -29.9%, a 33.7% gap on every dollar of revenue. On growth, TTEC Holdings, Inc. posted the faster year-over-year revenue change (0.4% vs -4.0%). MONRO, INC. produced more free cash flow last quarter ($9.1M vs $-9.2M). Over the past eight quarters, TTEC Holdings, Inc.'s revenue compounded faster (-0.6% CAGR vs -2.7%).

Monro, Inc. is an automotive services company founded and headquartered in Rochester, New York, U.S. As of 2025, Monro has 1,260 locations making them the second-largest automotive services company in North America after Driven Brands by number of locations and by revenue.

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

MNRO vs TTEC — Head-to-Head

Bigger by revenue
TTEC
TTEC
1.9× larger
TTEC
$570.0M
$293.4M
MNRO
Growing faster (revenue YoY)
TTEC
TTEC
+4.5% gap
TTEC
0.4%
-4.0%
MNRO
Higher net margin
MNRO
MNRO
33.7% more per $
MNRO
3.8%
-29.9%
TTEC
More free cash flow
MNRO
MNRO
$18.3M more FCF
MNRO
$9.1M
$-9.2M
TTEC
Faster 2-yr revenue CAGR
TTEC
TTEC
Annualised
TTEC
-0.6%
-2.7%
MNRO

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
MNRO
MNRO
TTEC
TTEC
Revenue
$293.4M
$570.0M
Net Profit
$11.1M
$-170.5M
Gross Margin
34.9%
Operating Margin
6.3%
-30.3%
Net Margin
3.8%
-29.9%
Revenue YoY
-4.0%
0.4%
Net Profit YoY
143.1%
-3791.9%
EPS (diluted)
$0.35
$-3.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MNRO
MNRO
TTEC
TTEC
Q4 25
$293.4M
$570.0M
Q3 25
$288.9M
$519.1M
Q2 25
$301.0M
$513.6M
Q1 25
$295.0M
$534.2M
Q4 24
$305.8M
$567.4M
Q3 24
$301.4M
$529.4M
Q2 24
$293.2M
$534.1M
Q1 24
$310.1M
$576.6M
Net Profit
MNRO
MNRO
TTEC
TTEC
Q4 25
$11.1M
$-170.5M
Q3 25
$5.7M
$-13.4M
Q2 25
$-8.1M
$-8.0M
Q1 25
$-21.3M
$1.4M
Q4 24
$4.6M
$4.6M
Q3 24
$5.6M
$-21.1M
Q2 24
$5.9M
$-299.5M
Q1 24
$3.7M
$-2.3M
Gross Margin
MNRO
MNRO
TTEC
TTEC
Q4 25
34.9%
Q3 25
35.7%
Q2 25
35.5%
Q1 25
33.0%
Q4 24
34.3%
Q3 24
35.3%
Q2 24
37.2%
Q1 24
35.5%
Operating Margin
MNRO
MNRO
TTEC
TTEC
Q4 25
6.3%
-30.3%
Q3 25
4.4%
2.4%
Q2 25
-2.0%
3.7%
Q1 25
-8.1%
4.5%
Q4 24
3.3%
2.7%
Q3 24
4.4%
2.4%
Q2 24
4.5%
-42.0%
Q1 24
3.3%
3.9%
Net Margin
MNRO
MNRO
TTEC
TTEC
Q4 25
3.8%
-29.9%
Q3 25
2.0%
-2.6%
Q2 25
-2.7%
-1.6%
Q1 25
-7.2%
0.3%
Q4 24
1.5%
0.8%
Q3 24
1.9%
-4.0%
Q2 24
2.0%
-56.1%
Q1 24
1.2%
-0.4%
EPS (diluted)
MNRO
MNRO
TTEC
TTEC
Q4 25
$0.35
$-3.57
Q3 25
$0.18
$-0.28
Q2 25
$-0.28
$-0.17
Q1 25
$-0.74
$0.03
Q4 24
$0.15
$0.05
Q3 24
$0.18
$-0.44
Q2 24
$0.19
$-6.30
Q1 24
$0.12
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MNRO
MNRO
TTEC
TTEC
Cash + ST InvestmentsLiquidity on hand
$4.9M
$82.9M
Total DebtLower is stronger
$45.0M
Stockholders' EquityBook value
$604.9M
$112.9M
Total Assets
$1.6B
$1.5B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MNRO
MNRO
TTEC
TTEC
Q4 25
$4.9M
$82.9M
Q3 25
$10.5M
$73.5M
Q2 25
$7.8M
$82.6M
Q1 25
$20.8M
$85.1M
Q4 24
$10.2M
$85.0M
Q3 24
$20.9M
$96.9M
Q2 24
$18.7M
$79.8M
Q1 24
$6.6M
$91.5M
Total Debt
MNRO
MNRO
TTEC
TTEC
Q4 25
$45.0M
Q3 25
$60.0M
Q2 25
$71.5M
Q1 25
$61.3M
Q4 24
$59.3M
Q3 24
$62.0M
Q2 24
$112.0M
Q1 24
$102.0M
Stockholders' Equity
MNRO
MNRO
TTEC
TTEC
Q4 25
$604.9M
$112.9M
Q3 25
$601.7M
$280.8M
Q2 25
$604.9M
$295.2M
Q1 25
$620.8M
$281.5M
Q4 24
$648.9M
$268.1M
Q3 24
$651.9M
$295.1M
Q2 24
$654.4M
$304.2M
Q1 24
$656.8M
$612.4M
Total Assets
MNRO
MNRO
TTEC
TTEC
Q4 25
$1.6B
$1.5B
Q3 25
$1.6B
$1.7B
Q2 25
$1.6B
$1.7B
Q1 25
$1.6B
$1.7B
Q4 24
$1.7B
$1.8B
Q3 24
$1.7B
$1.8B
Q2 24
$1.7B
$1.8B
Q1 24
$1.7B
$2.1B
Debt / Equity
MNRO
MNRO
TTEC
TTEC
Q4 25
0.07×
Q3 25
0.10×
Q2 25
0.12×
Q1 25
0.10×
Q4 24
0.09×
Q3 24
0.10×
Q2 24
0.17×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MNRO
MNRO
TTEC
TTEC
Operating Cash FlowLast quarter
$17.8M
$2.6M
Free Cash FlowOCF − Capex
$9.1M
$-9.2M
FCF MarginFCF / Revenue
3.1%
-1.6%
Capex IntensityCapex / Revenue
3.0%
2.1%
Cash ConversionOCF / Net Profit
1.60×
TTM Free Cash FlowTrailing 4 quarters
$49.6M
$83.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MNRO
MNRO
TTEC
TTEC
Q4 25
$17.8M
$2.6M
Q3 25
$32.3M
$4.2M
Q2 25
$-1.9M
$92.7M
Q1 25
$28.9M
$21.6M
Q4 24
$14.8M
$-1.1M
Q3 24
$62.6M
$-91.4M
Q2 24
$25.6M
$49.3M
Q1 24
$-5.3M
$-15.6M
Free Cash Flow
MNRO
MNRO
TTEC
TTEC
Q4 25
$9.1M
$-9.2M
Q3 25
$26.6M
$-9.6M
Q2 25
$-9.3M
$85.5M
Q1 25
$23.2M
$16.2M
Q4 24
$7.9M
$-9.8M
Q3 24
$57.6M
$-100.2M
Q2 24
$16.8M
$35.1M
Q1 24
$-11.9M
$-29.1M
FCF Margin
MNRO
MNRO
TTEC
TTEC
Q4 25
3.1%
-1.6%
Q3 25
9.2%
-1.8%
Q2 25
-3.1%
16.7%
Q1 25
7.9%
3.0%
Q4 24
2.6%
-1.7%
Q3 24
19.1%
-18.9%
Q2 24
5.7%
6.6%
Q1 24
-3.8%
-5.0%
Capex Intensity
MNRO
MNRO
TTEC
TTEC
Q4 25
3.0%
2.1%
Q3 25
2.0%
2.7%
Q2 25
2.5%
1.4%
Q1 25
1.9%
1.0%
Q4 24
2.2%
1.5%
Q3 24
1.6%
1.7%
Q2 24
3.0%
2.7%
Q1 24
2.1%
2.3%
Cash Conversion
MNRO
MNRO
TTEC
TTEC
Q4 25
1.60×
Q3 25
5.71×
Q2 25
Q1 25
15.60×
Q4 24
3.23×
-0.24×
Q3 24
11.08×
Q2 24
4.37×
Q1 24
-1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MNRO
MNRO

Tires$150.2M51%
Maintenance$73.5M25%
Brakes$35.1M12%
Steering$24.9M8%
Batteries$6.2M2%
Exhaust$3.2M1%

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

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